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Lowest price warranty
High package discount
Largest offer
Help with damage
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Lowest price warranty
Largest offer
Direct response
High package discount
Help with damage
Personal contact
100% independent

50 yr expertise

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage

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  • Largest offer
  • Assistance with damage
  • Personal contact
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Self-employed package

Take advantage of discounts by booking your entire package with us.

On this page:

Insurance that fits in a self-employed package :

The benefits of Finass Verzekert :

Find insurance that suits your industry : :

Frequently asked questions about a self-employed package :

Insurance cards and  policy conditions :

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that fits a self-employed package:
Liability and other miscellaneous:
Professional/company liability insurance

This insurance covers liability for:

This concerns  damage  that you or your employees, company, products or services cause to others.

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Cyber

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident .

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ROADAS

This insurance covers damage in the event of:

Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.

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Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

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Assets:
Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business. 

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Environmental damage insurance

With this insurance you are insured against:

The costs if you  environmental damage  at your location or at someone else's.  But you are also insured  if someone else  environmental damage  at your location.

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Money insurance

With this insurance you cover:

The costs of loss or theft of money , stamps and gift vouchers. Also during transport to the bank or in the event of a robbery. And if you unknowingly accept counterfeit money .

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Asset insurance

With this insurance you are:

Insures all items not intended for sale against  damage  caused by theft, burglary, fire, hail, storm and water. The  inventory  includes all the things you need for your business or profession.

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Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

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Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property insure these improvements in the insurance .

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Machine breakdown insurance

This insurance covers:

Business damage due to the machine breakage.

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Building insurance

This insurance insures you:

A business premises or club building and everything that goes with it against damage. Also consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

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Traffic:
Illness and disability:
Passenger car

This insurance:

Is intended for a business passenger car.

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Delivery van

This insurance:

Is intended for a business van.

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Absenteeism insurance

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

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Disability insurance

This insurance reimburses part of the personnel costs for:

For if you are not considered capable of performing work with a recognized economic added value.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Frequently asked questions about a self-employed person insurance package :
  • Which insurance policies are useful for me as a self-employed person?

    As a self-employed person you run certain risks. You could be held liable or become incapacitated. Therefore, take a look at the insurance policies above that are useful.

  • Are insurance mandatory for self-employed people?

    Insurance is not mandatory, but it is useful and risk-free. E.g. liability insurance for companies or disability insurance. As a self-employed person, certain risks are too great to cover yourself with your own reserves, so insurance is necessary.

  • Which insurance policies are smart for a starting self-employed person?

    Liability insurance for companies is most popular among self-employed people.

  • Which insurance policies are needed for self-employed people in construction?

    As a self-employed person in construction, you cannot do without liability insurance with additional CAR insurance . Read all the important insurance policies for self-employed people in construction.

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SME package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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Find insurance that suits your industry:

Read More ... ZZP insurance package

Self-employed legal expenses insurance

Do you have conflicts with employees, suppliers or customers? With the Business Legal Expenses Insurance you receive legal assistance.

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We compare Business Legal Expenses Insurance ( Finass insures ) with the best insurers, and most affordable premium from us for Business Legal Expenses Insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Legal Expenses Insurance :

  • What is Business Legal Expenses Insurance?

    Your company may find itself in a situation that requires legal assistance. For example, in case of problems with an employee or a customer who does not pay. With Business Legal Expenses Insurance you receive legal help and advice in various situations. Such as in conflicts with customers, suppliers, the government and employees.

  • What does business legal expenses insurance cover?

    With the Business Legal Assistance Insurance you are assured of legal assistance with almost all your entrepreneurial activities. You will receive legal assistance in disputes about social legislation, business premises, insurance, permits, collection and disputes with suppliers and customers.

  • What does legal expenses insurance not cover?

    With legal expenses insurance you will not receive coverage for a conflict that you could have foreseen or that already occurred before you took out the insurance. There is coverage for uncertain events.

  • Is legal aid worth it?

    If you unexpectedly find yourself in a conflict, legal expenses insurance considerably on legal costs. worth the investment . That is why it can also be wise as a private individual to take out legal expenses insurance

  • Is business legal expenses insurance mandatory?

    No, business legal expenses insurance is not mandatory.

  • Is the Business Legal Expenses Insurance suitable for self-employed people?

    Yes, the Business Legal Expenses Insurance is suitable for self-employed people.

  • What is usually insured with legal expenses insurance?

    Many legal expenses insurance policies also include mediation, conciliation and legal advice. Because it is better for all parties to avoid legal proceedings or lawsuits. Consider, for example: advice on personnel, social legislation or the purchase, rental and maintenance of business premises.

  • What is usually not insured?

    A number of cases are often not covered by business legal assistance. For example, legal conflicts and disputes in:

    • tax matters
    • a traffic violation
    • bankruptcy
    • between partners
    • merger or acquisition
    • disputes with parties abroad
    • lending, subsidies and the like
    • about brand names, patent rights, trade name rights, copyrights
  • How does legal expenses insurance work?

    With legal expenses insurance you will be helped by lawyers employed by your legal expenses insurer . It is not surprising that you only think about taking out legal expenses insurance when you actually need help and advice. However, you cannot always use your insurance immediately. The insurance does not apply to situations that you see coming. Sometimes you get a discount on legal assistance need immediate help or advice
    Your case may require a lawyer or other specialist who is not employed by the legal expenses insurer . You can then choose a lawyer or specialist yourself. insured for this external insurance .
  • Why should you take out legal expenses insurance?

    Are you going legal expenses insurance ? Then it is important to know what legal assistance exactly is. Something can always go wrong. For example, if the renovation of your house goes wrong. Or if a dispute arises at your work. Or: if you compensation from someone who causes you damage No matter how small or large your conflict is, with legal expenses insurance you will receive good legal help in conflicts.
Is Legal Aid worth it?

If you unexpectedly find yourself in a conflict, legal expenses insurance will save you considerably on legal costs. That is worth the investment. That is why it can also be wise as a private individual to take out legal expenses insurance.

Read More ... Legal assistance insurance ZZP

Self-employed inventory insurance


With the Inventory Insurance, also known as business contents insurance or business assets insurance, you insure your business contents that are not intended for sale. This includes items such as your computer, desk, chairs, machines and storage racks.

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Insure inventory?

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We compare inventory insurance Finass insures) with the best insurers, get the best and most affordable premium from us for inventory insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Asset Insurance :
  • What is Asset Insurance?

    WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
  • What do you insure with the Asset Insurance?

    THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
  • What is covered by Asset Insurance?

    With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.

  • Is it mandatory?

    Asset insurance is not mandatory.
  • What is usually insured with inventory insurance?

    Damage to your inventory .
  • When does inventory insurance pay out?

    If your policy states that you are covered for what happened to you. Common causes include:

    • fire, water damage, storm, vandalism or theft
What is Asset Insurance?

With inventory insurance you insure all items that are not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession. Consider, for example, desktops, desks, chairs and machines. The damage will be compensated on the basis of the stated new value.


How much does inventory insurance cost ?

The costs of inventory insurance

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

Retail

Butcher

260.000,-

€ 60,00

catering industry

Restaurant

€ 50.000,-

15,-

Read More ... Inventory and goods insurance ZZP

Own transport insurance ZZP

With your own transport insurance, your (trade) goods and tools are insured at any time of the day against damage, loss or theft during transport with your own car or van. Whether this happens en route, during loading and unloading or during storage in a car or van.

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A quote within 24 hours

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Insure your own transport?

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We compare your own transport insurance Finass insures) with the best insurers, get the best and most affordable premium from us for your own transport insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about your own transport insurance :
  • What is your own transport insurance?

    HAVE YOUR TOOLS BEEN DAMAGED OR STOLEN FROM THE COMMERCIAL CAR? THEN YOU ARE WELL INSURED WITH YOUR OWN TRANSPORT INSURANCE . YOU WILL BE REFUNDED FOR THE COSTS OF THE REPAIR OR REPLACEMENT ITEMS. SO YOU CAN GET BACK TO WORK QUICKLY.
  • What are you insured for with your own transport insurance?

    GOODS AND TOOLS THAT YOU TRANSPORT ARE QUICKLY WORTH A LOT OF MONEY. YOUR OWN TRANSPORT INSURANCE INSURES YOUR GOODS AGAINST DAMAGE AND THEFT. NOT ONLY DURING TRANSPORT, BUT ALWAYS. DAY AND NIGHT. STORAGE AND CLEARANCE COSTS ARE ALSO INSURED. AND ARE YOUR ITEMS TOTAL LOSS? THEN YOU WILL BE REFUNDED FOR THE PURCHASE VALUE OF YOUR GOODS AND TOOLS WITH THE NEW VALUE GUARANTEE.
    IT DOESN'T MATTER WHICH VEHICLE YOU WANT TO INSURE , BECAUSE YOU CAN TAKE OUT THIS INSURANCE FOR ALL YOUR CARS AND TRAILERS. YOU DETERMINE WHICH TYPE OF VEHICLE YOU DO AND DO NOT INsure . IT'S THAT SIMPLE.
  • What is the difference between Own Transport Insurance, Goods Transport Insurance and Carrier Liability Insurance?

    With your own transport insurance you insure your own belongings in your company car against damage and theft. With Freight Transport Insurance you insure the transport of your products that you have transported by someone else. With Carrier's Liability Insurance you insure the transport of items that you transport on behalf of someone else using your own means of transport.

  • Is own transport insurance mandatory?

    No, own transport insurance is not mandatory.
  • Is the Own Transport Insurance suitable for self-employed people?

    Yes, the Own Transport Insurance is suitable for self-employed people.
What is your own transport insurance?

Have your tools been damaged or stolen from the company car? Then you are well insured with your own transport insurance. You will be reimbursed for the costs of repairs or replacement items. This way you can get back to work quickly.


How much does  your own transport insurance ?

The costs of your own transport insurance depend on your type of business, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured


Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 17.000,-


€ 25,-

Retail

Butcher

€ 10.000,-


€ 13,-

  • Up to 15%

    package discount

  • Story Service

    assistance in case of damage

  • Transfer Service

    free

  • Personal contact

    No-Queue

Read More ... Own Transport Insurance ZZP

Self-employed installation insurance


With the Installation Insurance you insure all material damage that you cause to the installation works.

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Insure installation?

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We compare installation insurance Finass insures) with the best insurers, receive the best and most affordable premium from us for installation insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Assembly Insurance :

  • What is Assembly Insurance?

    With Assembly Insurance you insure your work against damage.

    Consider damage due to theft, fire, vandalism or storm. Or if you have caused damage by working incorrectly. Damage to your client's property caused by an installation error is also insured. Standard building or liability insurance often does not cover damage caused by installation work.

  • Why Installation Insurance for a subcontractor?

    , relying on the insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...
  • What are the costs of Installation Insurance?

    the costs of Installation Insurance online. The costs depend on the number of employees, annual turnover and the coverage you choose.
  • Is Installation Insurance mandatory?

    No, installation insurance is not mandatory.

  • Who is Assembly Insurance suitable for?

    The Assembly Insurance for installation works is suitable for:
    • self-employed persons and installation companies (both main and subcontractors) working in SMEs
    • commercial or private clients of installation projects
  • Can I insure walk-in and walk-out under the Installation Insurance?

    Walk-in is insured as standard and walk-out cannot be insured under the Installation Insurance .
  • I cannot insure anything on my AVB. Can this be insured under the Assembly Insurance?

    Installation Insurance , you are insured against damage caused by the execution of the work to the client's existing property. Under the AVB policy this often falls under the 'supervision' exclusion.
Why Installation Insurance for a subcontractor?

In many cases, relying on the main contractor's insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...

Read More ... Construction and Mounting Insurance ZZP