Home insurance apartment - This way you can ensure your apartment well and complete

Do you live in an apartment and do you wonder if you need a home insurance policy? The answer is: yes, but not like with a detached house . For apartments, the building insurance usually runs through the VvE (Owners' Association) . Yet there are important things that you have to insure yourself , such as your household effects, glass, improvements to the home and your liability. A good home insurance for an apartment is in line with your specific living situation and prevents financial surprises in the event of damage.

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A home insurance for an apartment consists of several components. These are the most important:

✔ Standing insurance via the VvE -the VvE usually takes a collective of building insurance for the entire building, including walls, roof and common areas
✔ Filing insurance -for damage to your personal items due to fire, theft, leakage or storm
✔ Liability insurance or not via voor)-for damage to others)
) for damage to others-for damage) for damage to others
✔ ✔ Tenants' interest/improvements -covers changes such as a luxury kitchen or floor that do not fall under the VvE insurance policy

Please note: some improvements in your apartment do not fall under the VVE-Opstal insurance. A supplementary coverage is then wise.

🔹 Supplement to the collective VvE coverage -for personal property and adjustments within your apartment
🔹 Protection against expensive damage -such as fire, water damage or theft
🔹 Cover for liability -for example if you accidentally cause water damage in the lower neighbors
🔹 peace of mind in unexpected situations -such as a leaking washing machine or burglary

With a well -coordinated home insurance you know for sure that you have no gaps in your coverage .

✔ Owners of apartments -who want to be additionally insured in addition to VVE coverage
✔ Apartment residents with valuable household effects or adjustments
✔ Landlords of apartments -who want to insure the owners' interests
✔ Buyers of new-build apartments -who are not yet affiliated with an active VVE

✅ Check what exactly insures your VvE (building, glass, lift, foundation)
✅ Always take out household insurance yourself
✅ Forget improvements such as floors, bathrooms or kitchens do not insure
✅ Consider extra coverage such as legal assistance or all -risk
✅ Compare premiums and conditions - The differences are large

Do you want to insure your apartment well and carefree? Then choose a home insurance policy that perfectly matches your VVE situation and your personal wishes .
Simply compare the best providers now and request a free quote immediately! This way you know for sure that your apartment and household effects are well protected.

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