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Calculate maximum mortgage:
With the mortgage calculation you can easily calculate mortgage . This way you immediately know within which budget you can look at homes . Recommended if you are looking for a home to buy , or if you are just curious: how much mortgage can I get in 2023?
First of all, you probably wanted to know: how much mortgage can I get? Now that you know what your maximum mortgage is, you may want to know more. Below you will find additional information to help you prepare for taking out a mortgage .
What is the current mortgage interest rate?
We give you the most current interest rate overview from more than 40 mortgage providers.
The mortgage interest rate forecast in 2023?
Curious about interest rate developments in 2023? Our three interest rate experts from ABN AMRO, ING and Obvion share their expectations about short- and long-term mortgage interest rates every other week.
How much can I borrow? Mortgage rules 2023
In 2023 you can borrow a maximum of 100 percent of the home value. This means that you must pay the additional costs, the buyer's costs, from your own money. If you opt for a mortgage with National Mortgage Guarantee, this is possible in 2023 up to a home value of € 405,000.
An annuity or linear mortgage?
With our calculation tool you can calculate both an annuity mortgage and a linear mortgage. We are happy to explain the difference between these mortgage types.
What does my maximum mortgage depend on?
The maximum mortgage you can get depends on:
- Your income.
- Type of employment at your work.
- Your age.
- The value of the home.
- The interest rate and how long you fix the interest rate.
- Any debts, for example a private lease contract or student debt.
Calculate more :
Have you found your dream home? Then use the following calculations.
Here is a handy calculation tool with which you can quickly calculate: how much can I borrow? This way you will know in an instant whether you can afford the home you have in mind. Good to know before you go house hunting.
Have you found a nice home and are you curious about what your monthly costs will be? With this tool you can not only calculate your maximum mortgage, but also easily calculate monthly mortgage payments.
Frequently asked questions about calculating your maximum mortgage :
How does a maximum mortgage calculation work?
With a maximum mortgage calculation you can calculate a mortgage independently. The mortgage calculator calculates the maximum amount you can borrow for a mortgage based on the information entered (such as your income and any loans or debts) and the current interest rates. The calculation is an indication, so that you know within which price range you can search for homes.
Can I also calculate the monthly costs of my maximum mortgage?
Of course! A special monthly costs calculation tool has been developed. By entering, among other things, the desired mortgage amount and your gross annual salary, you can calculate within a few minutes how high the estimated monthly costs of your mortgage will be, both net and gross.
How much of our own money do we need for a mortgage?
If you take out a mortgage, there will be a number of costs involved. Since January 1, 2018, you can no longer finance these costs in your mortgage. You therefore need your own money if you are going to buy a house. You should then consider an amount of approximately four to six percent of the purchase price.
I am self-employed. How can I calculate my maximum mortgage?
We have taken self-employed entrepreneurs into account in the calculation tool.
