Insuring an Audi RS6
High performance, high value: the RS6 (Avant) requires a policy that fits. Compare third-party liability , third-party liability + limited coverage , or comprehensive coverage with a focus on security , value adjustment , wheels/accessories , and roadside assistance .
Quick start
- Provisional coverage possible
- Personal advice (private & business)
- Response within 1 working day
Which coverage suits your RS6?
WA (Third Party Liability)
Minimum mandatory coverage; covers damage to others. Especially suitable for older RS6s with a lower residual value.
Third party liability + Limited Casco
Theft, fire, storm, and window damage. A realistic risk for a well-secured RS6 with limited own damage risks.
Fully comprehensive (all-risk)
Including own damage. Recommended for new/high-quality models or financing/leasing.
What influences the premium of an RS6?
Value & Execution
High catalog/current value and performance options increase the premium.
Age & claim-free years
Higher no-claims ratio = lower premium. Young drivers often pay more.
Postal code & parking
Urban areas and outdoor stables increase risk. A locked garage helps.
Security
SCM alarm/vehicle tracking system may be required for hull insurance and reduces risk.
Security: what do insurers pay attention to?
SCM alarm class
For RS6, SCM Class 3 or higher is often required. Record the certificate/deregistration date with the policy.
Vehicle tracking system
An SCM/TV01-certified tracking system (track & trace) is often mandatory in risk areas or for high-value goods.
Storage & key management
Indoor stables , keyless security (faraday pouch) and secondary locks (steering wheel/pedal) reduce risk and help acceptance.
Valuation: new value and purchase value
New value arrangement
For new RS6s possible: payout at new value for a fixed period (e.g. 24–36 months), depending on the insurer.
Purchase value
For recent use: payout based on purchase price over the agreed period. Invoice required; terms and conditions vary.
Valuation/value guarantee
For special designs or tuning, a valuation report or value guarantee may be required for appropriate coverage.
Damage & no-claim
Own risk
A higher deductible lowers the premium; choose an amount that covers the repair costs of an RS6.
Rims & accessories
large rims, carbon parts and audio/navigation equipment as accessories with the amount to avoid underinsurance.
No-claim protection
Possible with some insurers; retain discount for one claim (conditions vary).
Window/glass
Window repair is often free of deductible; replacement is covered by a limited deductible under comprehensive insurance.
Use/Excluded
Track days/courses are generally excluded. Commercial use and rentals require customized solutions.
Damage repair
Repairs should be made through an authorized specialist/dealer where possible; this may affect your deductible.
Additional coverage for the RS6
Passenger Damage Insurance (SVI)
Compensates for injury and property damage to driver and passengers, even if the driver is at fault.
Legal assistance traffic
Legal assistance with liability or claiming damages.
Roadside assistance NL/EU
Suitable for performance cars; includes replacement transportation where possible.
Accessory coverage
For rims, carbon, exterior packages; include amounts explicitly.
Frequently asked questions about the RS6
Is Allrisk recommended for a (new) RS6?
In practice, yes. Comprehensive insurance also covers your own damage and is in line with the RS6's value class.
What security do insurers often require?
Regular SCM Class 3 alarm and an SCM/TV01 tracking system , especially for high-value or urban parking.
Is a new value or purchase value arrangement possible?
Often, yes. The duration and term vary by insurer (e.g., 24–36 months). We tailor this to your situation.
Are rims and carbon accessories covered by insurance?
Yes, as accessories under WA+/Comprehensive. Please explicitly include these amounts in the policy.
Are track days insured?
Usually excluded . If you want to include it, custom work is required; please let us know in advance.
Request your free RS6 quote
We compare multiple insurers and pay extra attention to security, value arrangements and accessories.