Holiday home insurance - Optimal protection for your second home
A holiday home is a valuable investment, whether you use it as a second home, holiday home or rental . But what if your holiday home is damaged by fire, storm, burglary or water damage ? A holiday home insurance ensures that you are optimally protected against financial risks and unexpected damage.
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Why take out a holiday home insurance?
A holiday home is often extra vulnerable because it is not always inhabited. A standard home insurance often offers no coverage for second homes. With a special holiday home insurance you are insured against:
✔ Fire, storm and water damage
✔ Theft and vandalism, also in case of vacancy
✔ Optional coverage for household effects and rental loss
✔ Coverage for holiday homes in the Netherlands and abroad
With the right insurance you can enjoy your holiday home without worry , knowing that you are financially protected.
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compare holiday home insurance ( Finass insures) with all insurers, so that you get the best and most affordable premium from us holiday home insurance
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What does a holiday home cover insurance?
A good holiday home insurance offers extensive coverage against:
🏠 fire damage- protection against fire and smoke damage
🌪 storm and nature damage- coverage in strong winds, lightning and floods
🔑 burglary and theft- compensation for stolen property and damage to the house
🚪 vandalism- protection against deliberate damage caused by third parties
💦 water damage and leaks- Coverage of jumped pipes or extreme rainfall
Additional coverage possible:
✔ Content insurance - Protection for furniture, electronics and valuable items
✔ Rental loss insurance - Reimbursement of misunderstood income in the event of damage to a rented out holiday home
✔ Glass insurance - coverage for broken windows and glass doors
✔ Liability insurance - coverage if someone is damaged in your holiday home
Who is a holiday home insurance suitable for?
This insurance is ideal for:
🏡 Owners of a second home in the Netherlands or abroad
🏕 private individuals who (partly) rent out their holiday home
🏘 owners of a holiday home at a holiday park
🌍 people with a holiday home in France, Spain, Belgium or other countries
Whether you use or rent your holiday home yourself , tailor -made insurance prevents financial risks and high repair costs.
What does a holiday home insurance cost?
The premium of a holiday home insurance depends on:
💰 The value of the home - the higher the value, the higher the premium
💰 The location - holiday homes in nature areas or at the sea can run a higher risk
💰 The use - permanent residence, recreational use or rental
💰 chosen coverage - Basic insurance or extensive package With contents and liability
holiday home insurance costs between € 15 and € 75 per month , depending on the coverage and location.
Frequently asked questions about Building Insurance :
For which countries do you offer holiday home insurance?
THE NETHERLANDS
BELGIUM
GERMANY
FRANCE
IRELAND
ITALY
LUXEMBOURG
MONACO
AUSTRIA
PORTUGAL
SPAIN
UNITED KINGDOM
What is holiday home insurance?
The holiday home insurance coverage applies to second homes, holiday homes or holiday homes in the Netherlands and various other countries in the EU. It is 'all-risk' and insures damage to your holiday home due to, for example, burglary or fire. But storm damage, lightning strikes, leaks and rain damage are also insured. And the coverage goes even further. For example, glass damage, precipitation damage and damage to antennas or sun blinds are also covered. Even earthquake damage is covered by insurance in most cases. And do you want to rent out your holiday home? Then the house remains insured, as long as it concerns temporary rental.
Why take out holiday home insurance with us?
After a disaster, you want to be able to enjoy your second home again quickly. That is why we ensure that the damage is repaired - even if you are not there - which prevents you from having to rush to your second home to carry out repairs. Instead, Hiscox helps resolve problems discreetly, quickly and thoroughly. Are you by any chance on holiday in the house? Then it is the holiday home insurance that will leave you alone.
I am going to rent out my holiday home, is that allowed?
Building insurance covers damage to buil dings and fixed installations on a plot , such as a house , barn , garage , garden wall , property boundary _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ , terrace , garden in your home , swimming pool , veranda , garden path , best rating and planting . _ _ _ _ _ _ _ _ _
What is the difference between home contents and buildings insurance?
With Home Insurance you insure your home and everything attached to your home. This includes the walls, the roof, but also a glued floor or your bathroom. You take out home contents insurance for that is loose in your home, such as your furniture, television and clothing.
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Why choose a specialized holiday home insurance?
✔ Full protection against damage and burglary
✔ Customized coverage for rented and private holiday homes
✔ Preventing high repair costs in the event of damage
✔ Fast and reliable damage settlement
With a holiday home insurance you know for sure that you can enjoy your second home without any financial risks.
Take out a holiday home insurance today!
Do you want to optimally protect your holiday home against damage, burglary and storm damage? Then choose a holiday home insurance and prevent unexpected costs in the event of damage.
Compare the best insurance policies now and request a quote immediately!
That's why holiday home insurance.
You can insure a holiday home with buildings insurance for holiday homes. This covers all immovable property, such as a built-in kitchen or bathroom. But if a fire breaks out in your holiday home, it can also damage your belongings. You must take out separate home contents insurance for this.
In which countries do we insure a holiday home?
The Netherlands
Belgium
Germany
France
Ireland
Italy
Luxembourg
Monaco
Austria
Portugal
Spain
United Kingdom
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