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Help with damage
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100% independent

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Accident insurance VVE


Accident insurance - Are you looking for accident insurance? Calculate and compare the premium for your (family) accident insurance and apply for the accident insurance policy immediately. We offer you a low premium, excellent conditions, independent advice and personal service.

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We compare VVE accident insurance Finass insures)  with the best  insurers,  get the best and most affordable premium from us for VVE accident insurance

Frequently asked questions about accident insurance :

  • What is covered by accident insurance?

    Accident insurance pays out a certain amount to you or your surviving relatives if you become permanently disabled or die as a result of an accident . You or your surviving relatives will only receive this amount if you become disabled or die as a result of an accident. Not if this happens, for example because you become ill.

  • What does accident insurance cover?

    Thanks to accident insurance, you no longer have to worry about possible costs or other financial setbacks. The insurance pays out an amount after a serious accident . This payment depends on the severity of the injury and the amount of the insurance.

  • Is accident insurance necessary?

    Accident insurance is not mandatory . Nevertheless, having this insurance is certainly wise. With accident insurance, a certain amount of money is paid out if you become permanently disabled or even die as a result of an accident.

  • What is the difference between accident insurance and liability insurance?

    What is the difference between accident insurance and liability insurance ? Accident insurance pays out a predetermined amount in the event of permanent disability or death. Liability insurance covers the damage suffered by a victim.

  • What does accident insurance not cover?

    You will not receive compensation if you: participate in a speed or agility trial . not allowed to drive, fly or sail . have used alcohol or drugs .

  • What is considered an accident?

    An accident is an unexpected and undesirable event (irregularity) that results in physical or mental injury or death of one or more persons or in material damage .

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is accident insurance?

If you have become permanently disabled due to an accident, this can have enormous consequences for you and your family. Not only physically and mentally, but also financially. With Accident Insurance you will receive financial compensation in the event of permanent disability, regardless of any other benefit.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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That is why you choose accident insurance .

You determine the insured amount
Choose the amount you want to insure: €25,000, €50,000, €75,000 or €100,000. After your 70th year  of life, we halve the insured amount.
The amount can be spent freely

If you become permanently disabled due to an accident, you will receive a one-off amount. You choose what you use the money for.

Read More ... accident insurance VVE

Directors' liability insurance VVE


As a director you make many decisions. You may make a mistake or mistake. With director's liability insurance you are insured against the risk of personal liability following an error. From you or your fellow directors. This is how director liability insurance protects your private assets.

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Directors Liability Insurance for Owners' Association: Protect Your Association against Management Errors

Directors' liability insurance for an Owners' Association (HOA) provides essential protection against claims and damages arising from negligence or errors by directors. With the right coverage you ensure that your homeowners' association is financially protected against legal and financial risks.

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Benefits of Directors' Liability Insurance for Home Owners' Associations

  • Comprehensive Coverage : Protection against claims for damages due to negligence, errors or wrong decisions by drivers.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind for Directors and Members : Know that the directors of your homeowners' association are well insured against personal liability risks.

Frequently asked questions about Directors' Liability Insurance :

  • What is Directors' Liability Insurance?

    Directors' liability insurance is intended for board members, directors, supervisors and commissioners of organizations, foundations and associations. This protects all directors against claims for damages following an administrative error. And they are not personally liable.

  • Is it mandatory?

    Taking out director's liability insurance is not mandatory.

  • Who is it useful for?

    Directors' liability insurance is intended for board members, directors, supervisors and commissioners of organizations, foundations and associations. This protects all directors against claims for damages following an administrative error. And they are not personally liable .

  • What is usually insured?

    Liability because you did not perform your duties properly. And this caused damage. This is also called improper performance of duties.

    • Liability for damage because you did something that is not permitted by law. This is called an unlawful act.

    • Internal liability: there is damage within your organization, association or foundation.

    • External liability: people or organizations outside your organization, association or foundation have suffered damage as a result of your mistake.

    • Legal assistance, such as legal assistance from a lawyer.

    • A claim you receive after you take out the insurance. But you made the mistake before you took out the insurance (walk-in risk).

    • Have you canceled the director's liability insurance? And will someone hold you liable for a mistake you made before you canceled the insurance? Then you can sometimes purchase extra cover for this (exit risk).

  • What is usually not insured?

    A penalty or fine.

    • Damage that you caused on purpose.

    • Damage due to theft, fraud or forgery. For example, forging a signature. Or adjusting an invoice.

    • Damage to persons or someone's property. For this you business liability insurance .

    • Damage to the environment.

    • Damage because you abused your position.

  • What does directors' liability cover?

    DIRECTORS LIABILITY INSURANCE PROTECTS THE PRIVATE ASSETS OF DIRECTORS, SUPERVISORS AND SUPERVISORS AGAINST THE RISK OF THEY BEING PERSONALLY LIABLE FOR FINANCIAL DAMAGE DUE TO ERRORS, OMISSIONS OR NEGLIGENCE IN THE PERFORMANCE OF THEIR FUNCTIONS.
  • How much does directors' liability insurance cost?

    The costs for director's liability insurance differ per type of director. Premiums range on average from approximately €15 to €80 per month. The following applies: the higher the insured amount, the higher the premium.

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Tips for Choosing Directors Liability Insurance for Home Owners' Associations

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific homeowners' association. Good directors' liability insurance not only provides financial protection, but also peace of mind, allowing directors to concentrate on successfully managing the association.

Examples of administrative errors.

You forgot to pay premiums. Or you did not provide a supervisor with enough information. Or a company suffers financial damage through your fault. After an error, you may receive a claim for damages from, for example, the government, employees or customers.

Read More ... VvE Director's Liability

VVE liability insurance


If you have a business, you may cause harm to your customers while at work. Just think of a painting company that drops a pot of paint over the carpet. With liability insurance for companies (AVB) you are insured for damage caused during work.  

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Liability Insurance for Home Owners' Associations: Essential Protection for Your Association

Liability insurance for a homeowners association (HOA) provides crucial protection against damage claims arising from defects in the property. With the right coverage, you ensure that your homeowners' association is financially protected against unexpected liability risks.

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We compare VvE liability insurance  Finass insures)  with the best  insurers,  so that you  receive the best and most affordable premium from us VvE liability insurance 

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Benefits of liability insurance for homeowners' associations

  • Extensive Coverage : Protection against damage claims due to defects in the property, such as overdue maintenance or construction defects.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind for All Members : Know that your homeowners' association is well insured against unforeseen liability risks.
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Frequently asked questions about liability insurance :

  • What is liability insurance?

    WITH  LIABILITY INSURANCE  YOU ARE INSURED IF YOU ARE LIABLE FOR  DAMAGES ACCORDING  TO THE LAW.  FOR EXAMPLE, IF YOU RIDE INTO A PARKED CAR, YOUR CAT THROWS OVER AN EXPENSIVE VASE OR YOUR CHILDREN SHOOT A BALL THROUGH THE NEIGHBOR'S WINDOW. BUT ALSO IF YOU, YOUR CHILD OR PET INJURE SOMEONE. NOT EVERY DAMAGE IS INSURED. CONSIDER INTENTIONAL DAMAGE OR DAMAGE CAUSED BY A MOTOR VEHICLE .  RENTED ITEMS ARE ALSO NOT COVERED BY YOUR LIABILITY INSURANCE . FOR EXAMPLE IF YOU RENT A SANDING MACHINE FOR THAT PAINT JOB IN THE HOUSE. OR IF YOU RENT A PARTY TENT FOR A GARDEN PARTY.
  • What is covered by liability insurance?

    Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

  • What does liability insurance do?

    Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).

  • Do you need liability insurance?

     Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
  • What does liability insurance not cover?

    The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

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Tips for Choosing Liability Insurance for Home Owners' Associations

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific homeowners' association. Good liability insurance for homeowners' associations not only provides financial protection, but also peace of mind, so that all owners can enjoy their property worry-free.

What is VvE liability insurance?

What does homeowners' association liability insurance cover? This insurance covers the financial consequences of damage caused by the building to residents and visitors or their belongings. Damage to third parties working in the building is also covered.

Read More ... Liability VVE

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Rented Property Building Insurance: Essential Protection for Your Rental Property


A rented home entails risks. Standard building insurance policies often do not provide good coverage for rental properties, making building insurance for rented properties necessary. This insurance protects your property against damage caused by fire, storm, water damage and other cases, so that you can rent out your investment with peace of mind.

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What does Building Insurance cover for Rented Properties?

  • Fire and Storm Damage : Protection against damage from fire, lightning, storm and hail.
  • Water damage : Coverage for leaks and flooding that can cause damage to your property.
  • Burglary and Vandalism : Protection against damage by unwanted intruders or tenants.
  • Repair costs : Reimbursement for repairs to structural parts such as walls, roofs and floors.
  • Additional Options : Glass insurance, solar panels and landlord liability
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We (Finass Insures) compare the get the best and most competitive premium from us Building Insurance

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Why Choose Rented Home Building Insurance?

  • Protection of your investment : Avoid expensive costs in the event of damage to your rental property.
  • Specific Rental Coverage : Suitable for both full rental and partial rental of your home.
  • Financial Security : Your property remains protected against unexpected risks.
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For whom is Building Insurance for Rented Homes suitable?

  • Private Landlords : Protect your home against damage by tenants or other causes.
  • Professional Real Estate Owners : Ensure broad coverage of your rental real estate portfolio.
  • Rental Property Managers : Insure properties you manage on behalf of third parties.
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Tips for Insuring a Rental Property

  • Always Report Rentals : Inform your insurer about the rental use of the property.
  • Choose Additional Coverage : Consider liability and glass insurance for a complete package.
  • Check the Policy : Make sure the insurance allows rentals.
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How Do You Find the Best Building Insurance for Rented Properties?

Compare insurers on coverage, premium and additional conditions. Choose a building insurance policy that suits the situation and use of your rented building and/or home. With the right insurance you are assured of optimal protection and financial security.

Read more ... rented houses for real estate

Environmental damage insurance Real estate


Every entrepreneur can be confronted environmental damage The Environmental Damage Insurance covers the costs of environmental damage caused at your location or at the location of someone else.

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OG environmental damage insurance ( Finass insures) with the best insurers, so that you get the best and most affordable premium from us  OG environmental damage insurance

Frequently asked questions about Environmental Damage Insurance:
  • What is Environmental Damage Insurance?

    ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.
  • Why Environmental Damage Insurance?

    FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .
  • What do you insure with Environmental Damage Insurance?

    WITH ENVIRONMENTAL DAMAGE INSURANCE YOU INSURE YOUR COMPANY FOR DAMAGE THAT IS (UNINTENDED) CAUSED TO THE ENVIRONMENT. EXPERTISE COSTS AND REMEDIATION COSTS ARE INSURED IN THE EVENT OF POLLUTION OF SOIL OR WATER. JUST AS DO THE COSTS FOR DEMOLITION AND CONSTRUCTION AS A RESULT OF REHABILITATION. THERE ARE 2 VARIANTS: THE CLASSIFIED POLICY (FOR YOUR OWN LOCATION AND SURROUNDING LOCATIONS) AND THE THIRD PARTY POLICY (FOR LOCATIONS OF YOUR CLIENTS).
  • Why should I take out environmental damage insurance?

    Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.
  • How much does environmental damage insurance cost?

    The costs of environmental damage insurance depend on the selected insured amount, storage of hazardous substances and the presence of asbestos. The premium example below is an indication, the exact premium may differ based on any additional coverage selected. The premium depends, among other things, on your type of company and the presence of hazardous substances.
The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Environmental Damage Insurance?

Environmental damage insurance is a business insurance policy. The insurance covers the costs if you cause environmental damage at your location or at someone else's. But you are also insured if someone else causes environmental damage at your location.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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How much does environmental damage insurance ?

The costs of environmental damage insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax)

catering industry

Restaurant

€ 1.500.000,-

€ 15,-

Retail

Butcher

€ 400.000,-

€ 12,-

Read more ... Environmental damage insurance for real estate