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HOA package

Take advantage of discounts by booking your entire package with us.

On this page:

Insurance that fits a homeowners' association package :

The benefits of Finass Verzekert :

Premium example VvE Package:

Frequently asked questions about an HOA package :

Insurance cards and policy conditions :

Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.

Insurance that fits with a homeowners' association package:

Liability and other miscellaneous:

Professional/company liability insurance

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

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Directors liability insurance

This insurance covers liability for:

This concerns damage that you as a driver cause due to errors.

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Cyber

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident .

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ROADAS

This insurance covers damage in the event of:

Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.

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Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

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Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

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Environmental damage insurance

With this insurance you are insured against:

The costs if you environmental damage at your location or at someone else's. But you are also insured if someone else environmental damage at your location.

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Asset insurance

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

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Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property insure these improvements in the insurance .

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Building insurance

This insurance insures you:

A business premises or club building and everything that goes with it against damage. Also consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

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Traffic:

Illness and disability:

Passenger car

This insurance:

Is intended for a business passenger car.

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Delivery van

This insurance:

Is intended for a business van.

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Absenteeism insurance

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

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Disability insurance

This insurance reimburses part of the personnel costs for:

For if you are not considered capable of performing work with a recognized economic added value.

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Premium example VvE Package:

Buildings		€ 66,95
	Reconstruction value €750,000
Liability		€ 14,60
	Insured amount € 2,500,000
Directors' liability		€ 12,50
	Insured amount €250,000
Legal counsel		€ 23,30
Environmental damage		€ 8,65
	Insured amount €250,000
Premium per month (excluding insurance tax)		€ 126,00

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

NEED ADVICE?

call, app or email us

Frequently asked questions about an HOA package :

What is an Owners' Association (VvE) liable for?
The VvE is liable for all damage or injury to third parties caused by the building. This can be caused, for example, by a storm or by overdue maintenance or negligence. The homeowners' association, and therefore all owners, is then responsible for the damage to the other party.
In addition to liability for the building, the directors are also liable for management actions. If these actions are not carried out properly, the board can be held personally liable. If the board has not insured this risk, mistakes can have serious financial consequences for their private assets.
Are there mandatory insurances for a homeowners' association?
A homeowners' association is obliged to take out building insurance and business liability insurance. These are important because the homeowners' association has obligations towards other parties. This includes owners (protection of assets), mortgage providers, tenants or local residents.
In addition, there are also insurances that are optional. These insurance policies provide coverage for specific risks that depend on the situation and needs of the homeowners' association.
Obliged
- Business liability insurance
- Glass insurance
Optional
- Legal insurance
- Directors' liability
It is advisable to also take out some individual insurance policies, such as home contents, with the same insurer. It saves time and the coverages are consistent.
Is damage caused by the breaching or flooding of dikes insured?
Damage caused by water that has entered your building as a result of flooding due to the collapse, overflow or failure of a non-primary flood defense is also insured. However, damage caused by flooding is not always insured.

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SME package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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SME package

Take advantage of discounts by booking your entire package with us.

On this page:

Insurance that fits in an SME package :

The benefits of Finass Verzekert :

Find insurance that suits your industry : :

Frequently asked questions about an SME package :

Insurance cards and policy conditions :

Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.

Insurance that fits an SME package:

Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Look at

Cyber

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident .

Look at

ROADAS

This insurance covers damage in the event of:

Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.

Look at

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Look at

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Look at

Environmental damage insurance

With this insurance you are insured against:

The costs if you environmental damage at your location or at someone else's. But you are also insured if someone else environmental damage at your location.

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Money insurance

With this insurance you cover:

The costs of loss or theft of money , stamps and gift vouchers. Also during transport to the bank or in the event of a robbery. And if you unknowingly accept counterfeit money .

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Inventory insurance

With this insurance you are:

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Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

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Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property insure these improvements in the insurance .

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Machine breakage insurance

This insurance covers:

Business damage due to the machine breakage.

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Building insurance

This insurance insures you:

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Traffic:

Illness and disability:

Passenger car

This insurance:

Is intended for a business passenger car.

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Delivery van

This insurance:

Is intended for a business van.

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Absenteeism insurance

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

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Work disability

This insurance reimburses part of the personnel costs for:

For if you are not considered capable of performing work with a recognized economic added value.

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WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

NEED ADVICE?

call, app or email us

Frequently asked questions about an SME package :

What are the costs of an SME package? 
You can easily calculate the costs of an SME package online. The costs depend on a number of factors. For example, which and how many insurance policies you take out, but also the coverage you choose.
How do I put together my SME business package?
Are you requesting the SME package online? Then the basic package always consists of business liability insurance. In addition, we indicate per package which insurance policies many entrepreneurs take out in your industry. You decide how much and which insurance you include in your SME package. This way you know that you have chosen a good combination.
Is the SME business package suitable for my company?
The SME package is suitable for self-employed people, for example small self-employed persons. And SMEs with a maximum of 50 employees (including yourself) and an annual turnover of up to €10 million. Do you have more employees or turnover? Then we have tailor-made insurance policies. Ask us which insurance suits you best.
Why do I automatically receive an advisor when I apply online?
You want to insure your company properly. We therefore think it is important that we look along with you. You discuss together whether you are over- or under-insured. And whether your insurance meets your wishes. This way you will receive the correct compensation in the event of damage.  
What is the advantage of an SME package?
You can take out different insurance policies in an insurance package. This means that the insurance policies fit together seamlessly. You also benefit from a package discount. The more insurance you take out, the higher the discount.

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HOA package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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Search for your industry and see which insurance policies suit it:

Rented Home Insurance Real Estate Real Estate

Rented Residential Insurance for Real Estate (Real Estate)

Managing and owning rental properties comes with unique responsibilities and risks. Rental property insurance for real estate (real estate) provides essential cover against damage and liability, protecting you as a landlord against financial loss. At Finass Verzekert we offer comprehensive insurance solutions that are specifically tailored to the needs of property owners who rent out properties.

Why Rented Home Insurance?

As a landlord, you are responsible for the maintenance and protection of your property. Unexpected events such as fire, storm damage, burglary, or water damage can have significant financial consequences. Rented home insurance protects your investment against these risks and ensures that you do not personally pay the costs. For more information about the importance of this insurance, please visit our rental property insurance .

What does Rented Home Insurance cover?

Rented home insurance provides comprehensive coverage for a wide range of claims, including:

Fire and Storm Damage: Protection against damage from fire, smoke, lightning, and storms.
Burglary and Vandalism: Coverage for damage caused by burglary, theft, and vandalism.
Water damage: Coverage for damage from leaks, floods and other water-related incidents.
Liability: Protection against claims from tenants or third parties resulting from damage or injury to your property.

At Finass Verzekert we understand that every situation is unique, which is why we offer tailor-made policies that meet your specific needs. Visit our main page for an overview of our services and insurance.

Benefits of Rented Home Insurance with Finass Verzekert

Taking out rental home insurance with Finass Verzekert offers several advantages:

Extensive Coverage: Our insurance policies offer extensive coverage that is specifically tailored to the risks of rented residential properties.
Fast Claims Settlement: We ensure efficient and fast handling of claims, so that you can get on with your business quickly.
Expert Advice: Our experts are ready to advise you and help you choose the right policy. For more information, please visit our contact page .

Custom solutions for your real estate

Whether you own a single rental home or an extensive portfolio of rental properties, we have the right insurance for you. Our rental home insurance can be tailored to the specific needs and risks of your property. For more information about our tailor-made solutions, please view our property insurance .

Preventive Measures and Risk Management

In addition to taking out rental home insurance, it is important to take preventive measures to prevent damage. This includes regular maintenance, installing security systems and quickly addressing small problems before they become bigger. Our experts can advise you on best risk management practices. You can find more information about this on our risk management page .

Conclusion

Rental home insurance for real estate is a wise investment for any property owner. It not only provides financial protection, but also peace of mind in knowing that your property is properly insured against various risks. At Finass Verzekert we are ready to help you with expert advice and tailor-made insurance solutions that meet your specific needs. Visit our website for more information about our services and insurance, and contact us for personal advice. Choose security and protection with Finass Verzekert .

Request a quote for absenteeism insurance

a quote within 24 hours

Finass Verzekert is a specialist in the field of insurance. Finass Verzekert offers a specific product for insuring absenteeism with unique features. You can complete the quote request below and we will make a no-obligation quote for you.

Story Service

In case of damage

Transfer Service

Free

New insurance/damage handling

9,8

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If you can't figure it out, let an advisor help you.

072- 509 24 56

Info@finass.nl

072- 509 24 56

Fleet insurance

What makes fleet insurance different? That is the unique no blame, no claim scheme. Have you suffered damage that is not the fault of your employee? Then you simply progress to a higher premium discount. Insurers think that is fair. Because you can't do anything about vandalism or a scratch on a car by a stranger, right?

What basic coverage for fleet insurance?

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Insure your fleet?

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We compare fleet insurance Finass insures) with the best insurers - so you get the best and most affordable premium from us fleet insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

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Frequently asked questions about fleet insurance :

Can I insure my fleet?
Closing your fleet and commercial vehicles in one go certainly sounds very good. Especially if you can also do this online. With every fleet insurance policy, a minimum number of commercial vehicles is required. If you have fewer than the required number of vehicles, you can still find the cheapest options by comparing business car insurance, company car insurance, van insurance and truck insurance. By using our handy online comparison tool you can determine your wishes and get an overview of what it will cost per insurer. The basic insurance is the normal third party insurance with minimum coverage that is mandatory for everyone. You can expand your normal third party liability insurance for your fleet with comprehensive or additional insurance. No idea which coverage you should choose for your fleet?
What is fleet insurance?
Fleet insurance is insurance for your business fleet. Fleet insurance includes the minimum mandatory Third Party Liability cover, but you can expand this to suit your wishes and usage pattern.
How can I compare my fleet insurance?
Because taking out third party liability insurance for your motor vehicles is mandatory, you may see this as a major expense if you own many commercial vehicles. That is why fleet insurance is perfect for companies in logistics, but also companies where you have many vehicles and want to keep less administration for your company cars. Because every fleet is different, you want insurance that suits your company perfectly. That is why Alpina offers the opportunity to compare multiple insurers. This way you will always find the right and cheapest insurance that best suits your fleet and commercial vehicles.
Even if you already have business vehicles with individual insurance, it can be interesting to compare. You often receive a discount on taking out fleet insurance because you insure all your company cars at once with one party. You may therefore pay a higher premium for individual insurance policies. We are happy to help you with your fleet insurance.
Who is fleet insurance for?
Fleet insurance is for every company with multiple company cars. We also call this a fleet. The fleet of a moving company is different from that of a taxi company. One fleet also runs a higher risk of damage than another, which is why fleet insurance is tailor-made. Even if you already have business vehicles with individual insurance, it can be interesting to compare. You often receive a discount on taking out fleet insurance because you insure all your company cars at once with one party. You may therefore pay a higher premium for individual insurance policies. We are happy to help you with your fleet insurance.
Why take out fleet insurance?
Taking out third party liability insurance for your company cars is of course mandatory. That is why it is of great value to insure your fleet. With fleet insurance you have all your company cars insured in one go. You also have less administration, because all your company cars are on 1 policy.
Which commercial vehicles can I insure with fleet insurance?
You can take out fleet insurance for passenger cars, vans and trucks, but also campers, vintage cars and motorcycles. It does not matter whether they are wedding cars, garbage trucks, trailers or ambulances, for example.
How much does fleet insurance cost?
Fleets are all different, so fleet insurance should always be tailored to your situation. The costs of fleet insurance depend, among other things, on the following factors:
- The size of your fleet
- The types of cars in your fleet
- The claims history of recent years
- The use of the cars
- Any additional insurance
- Prevention measures for damage and theft
Additional insurance for fleet insurance?
If you find your third party liability insurance insufficient, you can also choose from additional insurance policies that suit your company. Additional insurance for fleet insurance can include the following insurance:
- Legal insurance. This insurance provides legal assistance in the event of a traffic conflict. It may happen that an accident has to appear in court if there is uncertainty about which party is at fault. This additional insurance is divided into recovery legal assistance and traffic legal assistance.
- Damage/passenger insurance. If physical and/or material damage has been sustained after an accident, the damage will be covered. This is usually up to one million euros. The actual damage suffered will be compensated.
- Accident insurance for passengers. If the driver or passengers are injured in an accident, medical costs will be reimbursed. A predetermined amount is paid out in the event of accidents that lead to disability and/or death.
- Instruments and equipment insurance. If you use expensive equipment or tools for your company and transport them in your company vehicles, you can also insure them against damage or theft.
- And many more options for additional insurance.

What basic coverage for fleet insurance?

✔️. Damage to others and their belongings

WA + Casco Limited

✔️. WA

✔️. Damage to your business motor vehicle due to natural disasters, fire and theft (Casco Limited)

✔️. Compensation based on current value

WA + Casco all-risk

✔️. WA

✔️. Casco Limited

✔️. Damage to your motor vehicle due to your own fault, such as a collision

✔️. Other damage such as vandalism

✔️. Compensation based on new value or current value

Is a fleet insurance something for you?

If you want to insure 10 or more business vehicles.

If your fleet consists of cars, vans, mopeds, vintage cars, motorcycles and/or trucks.

If your vehicles have a Dutch license plate.

If your fleet ever travels further than Europe and the countries on the Mediterranean Sea.

Work equipment insurance

Insure damage that you cause to others with your work equipment, and damage to your own work equipment with work equipment insurance.

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Insuring equipment?

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Work Equipment Insurance: Essential Protection for Your Business Equipment

Work equipment insurance offers essential protection for your construction and work equipment against damage, theft and accidents. Whether it concerns cranes, excavators or forklifts, with the right cover you can work worry-free and avoid high costs in the event of damage.

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We compare work equipment insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us work equipment insurance

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Benefits of Work Equipment Insurance

Comprehensive Coverage : Protection against damage from accidents, theft and vandalism.
Liability coverage : Compensation for damage to third parties caused by your equipment.
Additional Options : Includes transportation and legal assistance coverage.

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

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Why Choose Work Equipment Insurance?

Financial Security : Avoid high costs for repairs or replacement of your equipment.
Peace of mind : Know that your work equipment is properly insured, both on location and during transport.
Tailor-made : Customize the insurance to your specific equipment and business activities.

Compare providers on coverage and conditions to find the best work equipment insurance for your company. Good insurance not only provides financial protection, but also the certainty that your business assets are safe.

For private and business relations.

Rental also possible

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Coverage for Work Equipment Insurance:

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Frequently asked questions about Work Equipment Insurance:

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What is Work Equipment Insurance?

With work equipment insurance you insure damage to or caused by your work equipment. With third-party liability (WA) coverage, you insure damage to others. On the road, but also during work. With coverage for fire/theft or hull, we also reimburse damage to your own work equipment.

private

private

What is an Owners' Association (VvE) liable for?

Are there mandatory insurances for a homeowners' association?

Is damage caused by the breaching or flooding of dikes insured?

SME package

SME package

What are the costs of an SME package?

How do I put together my SME business package?

Is the SME business package suitable for my company?

Why do I automatically receive an advisor when I apply online?

What is the advantage of an SME package?

HOA package

Rented Home Insurance Real Estate Real Estate

Rented Residential Insurance for Real Estate (Real Estate)

Why Rented Home Insurance?

What does Rented Home Insurance cover?

Benefits of Rented Home Insurance with Finass Verzekert

Custom solutions for your real estate

Preventive Measures and Risk Management

Conclusion

Request a quote for absenteeism insurance

Fleet insurance

Can I insure my fleet?

What is fleet insurance?

How can I compare my fleet insurance?

Who is fleet insurance for?

Why take out fleet insurance?

Which commercial vehicles can I insure with fleet insurance?

How much does fleet insurance cost?

Additional insurance for fleet insurance?

Work equipment insurance

Work Equipment Insurance: Essential Protection for Your Business Equipment

Benefits of Work Equipment Insurance

Why Choose Work Equipment Insurance?

More Articles ...

What are the costs of an SME package? 