Insurance for the Science Industry: Optimal Protection for Innovation and Research
Science plays a key role in innovation and progress. Whether you work in academic research, laboratories, technology development or medical studies, your work carries unique risks. Consider damage to sensitive equipment, liability for research results or legal conflicts. With specialized insurance for science you protect your organization, projects and employees against unforeseen events.
Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.
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Professional/company liability
This insurance covers liability for:
This concerns damage that you or your employees, company, products or services cause to others.
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Cyber insurance
This insurance protects you against:
The costs you have to incur if you become a victim of a cyber incident.
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Wegas/wegam
This insurance covers damage in the event of:
Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.
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Legal counsel
This insurance reimburses:
Legal assistance for almost all your entrepreneurial activities.
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Car
This insurance:
Is intended for a business passenger car.
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Delivery van
This insurance:
Is intended for a business van.
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Truck
This insurance:
Is intended for a business truck.
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Engine
This insurance:
Is intended for a business motorcycle.
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Work equipment
This insurance:
Is intended for business work equipment.
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Absence
This insurance reimburses part of the personnel costs for:
For when your staff is not considered capable of performing work with a recognized economic added value.
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Disability
This insurance reimburses part of the costs for:
For if you are not considered capable of performing work with a recognized economic added value.
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Business damage
With this insurance you insure:
The income you miss because you can no longer continue with your business.
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Money insurance
With this insurance you cover:
The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money
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Extra cost
This insurance reimburses:
Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.
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Machine breakage
This insurance covers:
Business damage due to the machine breakage.
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Environmental damage
With this insurance you are insured against:
The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.
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Building
This insurance insures you:
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
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Inventory
With this insurance you are:
Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.
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Tenant interest
This insurance insures you:
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Important Insurance for the Science Industry
Liability insurance
Protection against claims from third parties, for example in the event of damage caused by research activities or applications of research results.Scientific Error Insurance
Coverage for claims due to errors or incorrect interpretations in scientific publications or research results.Equipment and Inventory Insurance
Protection for sensitive equipment and laboratory instruments against damage due to fire, theft or malfunction.Cyber insurance
Essential for research institutions that work with sensitive data and digital systems. Protection against cyber attacks and data breaches.Business Liability
Insurance Coverage for damage claims resulting from accidents in laboratories or during field work.Legal expenses insurance
Legal support in the event of disputes with clients, partners or suppliers.Business Interruption Insurance
Compensation for loss of income in the event of disasters, such as damaged equipment or temporary closure of facilities.Accident insurance
Protection for researchers and employees against personal injury during field research or laboratory activities.
Why Choose Insurance in the Science Industry?
- Specific Risk Protection : Research and innovation involve unique liabilities and risks.
- Financial Security : Avoid high costs in the event of damage claims, disruptions or legal disputes.
- Peace of mind : Ensure that your organization, projects and employees are optimally protected, so that you can fully focus on innovation.
Who are these insurance policies suitable for?
- Universities and research institutes.
- Laboratories and R&D departments.
- Organizations and companies in science and technology.
How Do You Find the Best Insurance for the Science Industry?
Compare insurers who have experience with the unique challenges in science. Choose a package that suits your research activities and the sensitivity of your work. With the right insurance you are assured of protection and you can continue to contribute to knowledge and innovation.
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Example of companies within the science :

- We are there for the customer.
- More than 25 years of experience.
- Personal contact.
- We compare all insurers.