What will change for health insurance in 2025?

Introduction

Health insurance is an essential part of our financial planning, and some big changes are planned for 2025. Consider rising premiums, adjustments to the basic package and a possible higher deductible. What do these changes mean for you?

What can you expect?

1. Higher premiums: The basic premium is expected to increase by 10 to 15 euros per month, mainly due to rising healthcare costs and an aging population.

2. Adjustments to the basic package: New treatments and medications are added, while non-essential care may disappear.

3. Higher deductible: There is talk of an increase in the mandatory deductible, which could particularly affect young people and healthy people.

Practical Tips

• Compare health insurance policies to find the best value for money.

• Consider a higher voluntary deductible if you expect low healthcare costs.

• Check whether additional packages are really necessary.