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Professional and Business Liability Insurance

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Professional and Business Liability Insurance for Businesses: Essential Protection against Risk

Benefits of Professional and Business Liability Insurance

• What is liability insurance?

  With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.

• What is covered by liability insurance?

  Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

• What does liability insurance do?

  Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).

• Do you need liability insurance?

   Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.

• Why do you need liability insurance?

  You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.

• What does liability insurance not cover?

  The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

• What does liability insurance include?

  Liability insurance is part of the housing package. Buildings, contents, liability and possibly legal assistance insured in one package. No discussions between insurers about which insurance covers .

Tips for Choosing Professional and Business Liability Insurance

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Mercedes-Benz youngtimer insurance

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• What is Classic Car Insurance?

  THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.

  YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .

• When do you no longer have to pay road tax on a classic car?

  Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.

• When is a car a classic car?

  You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

• Can I insure my classic car if I use it daily?

  No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.

• Is the no-claims discount for my passenger car also valid for this classic car insurance?

  No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.

• Is suspension or temporary discontinuation possible?

  If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

• Insurance cards

  Insurance cards

• Policy conditions

  Policy conditions

• Damage form

  general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
• More than 25 years of experience.
• Personal contact.
• We compare all insurers.

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• Youngtimer
• BMW

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• Youngtimer
• BMW

BMW youngtimer insurance

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Mercedes Youngtimer

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BMW Youngtimer

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• What is Classic Car Insurance?

  THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.

  YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .

• When do you no longer have to pay road tax on a classic car?

  Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.

• When is a car a classic car?

  You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

• Can I insure my classic car if I use it daily?

  No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.

• Is the no-claims discount for my passenger car also valid for this classic car insurance?

  No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.

• Is suspension or temporary discontinuation possible?

  If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

• Insurance cards

  Insurance cards

• Policy conditions

  Policy conditions

• Damage form

  general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
• More than 25 years of experience.
• Personal contact.
• We compare all insurers.

Look at

• home
• private
• Youngtimer
• Porsche

• part
• Youngtimer
• porsche

Porsche youngtimer insurance

Porsche Youngtimer

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Mercedes Youngtimer

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BMW Youngtimer

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• What is Classic Car Insurance?

  THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.

  YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .

• When do you no longer have to pay road tax on a classic car?

  Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.

• When is a car a classic car?

  You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

• Can I insure my classic car if I use it daily?

  No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.

• Is the no-claims discount for my passenger car also valid for this classic car insurance?

  No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.

• Is suspension or temporary discontinuation possible?

  If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

• Insurance cards

  Insurance cards

• Policy conditions

  Policy conditions

• Damage form

  general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
• More than 25 years of experience.
• Personal contact.
• We compare all insurers.

Look at