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Largest offer
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High package discount
Help with damage
Personal contact
100% independent

50 yr expertise

Dormant homeowners' association and building insurance: Protect your apartment against risks


A dormant Owners' Association (VvE) arises when there is no active management and mandatory tasks, such as maintenance and insurance, are not carried out. This entails major risks, especially when it comes to damage to the building. Taking out buildings insurance for a dormant homeowners' association is essential to protect your apartment and the building you live in against unforeseen damage.

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What is a Dormant VvE?

A dormant homeowners' association is an association that is not actively managed. There is no joint maintenance plan and collective insurance, such as building insurance, is often lacking. This means that damage to the building, for example due to fire or storm, is not covered collectively, which can have major financial consequences for individual owners.

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We (Finass Verzekert) compare VvE Building Insurance with get the best and most competitive premium from us VvE Building Insurance

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Why is Building Insurance for a Dormant Owners Association Important?

  • Protection against Damage : Without insurance, residents are responsible for the costs of damage to common parts such as the roof, facade or stairwell.
  • Legal Obligation : An active homeowners' association must have building insurance by law. With a dormant homeowners' association, it is wise for owners to take on this responsibility.
  • Peace of mind : Home insurance prevents you as an individual owner from paying high repair costs.

How does building insurance work for a dormant homeowners' association?

  • Individual Coverage : Take out building insurance for your apartment yourself. Some insurers offer options for individual coverage within a dormant homeowners' association.
  • Collective Option : Mobilize the other owners to take out building insurance together and activate the homeowners' association.
  • Additional Owner's Interest Insurance : Cover improvements or modifications in your own apartment, such as a luxury kitchen or flooring.

Tips for Insuring a Dormant VvE

  • Check the Status of Your VvE : Does your VvE not have active insurance? Then take action yourself.
  • Compare Insurers : Choose building insurance that takes dormant homeowners' associations into account.
  • Consider VvE Activation : Active VvEs benefit from collective coverage and better risk spreading.
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How do you find the best building insurance for a dormant homeowners' association?

Compare insurers who have experience with dormant homeowners' associations and choose a policy that suits your situation. With the right insurance you can avoid high costs and protect your home and investment against damage.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Read More ... Sleeping VVE Opstal Insurance

Owner's interest VvE Building Insurance: Protect Your Personal Investment in the VvE


As an apartment owner you are automatically a member of the Owners' Association (VvE). The homeowners' association building insurance covers the common parts of the building, such as the facades, the roof and the foundation. But what happens to adjustments or improvements that you have made to your apartment? Additional owner's interest insurance essential for this.

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What is the owner's interest in homeowners' association building insurance?

The standard homeowners' association building insurance often only covers the shell of the building. Owner's Interest offers additional coverage for matters that you as the owner have installed or improved yourself, such as:

  • Kitchens, bathrooms and other fixed installations.
  • Luxury floors, such as parquet or tiles.
  • Custom built-in wardrobes or other personal improvements.
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Why Choose Owner's Interest?

  • Protection of Your Adjustments : Coverage for personal improvements to your apartment that are not covered by standard HOA building insurance.
  • Financial Security : Avoid unexpected costs for repairing damaged modifications or luxury upgrades.
  • Additional Coverage : Owner's interest fills the gaps in the homeowner's association building insurance coverage.

How does owner's interest work within an homeowners' association building insurance policy?

  • Custom Coverage : Get owner's interest insurance specifically tailored to the value of your modifications.
  • No Overlap : Check the policy conditions of the homeowners' association building insurance to see what is already covered and take out owner's interest for the rest.

Who is Owner's Interest Insurance Suitable for?

  • Apartment owners who have invested in luxury improvements to their homes.
  • VvE members who want to supplement the standard home insurance for personal security.
  • Investors who want to protect rental apartments from damage to luxury amenities.
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Tips for Insuring Owner's Interest

  1. Determine the Value of Your Adjustments : Get an estimate of the value of your improvements.
  2. Check the homeowners' association policy : Make sure you know exactly what is already insured through the homeowners' association building insurance.
  3. Compare Insurers : Choose an insurance policy that explicitly covers ownership interests.

With owner's interest insurance within the homeowners' association building insurance, you are assured of optimal protection of both the communal building and your personal investments.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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  • Up to 15%

    package discount

  • Story Service

    assistance in case of damage

  • Transfer Service

    free

  • Personal contact

    No-Queue

Read More ... Owner's interest VVE Opstalverzekering

Youngtimer Business Insurance: Smart Choice for Entrepreneurs


Driving a youngtimer for business is popular with entrepreneurs. With tax benefits and a unique driving experience, a youngtimer is both stylish and financially attractive. Good insurance is essential to enjoy your business youngtimer without any worries. Business insurance for a offers extensive coverage and takes into account the specific value and use of your car.

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Benefits of a Youngtimer Business Insurance

  • Comprehensive Coverage : Protection against damage from accidents, theft, fire and vandalism.
  • Appraisal Value Coverage : Coverage based on an appraisal report, so that your car is insured for the correct value.
  • Flexible Options : Options for WA, WA+ or Allrisk, tailored to the age and condition of your youngtimer.
  • Additional Coverage : Options such as roadside assistance, passenger insurance and legal assistance.

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We ( Finass Verzekert ) Youngtimer Insurance with the best insurers, so you  get the best and most affordable premium from us for Youngtimer Insurance

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Why Choose Youngtimer Business Insurance?

  • Tax Benefits : For business drivers, youngtimers from the age of 15 are fiscally attractive, with an additional tax of only 35% on the current value.
  • Protection of your investment : With insurance tailored to the value and use of a youngtimer, you can avoid unexpected costs.
  • Peace of mind : Your business car is optimally protected, both on the road and when stationary.
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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For whom is Business Youngtimer Insurance suitable?

  • Entrepreneurs : For business use of a stylish and tax-efficient car.
  • Self-employed people and Freelancers : Protect your youngtimer and enjoy the additional tax benefits.
  • Real Estate and Financial Professionals : Combine business use with the appearance of an exclusive car.
Frequently asked questions about car insurance:

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Car insurance coverage:

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How Do You Find the Best Youngtimer Insurance?

  1. Carry out a valuation : Provide a current valuation report to determine the correct insurance value.
  2. Compare Premiums and Coverage : Choose an insurance policy that suits your driving behavior and the condition of your car.
  3. Check Additional Options : Consider additional coverage such as roadside assistance and legal assistance.

With business insurance for a youngtimer you are assured of optimal protection and you benefit from the tax benefits that these special cars offer.

Examples of Youngtimers:

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