As an apartment owner you are automatically a member of the Owners' Association (VvE). The homeowners' association building insurance covers the common parts of the building, such as the facades, the roof and the foundation. But what happens to adjustments or improvements that you have made to your apartment? Additional owner's interest insurance essential for this.

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The standard homeowners' association building insurance often only covers the shell of the building. Owner's Interest offers additional coverage for matters that you as the owner have installed or improved yourself, such as:

• Kitchens, bathrooms and other fixed installations.
• Luxury floors, such as parquet or tiles.
• Custom built-in wardrobes or other personal improvements.

• Protection of Your Adjustments : Coverage for personal improvements to your apartment that are not covered by standard HOA building insurance.
• Financial Security : Avoid unexpected costs for repairing damaged modifications or luxury upgrades.
• Additional Coverage : Owner's interest fills the gaps in the homeowner's association building insurance coverage.

• Custom Coverage : Get owner's interest insurance specifically tailored to the value of your modifications.
• No Overlap : Check the policy conditions of the homeowners' association building insurance to see what is already covered and take out owner's interest for the rest.

• Apartment owners who have invested in luxury improvements to their homes.
• VvE members who want to supplement the standard home insurance for personal security.
• Investors who want to protect rental apartments from damage to luxury amenities.

1. Determine the Value of Your Adjustments : Get an estimate of the value of your improvements.
2. Check the homeowners' association policy : Make sure you know exactly what is already insured through the homeowners' association building insurance.
3. Compare Insurers : Choose an insurance policy that explicitly covers ownership interests.

With owner's interest insurance within the homeowners' association building insurance, you are assured of optimal protection of both the communal building and your personal investments.

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Driving a youngtimer for business is popular with entrepreneurs. With tax benefits and a unique driving experience, a youngtimer is both stylish and financially attractive. Good insurance is essential to enjoy your business youngtimer without any worries. Business insurance for a offers extensive coverage and takes into account the specific value and use of your car.

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• Comprehensive Coverage : Protection against damage from accidents, theft, fire and vandalism.
• Appraisal Value Coverage : Coverage based on an appraisal report, so that your car is insured for the correct value.
• Flexible Options : Options for WA, WA+ or Allrisk, tailored to the age and condition of your youngtimer.
• Additional Coverage : Options such as roadside assistance, passenger insurance and legal assistance.

• Tax Benefits : For business drivers, youngtimers from the age of 15 are fiscally attractive, with an additional tax of only 35% on the current value.
• Protection of your investment : With insurance tailored to the value and use of a youngtimer, you can avoid unexpected costs.
• Peace of mind : Your business car is optimally protected, both on the road and when stationary.

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• Entrepreneurs : For business use of a stylish and tax-efficient car.
• Self-employed people and Freelancers : Protect your youngtimer and enjoy the additional tax benefits.
• Real Estate and Financial Professionals : Combine business use with the appearance of an exclusive car.

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1. Carry out a valuation : Provide a current valuation report to determine the correct insurance value.
2. Compare Premiums and Coverage : Choose an insurance policy that suits your driving behavior and the condition of your car.
3. Check Additional Options : Consider additional coverage such as roadside assistance and legal assistance.

With business insurance for a youngtimer you are assured of optimal protection and you benefit from the tax benefits that these special cars offer.