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Assistance with damage
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100% independent
Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

The Klaverblad Electronics Insurance

Equipment is indispensable for most companies. You can insure your computers and associated peripheral equipment such as printers, scanners and modems with our electronics insurance.

  • For the first 3 years, you will receive 100% of the new value in case of damage
  • Your mobile electronics can also be insured
  • Insured against any external disaster
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

What does electronics insurance for small and medium-sized businesses entail?

Below you can read more about electronics insurance.

What is insured?
  • Fixed devices, such as a desktop or server
  • Optionally also your mobile devices, such as tablets and laptops. We do not insure mobile phones
  • Peripherals, such as printers and keyboards
  • Loose information carriers, such as USB sticks and CD-ROMs
  • Cables that come with your devices
  • Standard programs
What am I insured for?
  • All external disasters
  • Damage due to an inherent defect
  • With the stagnation cover module you are insured for costs to prevent (impending) business interruption
  • With the stagnation cover module you are insured against reconstruction costs if information is lost

Not the best premium?

The Klaverblad Electronics Insurance

Equipment is indispensable for most companies. You can insure your computers and associated peripheral equipment such as printers, scanners and modems with our electronics insurance.

  • For the first 3 years, you will receive 100% of the new value in case of damage
  • Your mobile electronics can also be insured
  • Insured against any external disaster

Read More ... Klaverblad Electronics Insurance

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

Klaverblad Business Liability Insurance

With our business liability insurance for SMEs and self-employed people, you are well insured against damage in the workplace. Find all the information here and conclude.

  • Compensation if you are liable for damage to property or persons
  • This also applies to environmental damage and damage caused by your employees
  • Possibility to insure private liability
  • Damage to items under your supervision is standardly insured for companies or can be additionally insured
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

What does liability insurance entail?

Below you can read more about liability insurance for companies. Our liability insurance is suitable for both SMEs and self-employed persons. We have listed the most important features for you.

What does this insurance offer?
  • Compensation for liability
  • Legal assistance in the event of an unjustified claim for damages
What amount can I insure?
  • You choose: € 1,250,000 or € 2,500,000
What am I insured for?
  • Liability for damage to property and damage to persons
  • Liability for damage caused by a defective product that you have supplied
  • Liability for environmental damage caused by the sudden escape of a pollutant from your business
Additional insurance and coverage

You can supplement your liability insurance with Legal Expenses Recovery Insurance, Wegav Insurance and Supervision Coverage.

Legal expenses insurance story

If someone else damages your belongings, you would of course want them to compensate you for the damage. Sometimes it is difficult to actually receive compensation. With the legal expenses insurance recovery you will receive expert help.

Employer's liability for employee-traffic participant

One of your employees could be injured if he has a traffic accident while at work. In many cases you are then liable. Insure yourself against this damage with the additional Employer's Liability Insurance for employee-traffic participant.

Supervision coverage

Damage to third-party property that you 'supervise' during your work is included as standard for many companies or can be additionally insured. Consider, for example, goods that you process, transport or borrow. For shops and catering establishments, damage to this is standardly insured up to an amount of €25,000. This can be additionally insured for other companies such as construction and handyman companies. You can choose from several coverages.

Is business liability insurance mandatory?

No, business liability insurance is not legally required for both SMEs and self-employed persons. However, there are situations in which you are asked to take out business liability insurance. For example, because the trade organization to which you are affiliated requires this of you or because a client or customer specifically requests this.

Not the best premium?

Klaverblad Business Liability Insurance

With our business liability insurance for SMEs and self-employed people, you are well insured against damage in the workplace. Find all the information here and conclude.

  • Compensation if you are liable for damage to property or persons
  • This also applies to environmental damage and damage caused by your employees
  • Possibility to insure private liability
  • Damage to items under your supervision is standardly insured for companies or can be additionally insured

Read More ... Klaverblad Liability Insurance SMEs

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

The Klaverblad SME Legal Expenses Insurance

You may occasionally have a disagreement, for example with a customer or with the government. Sometimes this leads to a legal problem. With our legal expenses insurance for companies you are assured of professional legal assistance.

  • Choice of two insurance policies: Standard and Extra
  • Almost all entrepreneurial activities are insured, including abroad
  • Help with collection disputes: collection assistance
  • Option to insure private legal assistance
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

Which legal expenses insurance for companies suits you best?

Which legal expenses insurance is best for you depends on your personal situation and wishes.

You can choose from two variants of our legal expenses insurance: Standard and Extra. You can see the difference between these in the following overview:

Legal expenses insurance Standard
  • Collection assistance: if your customers do not pay their invoice, we will help you get your money back
  • Conflicts with the government
  • Personnel and social legislation
  • Sales of products and services
  • Third party services and products
  • Construction contracts up to
    € 100.000,-
  • Stories of (personal) damage
  • Reimbursement of external costs
    € 35.000,-
  • Advance deposit
    € 50.000,-
  • Deductible: 10% of the lawyer's costs
  • Criminal cases and tort cases valid within Europe
  • Other legal conflicts valid within the Netherlands
Legal expenses insurance Extra
  • Collection assistance: if your customers do not pay their invoice, we will help you get your money back
  • Conflicts with the government
  • Personnel and social legislation
  • Sales of products and services
  • Third party services and products
  • Construction contracts up to
    € 100.000,-
  • Stories of (personal) damage
  • Rental of real estate that is at least 50% in your own use
  • Liability
  • Telephone advice on legal problems
  • Reimbursement of external costs
    € 50.000,-
  • Advance deposit
    € 50.000,-
  • No deductible
  • Criminal cases and tort cases valid within Europe
  • Other legal conflicts valid within Benelux and Germany

Not the best premium?

The Klaverblad SME legal expenses insurance

You may occasionally have a disagreement, for example with a customer or with the government. Sometimes this leads to a legal problem. With our legal expenses insurance for companies you are assured of professional legal assistance.

  • Choice of two insurance policies: Standard and Extra
  • Almost all entrepreneurial activities are insured, including abroad
  • Help with collection disputes: collection assistance
  • Option to insure private legal assistance

Read More ... Klaverblad Legal Aid Insurance SMEs

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

The Klaverblad Business Interruption Insurance

After damage due to fire or storm, for example, a company often comes to a standstill. This means you miss out on income, while you still have fixed costs. You are insured for this with our business interruption insurance.

  • Guarantee against underinsurance possible
  • Induction is included free of charge for offices, retail and catering
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

What does business interruption insurance entail?

Below you can read more about business interruption insurance.

What am I insured for?
Financial damage you suffer due to business interruption. This business downtime can be caused by, among other things:
  • Fire or explosion.
  • Storm, lightning strike, hail or rain.
  • Burglary or theft.
  • A disruption in the supply of electricity, gas or water.
  • Poor accessibility due to an incident in the area.
What amount can I insure?

You insure the annual interest: the gross proceeds minus the variable costs. If you have a guarantee against underinsurance, we will determine this annually based on information from your accountant.

What are the additional options?

Guarantee against underinsurance is possible.

Not the best premium?

The Cloverleaf Money Insurance

You will be robbed if you take your money to the bank or pay someone with counterfeit money in your business. With our money insurance for small and medium-sized businesses you are insured against the loss of money and other valuables, such as gift vouchers or vouchers.

  • Insured against monetary loss outside your business premises
  • Your staff is also insured
  • No deductible

Read More ... Klaverblad Business Schadeverzekering

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

The Cloverleaf Money Insurance

You will be robbed if you take your money to the bank or pay someone with counterfeit money in your business. With our money insurance for small and medium-sized businesses you are insured against the loss of money and other valuables, such as gift vouchers or vouchers.

  • Insured against monetary loss outside your business premises
  • Your staff is also insured
  • No deductible
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

What does cash insurance for small and medium-sized businesses entail?

Below you can read more about money insurance.

What am I insured for?
You are standardly insured against loss of money and other valuables due to, among other things:
  • Fire or explosion
  • Theft after burglary
  • Accepting counterfeit money
  • A robbery if you transport money
What amount can I insure?

You choose yourself, with a maximum of € 10,000

Additional insurance

You can expand your money insurance with debtor insurance and accident insurance.

Accounts receivable insurance

If your administration is lost due to, for example, a fire or burglary, it is sometimes no longer possible to get all your money back. You are insured for this with debtor insurance.

Accident insurance

If you or your staff have an accident due to a cause that is insured with the money insurance, the accident insurance will pay out a fixed amount. In the event of death this is € 12,500. In the case of disability, the amount depends on the extent to which you become permanently disabled. It is a maximum of €50,000.

Not the best premium?

The Cloverleaf Money Insurance

You will be robbed if you take your money to the bank or pay someone with counterfeit money in your business. With our money insurance for small and medium-sized businesses you are insured against the loss of money and other valuables, such as gift vouchers or vouchers.

  • Insured against monetary loss outside your business premises
  • Your staff is also insured
  • No deductible

Read More ... Klaverblad Geldverzekering