Do you manage an association of owners (VVE)? Then you are required by law to properly insure the joint building. A VvE building insurance - also called home insurance for VVEs - covers damage to the building due to, for example, fire, storm, leakage or vandalism. With this you not only protect the real estate, but also the financial interests of all apartment owners.

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A VvE building insurance covers damage to the entire building , including:

✔ Outdoor walls, roofs, floors and foundation
✔ Common areas such as corridors, stairwells, lifts and storage rooms
✔ Fixed installations (central heating, pipes, solar panels, intercoms)
✔ Glass in common and private spaces (optional)

The insurance offers protection in the event of damage caused by:

✔ Fire and extinguishing water
✔ Storm, lightning strike, flooding and hail
✔ Burglary, vandalism and collisions
✔ Explosions and smoke development

This insurance is essential to be able to repair the joint parts of the building in the event of damage, without having to pay individual owners themselves.

In almost all division deeds and on the basis of the apartment rights, a building insurance for a VvE is mandatory. This provides:

🔹 Fair premium payment- divided among all owners via the service costs
🔹 Fast damage settlement- no discussion about who has to pay what
🔹 No subsequent or over-insurance by individual residents
🔹 Professional and responsible board of the building

Without good buildings insurance, damage to the building can lead to major financial and legal problems .

✔ Small and large apartment complexes
✔ Mixed buildings (living/shops/office)
✔ New construction or monumental buildings
✔ VVEs with professional or self -management

Every VvE with collective ownership of a building needs building insurance - regardless of the size.

A VvE building insurance can often be expanded with:

✅ Liability insurance for VvE (AVB)
✅ Directors' liability
✅ Legal assistance insurance
✅ Glass insurance
✅ Environmental damage insurance

With a complete VVE insurance package you as a VvE are optimally protected against both material and legal risks.

Do you want to protect your VVE professionally and cheaply against damage to the building ? Then choose a specialist building insurance for VVEs with wide coverage and competitive premium.
Request a quote now and compare the best providers - so you know for sure that your building is well insured!

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Are you a director or manager of an Owners' Association (VVE) ? Then it is your job to properly insure the apartment complex against damage. A home insurance policy for the VvE - also known as VVE building insurance - is the basic insurance for each building with multiple owners. It offers extensive coverage in the event of fire, storm, water damage, vandalism and more , so that the joint property is optimally protected.

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A home insurance via the VvE covers damage to the building as a whole . Think of the facades, foundation, the roof, staircase, lifts, pipes, installations and other common parts. The coverage applies to damage caused by, among others:

✔ Fire, smoke and extinguishing damage
✔ Storm, hail and water damage
✔ Vandalism and burglary damage to the building
✔ Explosions, lightning strike and collisions
✔ Damage to fixed installations (such as central heating system, solar panels, pipes)

This insurance is mandatory according to almost all division deeds and prevents uncertainty or underinsurance per resident.

A collective home insurance offers many benefits for the VvE and its members:

🔹 Equal coverage for all apartments and common parts
🔹 No double or missing insurance with individual owners
🔹 Fast damage handling via one central policy
🔹 Affordable due to collective premium
🔹 Prevents conflicts about liability in the event of damage

In the event of damage to the building, the insurer pays directly to the VvE, so that recovery can be arranged quickly.

✔ VVEs of apartment complexes- from small building with 2 homes to large flat
✔ Mixed buildings (housing/shops) - also possible with adapted coverage
✔ New construction or existing construction- custom work based on year and location
✔ VVEs with professional or own management

Every association of owners responsible for the maintenance of a building must have good home insurance .

Consider expanding the home insurance with a complete VVE package , including:

✅ Liability insurance VVE (AVB)
✅ Directors' liability insurance
✅ Glass insurance
✅ Legal assistance insurance for VVEs

For example, as a VvE you are fully protected against all legal and material risks.

Do you want to insure your building properly against all conceivable risks? Then choose a customized home insurance for VVEs.
Compare the best providers today and request a free quote! That way you know for sure that your VvE is good, cheaply and professionally insured.

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Do you manage an association of owners (VVE) and do you want to properly protect the apartment complex against damage? Then a fire insurance for the VvE indispensable. A fire can have major consequences: from high repair costs to legal liability. With a VvE fire insurance you ensure financial security and your VvE meets the legal obligations .

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A VvE fire insurance usually falls under an extensive building insurance that is specifically tailored to the possession of multiple owners. The insurance covers damage to the building caused by:

✔ Fire and extinguishing- coverage for recovery of walls, roofs, floors and installations
✔ Smoke and soot damage- even if there have been no flames
✔ Explosion or lightning strike- including consequential damage to common facilities
✔ Storm, hail and water damage- insofar as related to the building itself
✔ Think of building- think-

The insurance applies to the entire building including common areas , facades, lifts, stairwells and installations.

Most division deeds and within the apartment law stipulate that a building insurance is mandatory for the joint parts of the building. A fire insurance via the VvE :

🔹 Ondererinsurance per individual - everyone is insured via one collective policy
🔹 Divides the premium fairly - based on breakdown parts or agreements within the VvE
🔹 🔹 guarantees fast damage settlement - one point of contact in the event of an emergency
🔹 prevents financial chaos in the event of damage - no discussion about who pays what pays

Without fire insurance you risk high costs and liability .

✔ Apartment complexes -large or small, old or new
✔ Mixed buildings -combination of housing and shops or offices
✔ Professional or self-management -both for VVE managers and for drivers from their own residents' group
✔ Monuments or new construction projects -customization is possible

Do you want to be covered in addition to a fire for liability, glass break, legal aid and directors' liability ? Then choose a complete VVE insurance package . This saves costs and prevents gaps in coverage.

Do you want to properly protect your VvE against the consequences of fire and other damage to the building? Then choose a specialist fire insurance for VVEs with extensive coverage and competitive premium.
Compare the best insurance policies now and request a free quote!

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Are you a director or manager of a VvE (Association of Owners)? Then it is your responsibility to properly protect the joint building and the interests of the members. With a VvE package insurance you close all necessary insurance policies in one well -arranged package - including coverage for damage to the building, liability, legal assistance and driver risks. This ensures lower costs, better coverage and less administrative work.

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A VvE package insurance is a combination of essential insurance policies that together cover all risks of an association of owners. This package offers standard or optional coverage for:

✔ Standing insurance -Protects the joint building against damage caused by fire, storm, leakage and vandalism
✔ Liability insurance (AVB) -covers damage to third parties caused by, for example, poor maintenance or loose-fitting façade units
✔ Directors' liability insurance protection for board members who are personally liable for FROCKS or SUPPLICAL
, Legal assistance with regard to conforms to converts
. Glass insurance - coverage of windows and glazing in common areas
✔ Environmental damage insurance (optional) - for damage to soil or water due to, for example, leaking oil or contamination

🔹 Full customized cover for your building and situation
🔹 Higher certainty at lower costs than individual policies
🔹 Less administration and clear communication with one insurer
🔹 Professional appearance and trust towards members
🔹 Obligation according to the division deed or apartment rights often immediately covered

Whether you manage a small apartment complex or a large flat with multiple building components , a VVE package insurance ensures peace, overview and security.

✔ Small and large VvEs -from 2 to hundreds of apartment rights
✔ Professional VVE managers and drivers -who want to cover the risks well
✔ Apartment complexes, apartment buildings, residential blocks or mixed buildings (living/shop)
✔ Self-management or professional management -there are suitable packages for each management form

Do you want to insure your association of owners well and cheaply ? Then choose a tailor -made VVE package insurance with complete coverage and competitive premium.
Compare the best providers now and request a free quote immediately!

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