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• Additional cost insurance

• home
• SME
• Extra cost

Additional cost insurance

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WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
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• What is Extra Cost Insurance?

  CAN YOU QUICKLY GET BACK TO WORK AFTER MAJOR DAMAGE DUE TO FIRE, WATER DAMAGE OR BURGLARY, FOR EXAMPLE? THEN YOU WILL HAVE NO LOSS OF TURNOVER, BUT YOU WILL INCUR ADDITIONAL COSTS SUCH AS RENTING TEMPORARY BUSINESS SPACE, COMPUTER EQUIPMENT OR EXTRA TRAVEL COSTS OF STAFF. CAN INSURE THESE COSTS WITH AN EXTRA COST INSURANCE FOR ENTREPRENEURS .

• What do you insure with the Extra Cost Insurance?

  YOU INSURE THE ADDITIONAL COSTS YOU INCUR DUE TO DAMAGE TO A BUILDING , TENANT'S INTEREST, INVENTORY OR STOCK AT AN ADDRESS. IT INCLUDES ALL ADDITIONAL COSTS YOU INCUR TO RESUME YOUR NORMAL OPERATIONS. YOU CHOOSE FROM 3 COVERAGES.

• I work a lot at a fixed workplace. Do I need additional cost insurance?

  Extra costs insurance covers the extra costs you have to incur. For example, to restart your business if something bad has happened. This includes costs for a temporary workplace and equipment rental. Does your company's turnover depend on a permanent workplace? Or do you have to continue paying staff wages? Then business interruption insurance be more useful in some situations.

• Is the Extra Cost Insurance mandatory?

  No, additional cost insurance is not mandatory.

• What are the costs of additional insurance?

  You can easily calculate the costs of additional insurance online. The costs depend, among other things, on what type of company you have and the insured amount. But also the material of which the building is made (the construction type).

• Is additional cost insurance suitable for self-employed people?

  Yes, additional cost insurance is suitable for self-employed people.

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business insurance

• HEALTHCARE AND WELFARE

• TRADE AND SERVICES

• IT

• JUSTICE, SECURITY AND PUBLIC ADMINISTRATION

• ENVIRONMENT AND AGRICULTURAL SECTOR

• MEDIA AND COMMUNICATIONS

• EDUCATION, CULTURE AND SCIENCE

• ENGINEERING, PRODUCTION AND CONSTRUCTION

• TOURISM, RECREATION AND HORECA

• TRANSPORT AND LOGISTICS

• What is Business Insurance?

  WITH INSURANCE YOU CAN INSURE THE FOLLOWING ITEMS: INVENTORY, STOCKS, MONEY AND MEANS OF PAYMENT, MOTOR VEHICLES, ANIMALS, MOVABLE PROPERTY OF OTHER PERSONS, ELECTRONICS, MACHINERY BREAKAGE, MILK, TENANT'S INTEREST, OWNER'S INTEREST/LEASER INVESTMENT AND OTHER MOVABLE PROPERTY.

• What belongs to my inventory and what to my business building?

  Everything that is loose or that you can easily get loose belongs to your inventory. Think of machines or furniture. Everything that is stuck or that you cannot easily loosen is part of your business building. Consider a toilet or central heating boiler. You insure your commercial building with building insurance.

• What is tenant interest?

  Tenant interest consists of all changes that you as a tenant have made to your commercial building that you can no longer easily remove. Think of a kitchen or wooden floor.  

• What things can I insure with business insurance?

  The movable property insurance consists of various parts. The best known is inventory insurance. As a self-employed person, you can insure your inventory and supplies online. Are you an SME? Then you can put together your tailor-made movable property insurance together with an advisor. With the movable property insurance you can insure the following items: inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant's interest, owner's interest/tenant's investment and other movable property.

• How is the value determined if my belongings are damaged? ar

  Insurers use a depreciation scheme for goods. For each damage, the value of the property in question is taken into account at that time. We also use a depreciation list published by the Dutch Association of Insurers.

• How do I determine the correct insured amount?

  As a self-employed person you can choose from an insured amount of €15,000, €25,000 or €50,000. Movable property is the stuff you need as inventory for your business. This also includes, for example, sun blinds, flagpoles and signboards. Inventories include the products you sell and other supplies you need for your company, such as raw materials and consumables, semi-finished products, end products or fuels.

  Movable property is insured against replacement value as standard. That is the amount needed to purchase an equivalent movable property. Some movable property can be insured for new value or appraised value. Whatever you choose, the insured amount should not be too low. Because in the event of damage, the entire damage may not be reimbursed.

• Insurance cards

  Insurance cards

• Policy conditions

  Policy conditions

• Damage form

  general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
• More than 25 years of experience.
• Personal contact.
• We compare all insurers.

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building insurance VVE

• HEALTHCARE AND WELFARE

• TRADE AND SERVICES

• IT

• JUSTICE, SECURITY AND PUBLIC ADMINISTRATION

• ENVIRONMENT AND AGRICULTURAL SECTOR

• MEDIA AND COMMUNICATIONS

• EDUCATION, CULTURE AND SCIENCE

• ENGINEERING, PRODUCTION AND CONSTRUCTION

• TOURISM, RECREATION AND HORECA

• TRANSPORT AND LOGISTICS

• What is Building Insurance?

  WITH  BUILDINGS INSURANCE YOU INSURE  A BUSINESS BUILDING OR CLUB BUILDING AND EVERYTHING THAT ASSOCIATES AGAINST DAMAGE. FOR EXAMPLE, ALSO CONSIDER FOUNDATIONS, FENCES OR FENCES, OUTBUILDINGS, LIGHT TOWERS, BARRIERS, COOLING OF THE AIR CONDITIONING AND SOLAR PANELS.

• What is covered by Building Insurance?

  WITH BUILDINGS INSURANCE INSURE A BUSINESS PREMISES OR CLUB BUILDING AND EVERYTHING THAT ASSOCIATES AGAINST DAMAGE . FOR EXAMPLE, ALSO CONSIDER FOUNDATIONS, FENCES OR FENCES, OUTBUILDINGS, LIGHT TOWERS, BARRIERS, COOLING OF THE AIR CONDITIONING AND SOLAR PANELS.

• Why Building Insurance?

  AS THE OWNER OF A BUSINESS PROPERTY, YOU INCLUDE CERTAIN RISKS.  A BURGLARY, FIRE OR STORM CAN HAVE MAJOR CONSEQUENCES FOR YOUR OFFICE, SHOP PREMISES, WORKSHOP OR WAREHOUSE. WITH BUILDINGS INSURANCE  YOU ENSURE THAT YOU  INSURED  FOR  DAMAGE  AND YOU CAN GET STARTED WITH YOUR BUSINESS AGAIN QUICKLY.

• What is usually not covered by Building Insurance?

  Damage due to flooding of, for example, the North Sea, the Wadden Sea, the IJsselmeer or the major rivers such as the Rhine, Maas and IJssel.

• Is it mandatory?

  You are not obliged to take out building insurance If you own a building, it is wise to take out building insurance. Repairing damage can be expensive without insurance. When applying for a mortgage, the bank may require you to take out building insurance. Because your business premises serve as collateral for the mortgage.

• When does Building Insurance pay out?

  If your policy states that you are covered for what happened to you. Common causes include:

  • fire, water damage, storm, vandalism or theft

• Insurance cards

  Insurance cards

• Policy conditions

  Policy conditions

• Damage form

  general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

• We are there for the customer.
• More than 25 years of experience.
• Personal contact.
• We compare all insurers.

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• home
• commercial
• building insurance

• home
• SME
• building insurance

Business Building Insurance: Essential Protection for Your Business Premises

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What does a Business Building Insurance cover?

Why Choose Business Building Insurance?

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