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VVE liability insurance


If you have a business, you may cause harm to your customers while at work. Just think of a painting company that drops a pot of paint over the carpet. With liability insurance for companies (AVB) you are insured for damage caused during work.  

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Liability Insurance for Home Owners' Associations: Essential Protection for Your Association

Liability insurance for a homeowners association (HOA) provides crucial protection against damage claims arising from defects in the property. With the right coverage, you ensure that your homeowners' association is financially protected against unexpected liability risks.

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We compare VvE liability insurance  Finass insures)  with the best  insurers,  so that you  receive the best and most affordable premium from us VvE liability insurance 

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Benefits of liability insurance for homeowners' associations

  • Extensive Coverage : Protection against damage claims due to defects in the property, such as overdue maintenance or construction defects.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind for All Members : Know that your homeowners' association is well insured against unforeseen liability risks.
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Frequently asked questions about liability insurance :

  • What is liability insurance?

    WITH  LIABILITY INSURANCE  YOU ARE INSURED IF YOU ARE LIABLE FOR  DAMAGES ACCORDING  TO THE LAW.  FOR EXAMPLE, IF YOU RIDE INTO A PARKED CAR, YOUR CAT THROWS OVER AN EXPENSIVE VASE OR YOUR CHILDREN SHOOT A BALL THROUGH THE NEIGHBOR'S WINDOW. BUT ALSO IF YOU, YOUR CHILD OR PET INJURE SOMEONE. NOT EVERY DAMAGE IS INSURED. CONSIDER INTENTIONAL DAMAGE OR DAMAGE CAUSED BY A MOTOR VEHICLE .  RENTED ITEMS ARE ALSO NOT COVERED BY YOUR LIABILITY INSURANCE . FOR EXAMPLE IF YOU RENT A SANDING MACHINE FOR THAT PAINT JOB IN THE HOUSE. OR IF YOU RENT A PARTY TENT FOR A GARDEN PARTY.
  • What is covered by liability insurance?

    Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

  • What does liability insurance do?

    Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).

  • Do you need liability insurance?

     Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
  • What does liability insurance not cover?

    The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

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Tips for Choosing Liability Insurance for Home Owners' Associations

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific homeowners' association. Good liability insurance for homeowners' associations not only provides financial protection, but also peace of mind, so that all owners can enjoy their property worry-free.

What is VvE liability insurance?

What does homeowners' association liability insurance cover? This insurance covers the financial consequences of damage caused by the building to residents and visitors or their belongings. Damage to third parties working in the building is also covered.

Read More ... Liability VVE

Rented Property Building Insurance: Essential Protection for Your Rental Property


A rented home entails risks. Standard building insurance policies often do not provide good coverage for rental properties, making building insurance for rented properties necessary. This insurance protects your property against damage caused by fire, storm, water damage and other cases, so that you can rent out your investment with peace of mind.

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What does Building Insurance cover for Rented Properties?

  • Fire and Storm Damage : Protection against damage from fire, lightning, storm and hail.
  • Water damage : Coverage for leaks and flooding that can cause damage to your property.
  • Burglary and Vandalism : Protection against damage by unwanted intruders or tenants.
  • Repair costs : Reimbursement for repairs to structural parts such as walls, roofs and floors.
  • Additional Options : Glass insurance, solar panels and landlord liability
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We (Finass Insures) compare the get the best and most competitive premium from us Building Insurance

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Why Choose Rented Home Building Insurance?

  • Protection of your investment : Avoid expensive costs in the event of damage to your rental property.
  • Specific Rental Coverage : Suitable for both full rental and partial rental of your home.
  • Financial Security : Your property remains protected against unexpected risks.
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For whom is Building Insurance for Rented Homes suitable?

  • Private Landlords : Protect your home against damage by tenants or other causes.
  • Professional Real Estate Owners : Ensure broad coverage of your rental real estate portfolio.
  • Rental Property Managers : Insure properties you manage on behalf of third parties.
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Tips for Insuring a Rental Property

  • Always Report Rentals : Inform your insurer about the rental use of the property.
  • Choose Additional Coverage : Consider liability and glass insurance for a complete package.
  • Check the Policy : Make sure the insurance allows rentals.
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How Do You Find the Best Building Insurance for Rented Properties?

Compare insurers on coverage, premium and additional conditions. Choose a building insurance policy that suits the situation and use of your rented building and/or home. With the right insurance you are assured of optimal protection and financial security.

Read more ... rented houses for real estate

Environmental damage insurance Real estate


Every entrepreneur can be confronted environmental damage The Environmental Damage Insurance covers the costs of environmental damage caused at your location or at the location of someone else.

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OG environmental damage insurance ( Finass insures) with the best insurers, so that you get the best and most affordable premium from us  OG environmental damage insurance

Frequently asked questions about Environmental Damage Insurance:
  • What is Environmental Damage Insurance?

    ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.
  • Why Environmental Damage Insurance?

    FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .
  • What do you insure with Environmental Damage Insurance?

    WITH ENVIRONMENTAL DAMAGE INSURANCE YOU INSURE YOUR COMPANY FOR DAMAGE THAT IS (UNINTENDED) CAUSED TO THE ENVIRONMENT. EXPERTISE COSTS AND REMEDIATION COSTS ARE INSURED IN THE EVENT OF POLLUTION OF SOIL OR WATER. JUST AS DO THE COSTS FOR DEMOLITION AND CONSTRUCTION AS A RESULT OF REHABILITATION. THERE ARE 2 VARIANTS: THE CLASSIFIED POLICY (FOR YOUR OWN LOCATION AND SURROUNDING LOCATIONS) AND THE THIRD PARTY POLICY (FOR LOCATIONS OF YOUR CLIENTS).
  • Why should I take out environmental damage insurance?

    Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.
  • How much does environmental damage insurance cost?

    The costs of environmental damage insurance depend on the selected insured amount, storage of hazardous substances and the presence of asbestos. The premium example below is an indication, the exact premium may differ based on any additional coverage selected. The premium depends, among other things, on your type of company and the presence of hazardous substances.
The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Environmental Damage Insurance?

Environmental damage insurance is a business insurance policy. The insurance covers the costs if you cause environmental damage at your location or at someone else's. But you are also insured if someone else causes environmental damage at your location.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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How much does environmental damage insurance ?

The costs of environmental damage insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax)

catering industry

Restaurant

€ 1.500.000,-

€ 15,-

Retail

Butcher

€ 400.000,-

€ 12,-

Read more ... Environmental damage insurance for real estate

Inventory/ Goods/ Tenants interest Real Estate (Real Estate)


With the Inventory Insurance, also known as business contents insurance or business assets insurance, you insure your business contents that are not intended for sale. This includes items such as your computer, desk, chairs, machines and storage racks.

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Frequently asked questions about Asset Insurance :
  • What is Asset Insurance?

    WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
  • What do you insure with the Asset Insurance?

    THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
  • What is covered by Asset Insurance?

    With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.

  • Is it mandatory?

    Asset insurance is not mandatory.
  • What is usually insured with inventory insurance?

    Damage to your inventory .
  • When does inventory insurance pay out?

    If your policy states that you are covered for what happened to you. Common causes include:

    • fire, water damage, storm, vandalism or theft
The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Asset Insurance?

With inventory insurance you insure all items that are not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession. Consider, for example, desktops, desks, chairs and machines. The damage will be compensated on the basis of the stated new value.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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How much does inventory insurance cost ?

The costs of inventory insurance

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

Retail

Butcher

260.000,-

€ 60,00

catering industry

Restaurant

€ 50.000,-

15,-

Read More ... Inventory / Goods / Tenants' interest Real Estate

Glass insurance OG


Glass is sensitive to damage. And window damage to your house is annoying. That is why it is wise to insure your home against glass damage. But how do you do that? If you live in a rental home, the glass insurance for your home falls under the contents insurance. If you live in an owner-occupied home, the glass insurance for your house falls under the home insurance (building insurance). You can easily take out both insurance policies at Interpolis.

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We compare OG glass insurance Finass insures)  with the best  insurers,  so that you get the best and most affordable premium from us OG glass insurance

Frequently asked questions about glass insurance :

  • What is insured with glass insurance?

    "all external disasters" with glass insurance . This includes just about everything that can happen to the glass. Damage as a result of a natural disaster is not included in the insurance. The glass insurance also does not cover damage to glass caused by burglary, fire or renovation.

  • What glass damage is insured?

    Does glass damage fall under buildings or contents? Glass is usually considered part of the home and is therefore covered by buildings insurance . Standard or optional. If you rent a home, glass coverage is at least an option with all home contents insurers.

  • Is glass insurance necessary?

    Your rental contract states whether the landlord has already taken out glass insurance . This is often the case. If this is not the case, you will have to take out glass insurance yourself. You can arrange this via the additional glass insurance with your home contents insurance.

  • What is covered by glass damage?

    With Glass Insurance you insure glass damage to your home. Think of your windows, the glass in doors, but also the glass of your shower cabin, skylights and skylights.  And, for example, the glass of your shed.  This also includes leakage from double glazing .

  • Is glass breakage insured?

    Glass breakage: what does that mean? Fire insurance covers a lot more than just fire damage, the policy also covers glass breakage . The replacement of a broken window will therefore be reimbursed by your insurer.

  • What window damage is reimbursed?

    But please note: coverage differs per insurer. Some insurers only pay out for damage to car windows.  The other also applies to damage to the sunroof, panoramic roof and the glass of the headlights . Scratches in the window are not always covered, according to the insurance conditions.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is glass insurance?

With glass insurance you insure the glass in your home that must let light through. In practice, these are your windows. Do you not have glass insurance and someone shoots a ball through the window, for example? Then you pay the costs yourself. You take out glass insurance for any damage to the windows of your home. The glass must be intended to transmit light. Mirrors and an aquarium, for example, are not included.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Glass insurance or not ?

You can glass insurance in different ways. Through additional coverage on the buildings insurance / buildings insurance , through additional coverage on the contents insurance taking out separate glass insurance

Owner-occupied home / owner-occupied building

If you own a home/building, it is wise to take out separate glass insurance . Especially if your home has more expensive glassware, such as stained glass, custom-made or cut glass. If you take out separate glass insurance , check whether it is possible with the same insurer as your home contents or buildings insurance. This ensures faster settlement of claims and can also give you a discount on your premium.

Rental property / rental building

In most cases the same applies to tenants. In the rental contract you will find whether the owner has already taken out glass insurance or whether you have to do it yourself. If the glass in your rental home is not insured, you can also take out this as additional coverage with your home contents insurance.

Read more ... Glass insurance real estate