Storing insurance apartment complex - Complete coverage for joint real estate
Do you manage an apartment complex as Owners' Association (VVE) or real estate manager? Then good home insurance for the apartment complex essential. This insurance covers damage to the building itself - such as fire, storm, leakage and vandalism - and in most cases is mandatory according to the division deed. With the right home insurance you prevent financial risks and you guarantee the continuity of building management.
What does a home insurance cover for an apartment complex?
A home insurance covers all fixed parts of the building that do not fall under the contents of individual residents. Think of:
✔ Gevels, daken, vloeren en fundering
✔ Gemeenschappelijke ruimtes: trappenhuis, liften, gangen, entree
✔ Vaste installaties zoals leidingen, cv, ventilatie, zonnepanelen en intercom
✔ Inbegrepen schadeoorzaken:
• Brand en ontploffing
• Storm, hagel, water- en rookschade
• Vandalisme, inbraak en blikseminslag
• Aanrijdingen of neerstortende voorwerpen
This insurance applies to the entire building and prevents residents from taking out insurance individually (and often incomplete) insurance policies.
We (Finass Verzekert) compare VvE Building Insurance with get the best and most competitive premium from us VvE Building Insurance
Why is a home insurance required for apartment complexes?
In almost all division deeds and according to the apartment law, joint home insurance is mandatory. The benefits:
🔹 Collective coverage for the entire building
🔹 Equal protection for all apartment rights
🔹 Fast and clear damage settlement via one policy
🔹 lower premium by collective purchasing
🔹 prevents conflicts on responsibility in the event of damage
Without home insurance you run as a VvE or owner risk of towering costs in the event of damage to the building.
Who is this insurance suitable for?
✔ VVEs of apartment complexes
✔ Professional real estate managers
✔ Mixed buildings (living/shop/office)
✔ Monumental or new -build complexes
✔ Buildings with their own or external management
Whether you manage a small complex or a flat with dozens of units: a home insurance policy is indispensable for safe and responsible ownership.
What additional coverage are possible?
For complete protection you can combine the building insurance with:
✅ Liability insurance (AVB) -for damage to third parties by defects in the building
✅ Directors' liability -VVE directors personally protect in the event of errors or negligence
✅ Glass insurance -coverage in the event of a break of windows or stained glass
✅ Legal assistance insurance -Legal support in the event of a manufacture or lossescaims
✅ Environmental damage
Request your quote now for a home insurance policy for an apartment complex!
Do you want to insure your apartment building properly and professionally against damage and risks ? Then choose a specialist home insurance for apartment complexes .
Request a free quote directly, compare the best providers and insure your building today at a competitive premium!