ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.

FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .

WITH ENVIRONMENTAL DAMAGE INSURANCE YOU INSURE YOUR COMPANY FOR DAMAGE THAT IS (UNINTENDED) CAUSED TO THE ENVIRONMENT. EXPERTISE COSTS AND REMEDIATION COSTS ARE INSURED IN THE EVENT OF POLLUTION OF SOIL OR WATER. JUST AS DO THE COSTS FOR DEMOLITION AND CONSTRUCTION AS A RESULT OF REHABILITATION. THERE ARE 2 VARIANTS: THE CLASSIFIED POLICY (FOR YOUR OWN LOCATION AND SURROUNDING LOCATIONS) AND THE THIRD PARTY POLICY (FOR LOCATIONS OF YOUR CLIENTS).

Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.

The costs of environmental damage insurance depend on the selected insured amount, storage of hazardous substances and the presence of asbestos. The premium example below is an indication, the exact premium may differ based on any additional coverage selected. The premium depends, among other things, on your type of company and the presence of hazardous substances.

WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.

THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .

With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.

Asset insurance is not mandatory.

Damage to your inventory .

If your policy states that you are covered for what happened to you. Common causes include:

• fire, water damage, storm, vandalism or theft

"all external disasters" with glass insurance . This includes just about everything that can happen to the glass. Damage as a result of a natural disaster is not included in the insurance. The glass insurance also does not cover damage to glass caused by burglary, fire or renovation.

Does glass damage fall under buildings or contents? Glass is usually considered part of the home and is therefore covered by buildings insurance . Standard or optional. If you rent a home, glass coverage is at least an option with all home contents insurers.

Your rental contract states whether the landlord has already taken out glass insurance . This is often the case. If this is not the case, you will have to take out glass insurance yourself. You can arrange this via the additional glass insurance with your home contents insurance.

With Glass Insurance you insure glass damage to your home. Think of your windows, the glass in doors, but also the glass of your shower cabin, skylights and skylights.  And, for example, the glass of your shed.  This also includes leakage from double glazing .

Glass breakage: what does that mean? Fire insurance covers a lot more than just fire damage, the policy also covers glass breakage . The replacement of a broken window will therefore be reimbursed by your insurer.

But please note: coverage differs per insurer. Some insurers only pay out for damage to car windows.  The other also applies to damage to the sunroof, panoramic roof and the glass of the headlights . Scratches in the window are not always covered, according to the insurance conditions.

"all external disasters" with glass insurance . This includes just about everything that can happen to the glass. Damage as a result of a natural disaster is not included in the insurance. The glass insurance also does not cover damage to glass caused by burglary, fire or renovation.

Does glass damage fall under buildings or contents? Glass is usually considered part of the home and is therefore covered by buildings insurance . Standard or optional. If you rent a home, glass coverage is at least an option with all home contents insurers.

Your rental contract states whether the landlord has already taken out glass insurance . This is often the case. If this is not the case, you will have to take out glass insurance yourself. You can arrange this via the additional glass insurance with your home contents insurance.

With Glass Insurance you insure glass damage to your home. Think of your windows, the glass in doors, but also the glass of your shower cabin, skylights and skylights.  And, for example, the glass of your shed.  This also includes leakage from double glazing .

Glass breakage: what does that mean? Fire insurance covers a lot more than just fire damage, the policy also covers glass breakage . The replacement of a broken window will therefore be reimbursed by your insurer.

But please note: coverage differs per insurer. Some insurers only pay out for damage to car windows.  The other also applies to damage to the sunroof, panoramic roof and the glass of the headlights . Scratches in the window are not always covered, according to the insurance conditions.