fbpx
Skip to main content
Lowest Price Guarantee
High Package Discount
Largest Offer
Damage Assistance
Personal Contact
100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews
Garage insurance Truck garage 2025 | Compare Automotive Package | Finass Insures
🚛 Automotive Package

Garage insurance Truck garage

Complete insurance for your truck garage. Protect your maintenance and repair of trucks and trailers against damage, theft and liability.

Trading stock
Customer cars
Test drives
Tools

🚗 Premium indication Truck garage

Basic package From €200/month
Trading stock WA Obliged
Customer Cars/Management Optional
Property & Inventory Optional
🚗
Trading stock
🔧
Customer cars
🛣️
Test drives
Customized Policy

Garage insurance for your truck garage

As a truck garage, you have customer cars and your own stock in your care every day. Accidents can happen anywhere: a car falling off a bridge, damage during a test drive, fire in the workshop or theft of your stock.

The garage insurance (also called Automotive Package) has been specially developed for garage companies and covers all these risks. Third party liability coverage for your trading stock is required by law if you use a trader license plate (green plates).

Because every truck garage is different, garage insurance is always tailor-made. We are happy to advise you on the correct composition of your policy.

Damage examples Truck garage

This can happen in your truck garage.

🔧 Repair damage

A semi-trailer is damaged during repairs.

Damage: €25,000

🚛 Test Drive Accident

A test drive after repair ends in a collision.

Damage: €60,000

🔥 Fire

Fire in the workshop damages several trucks.

Damage: €200,000

⚙️ Engine damage

A maintenance error leads to serious engine damage.

Damage: €45,000

What does Garage Insurance cover?

🚗

Trading stock

WA (mandatory) and optional shell for your own stock of cars. Including fluctuations up to 30%.

🔧

Customer cars in management

Cars that you have for maintenance, repair or consignment. Damage during work.

🛣️

Test drives

Coverage during test drives with customers or for post-repair testing.

🚐

Commercial vehicles

Your own company cars, vans and breakdown assistance vehicles.

🔩

Tools & Inventory

Your tools, diagnostic systems, lifts and other inventory.

🏢

Business premises

Optional: fire, storm and water damage to your workshop or showroom.

How much does garage insurance cost?

Garage Insurance Truck Garage

From €200/month

Customized policy. Premium depends on turnover, stock value and activities.
WA trading stock is legally required for RDW recognition.

Request a Custom Quote →

Why Choose Finass Insures?

🚗

Automotive Specialist

Experience with garage insurance for all types of car companies.

📋

Customized Policy

Customized policy for your specific business activities.

💰

Competitive Premiums

Comparison of all specialized insurers.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

Frequently Asked Questions Garage Insurance

Third party liability coverage for your trading stock is legally required if you use the RDW Recognition of Business Stock (trader license plate/green plates). The other coverage is optional but highly recommended.
The premium is tailor-made and depends on your turnover, stock value, number of employees and activities. A truck garage pays on average from €200 per month. Request a quote for your exact premium.
Ja, met de module "Auto's in beheer" zijn Customer cars verzekerd tegen schade tijdens onderhoud, reparatie of stalling in uw bedrijf. Ook schade tijdens proefritten na reparatie is gedekt.
In Belgium and Luxembourg it is only allowed to collect or deliver a vehicle for purchase/sale (no test drive). In Germany, only commercial vehicles with the license plate for construction, conversion or repair are allowed to drive.
No, garage insurance is tailor-made and cannot be taken out online. We will contact you to discuss your situation and put together a tailor-made policy.

Is your truck garage well insured?

Request a customized quote without obligation. We are happy to advise you on the best garage insurance.