Insurance for the Science Industry: Optimal Protection for Innovation and Research
Science plays a key role in innovation and progress. Whether you work in academic research, laboratories, technology development or medical studies, your work carries unique risks. Consider damage to sensitive equipment, liability for research results or legal conflicts. With specialized insurance for science you protect your organization, projects and employees against unforeseen events.
Insurance we compare (Finass Insures) among the best insurers, allowing you for the Insurance receive the best and most affordable premium from us.
Professional/company liability
This concerns damage that you or your employees, company, products or services cause to others.
Cyber insurance
The costs you have to incur if you become a victim of a cyber incident.
Wegas/wegam
Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.
Legal aid
Legal assistance for almost all your entrepreneurial activities.
Absence
For when your staff is not considered capable of performing work with a recognized economic added value.
Disability
For if you are not considered capable of performing work with a recognized economic added value.
- Business damage
- Money insurance
- Additional costs
- Machine breakage
- Environmental damage
- Building
- Inventory
- Tenant interest
Business damage
The income you miss because you can no longer continue with your business.
Money insurance
De inkomsten van verlies of diefstal, postzegels en cadeaubonnen . Ook tijdens vervoer naar de bank of bij een overval en als u ongemerkt vals geld aanneemt
Additional costs
Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.
Environmental damage
The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.
Building
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Inventory
Verzekert voor alle spullen die niet voor verkoop bedoeld zijn tegen schade door diefstal, inbraak, brand, hagel, storm en water. Bij de Inventory horen alle zaken die u nodig heeft voor uw bedrijf of beroep.
Tenant interest
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Important Insurance for the Science Industry
Liability insurance
Protection against claims from third parties, for example in the event of damage due to research activities or applications of research results.Scientific Error Insurance
Coverage for claims due to errors or incorrect interpretations in scientific publications or research results.Equipment and Inventory Insurance
Protection for sensitive equipment and laboratory instruments against damage due to fire, theft or malfunction.Cyber insurance
Essential for research institutions that work with sensitive data and digital systems. Protection against cyber attacks and data breaches.Business liability insurance
Coverage for damage claims resulting from accidents in laboratories or during field work.Legal expenses insurance
Legal support in disputes with clients, partners or suppliers.Business interruption insurance
Compensation for loss of income in the event of disasters, such as damaged equipment or temporary closure of facilities.Accident insurance
Protection for researchers and employees against personal injury during field research or laboratory activities.
Why Choose Insurance in the Science Industry?
- Specific Risk Protection: Research and innovation carry unique liabilities and risks.
- Financial Security: Avoid high costs in case of damage claims, malfunctions or legal disputes.
- Peace of mind: Ensure that your organization, projects and employees are optimally protected, so that you can fully focus on innovation.
Who are these insurance policies suitable for?
- Universities and research institutes.
- Laboratoria en R&D-afdelingen .
- Organizations and companies in science and technology.
How Do You Find the Best Insurance for the Science Industry?
Compare insurers who have experience with the unique challenges in science. Choose a package that suits your research activities and the sensitivity of your work. With the right insurance you are assured of protection and you can continue to contribute to knowledge and innovation.
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Example of companies within the industry Science: