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Insurance for the Facility Services Industry: Protection for Your Service-Oriented Business

Facility services is an essential sector that offers a variety of services, such as cleaning, security, catering and building management. This industry carries unique risks such as liability, property damage or employee harm. With insurance specifically for facility services, you are protected against these risks, so that you can provide your customers with optimal service.

Insurance we compare (Finass Insures) among the best insurers, allowing you for the  Insurance  receive the best and most affordable premium from us.

Insurance that suits the facility services sector:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal aid

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Auto

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Company assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

De inkomsten van verlies of diefstal, postzegels en cadeaubonnen . Ook tijdens vervoer naar de bank of bij een overval en als u ongemerkt vals geld aanneemt

Additional costs

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Verzekert voor alle spullen die niet voor verkoop bedoeld zijn tegen schade door diefstal, inbraak, brand, hagel, storm en water. Bij de  Inventory  horen alle zaken die u nodig heeft voor uw bedrijf of beroep.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for Facility Service Providers

  • Business liability insurance
    Coverage for damage to persons or property, for example if an employee accidentally causes damage to a customer.

  • Professional liability insurance
    Protection against claims resulting from errors or negligence in your services.

  • Inventory and Goods Insurance
    Insurance for your equipment, machines and supplies against damage due to fire, water damage or theft.

  • Business interruption insurance
    Compensation for loss of income in the event of temporary closure due to calamities such as fire or water damage.

  • Cyber ​​insurance
    Protection against data breaches and cyber attacks, essential for companies that work with sensitive customer information.

  • Legal expenses insurance
    Legal support in disputes with customers, suppliers or staff.

  • Liability Insurance for Employers (WGA)
    Coverage against workers' compensation claims in the event of industrial accidents.

Why Choose Insurance in Facility Services?

  • Protection against Specific Risks: Facility services come with a lot of responsibility, such as damage caused by employees or equipment.
  • Peace of mind: Know that your business and your customers are protected against unexpected events.
  • Financial Security: Prevent unexpected costs that could threaten the continuity of your company.

Who are these insurance policies suitable for?
  • Cleaning companies.
  • Security companies.
  • Catering companies and canteen services.
  • Companies in building management and technical support.

How Do You Find the Best Insurance for Facility Services?

Compare insurers that specialize in the facilities sector. Pay attention to coverage, premium and additional conditions to choose the insurance that best suits your business activities. With the right insurance you are assured of continuity and you can serve your customers optimally.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the industry Facility services:


  • Cleaning company

  • Building management company

  • Security company