Rolex Insuring: How Do You Protect Your Valuables?

A Rolex watch is not only a luxurious accessory, but also a valuable investment. Whether you like a classic Rolex Submariner, an exclusive Daytona or own a vintage model, the value of these watches continues to rise. But what if your Rolex is stolen, damaged or lost? With the right one valuables insurance you can optimally protect your Rolex. In this blog we discuss why and how to insure a Rolex and what you should pay attention to when choosing the right coverage.

1. Why Insure a Rolex?

A Rolex is not just a watch; it is a luxury piece of jewelry with an often considerable market value. Many people do not realize that a standard Contents insurance often does not provide sufficient coverage for expensive jewelry and watches. These are the greatest risks for Rolex owners:

✔ Theft – Rolex watches are popular objects with burglars and street robbers.
✔ Loss – A moment of inattention and your Rolex is gone.
✔ Injury – Scratches, bumps or water damage can greatly reduce the value of your Rolex.
✔ Disappearance abroad – Foreign travel insurance often does not cover luxury watches.

Immediately exclusive valuables insurance your Rolex is insured worldwide against these risks.

2. How Does Rolex Insurance Work?

A Rolex can be insured in different ways:

Option 1: Home Contents Insurance with Valuables Cover

Some home contents insurance policies offer a additional coverage for jewelry and watches. But beware:

• One often applies maximum coverage per item, usually between €2,500 and €5,000 .
• Theft outside the home is common not co-insured.

Option 2: Separate Valuables Insurance

For high value Rolex watches (from €5,000 to €100,000 or more) a special valuables insurance the best choice.

Advantages:
✅ Full coverage against theft, loss and damage.
✅ Worldwide coverage, also during travel.
✅ High insured value, tailored to the current market price.

Do you have several luxury watches or jewelry? Then you can often do this under one exclusive valuables insurance insurance.

3. What should you pay attention to with Rolex Insurance?

Not every insurance policy offers the same coverage. Please note these important points:

✔ Appraisal and Valuation

Many insurers require one recent valuation report or proof of purchase to determine the value of your Rolex. Make sure your watch is periodic revalued, because the prices of Rolex watches often rise.

✔ Coverage area (Netherlands or Worldwide?)

Do you often travel with your Rolex? Then choose an insurance policy that: Worldwide coverage offers.

✔ Deductible and Premium

The premium depends on:

• The value of your Rolex (on average 1-2% of the value per year).
• Where and how to store the watch (a safe can provide premium benefits).

Question one quote Finass Insures for a tailor-made insurance solution.

4. Frequently Asked Questions about Rolex Insurance

💬 Is my Rolex insured when I wear it?
Yes, your Rolex is insured with separate valuables insurance, even when you wear it outdoors .

💬 Is a Rolex insured when traveling?
Not always. Standard travel insurance often does not cover luxury watches. Valuables insurance with Worldwide coverage offers a solution.

💬 Should I keep my Rolex in a safe?
Some insurers require or offer this as a condition premium discount if you use a certified safe.

5. How do you take out Rolex Insurance?

Do you want to insure your Rolex optimally? Follow these steps:

1️⃣ Have your Rolex appraised – A current valuation report is essential.
2️⃣ Choose the right coverage – Decide whether you only want to insure damage and theft or also loss.
3️⃣ Request a quote from Finass Insures – Our specialists are happy to help you find the best coverage.
4️⃣ Take out insurance and enjoy your Rolex without any worries!

Conclusion: Protect your Rolex with the Right Insurance

A Insure Rolex is essential if you want to optimally protect your luxury watch against theft, loss and damage. A valuables insurance offers the best coverage, both at home and on the road.

💎 Do you want to insure your Rolex properly? Request a quote without obligation Finass Insures and discover the best insurance for your precious watch!