Ring Insurance – Optimal Protection for Your Valuable Jewelry
A ring is often much more than a piece of jewelry. Whether it's a engagement ring, wedding ring or an exclusive diamond ring is, the emotional and financial value is priceless. That is why it is wise to properly clean your ring insure against theft, loss and damage. Immediately ring insurance From a reliable provider you are assured of comprehensive coverage, both at home and on the road.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Ring Insurance – Optimal Protection for Your Valuable Jewelry
A ring is often much more than a piece of jewelry. Whether it's a engagement ring, wedding ring or an exclusive diamond ring is, the emotional and financial value is priceless. That is why it is wise to properly clean your ring insure against theft, loss and damage. Immediately ring insurance From a reliable provider you are assured of comprehensive coverage, both at home and on the road.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Why take out ring insurance?
Many people think that their home insurance policy provides sufficient coverage for their jewelry, but in reality this often is not the case. Standard home contents insurance policies have a low benefit limit for jewelry and do not provide coverage outside the home. A specialized ring insurance on the other hand offers:
✔ Worldwide coverage – protection against loss, theft and damage, wherever you are
✔ Full reimbursement – depending on the policy, you will be reimbursed for the full value
✔ Outdoor protection – even during holiday or on the road
✔ Custom coverage – tailored to the value of your ring
Immediately ring insurance you don't have to worry about financial damage if something happens to your ring.
The valuables insurance compare en we (Finass Verzekert) with all insurers, which means you are covered for the valuables insurance receives the best and most competitive premium from us.
What does ring insurance cover?
A specialized ring insurance policy offers protection against:
💍 Theft – both at home and outside
💍 Loss – for example due to an accident or inattention
💍 Damage due to falls or bumps – such as a cracked stone or a bent ring
💍 Water damage and fire damage – protection against unexpected damage
With the right insurance, you don't have to worry about the safety of your precious jewelry.
What should you pay attention to when insuring your ring?
When closing a ring insurance it is important to pay attention to the following factors:
🔹 Coverage area – Is the insurance valid in the Netherlands or worldwide?
🔹 Own risk – Is there a personal contribution in the event of damage or loss?
🔹 Valuation report – Is an official appraisal of your ring required?
🔹 Payment in case of damage – Will you be reimbursed for the new value or current value?
By taking these points into consideration, you will choose an insurance policy that suits your ring perfectly.
How do you take out ring insurance?
Taking out ring insurance is simple. Most insurers ask for:
✔ A valuation report from a recognized jeweler
✔ Proof of purchase or invoice for the ring
✔ Photos of the ring as proof of value
By submitting this information, you ensure that your insurance exactly matches the actual value of your jewelry.
Frequently asked questions about the valuables insurance :
Immediately home contents insurance are you sure that your belongings are safe? insures against damage in the event of fire or theft. However, if you have a lot of valuables, then a regular one is home contents insurance not enough. You will then only be reimbursed for part of the value of your belongings. So if you have a lot of antiques, jewelry, art objects or musical instruments, it is smart to have one valuables insurance to close.
Your musical instrument, antique paintings or rare watch insurance? Immediately valuables insurance are your prized possessions good? insures against damage and theft. Indoor. Outdoors. Anywhere in the world. You close the Insurance per individual item. So per instrument, per painting or piece of jewelry.
For almost all things can you have one nowadays Insurance to block. This is also the case with a watch. A watch can can often be an expensive purchase, especially if we are talking about one Rolex watch. You can leave this (partially). insurance against, for example, theft, damage or loss.
Below Valuables we mean different types of things. are valuables o.a. antiek, kunst, verzamelingen met een hoge waarde, dure sieraden, Musical instrument en of dure computer & elektronica.
With us, your valuables are immediately insured worldwide. Except for art and antiques, which are only insured at your home address and indoors.
Most of your belongings in your home are covered by your home contents insurance. But not all your stuff. As an enthusiast, perhaps you have a nice collection of watches, guitars or jewelry. Or do you own paintings, art, antiques or other valuable things? Then additional valuables insurance is useful. But you don't have to be a collector to benefit from additional valuables insurance. Necklace, camera or watch: you can also enjoy the benefits of additional valuables insurance with your 'normal' valuables. Because you don't just use many of your valuables indoors: you also take them out sometimes.
Protect your ring today!
Do you want to enjoy your precious ring without any worries? Then close one today ring insurance and ensure the best protection against damage, loss and theft. Compare the best insurance policies and choose the coverage that suits you!
Frequently asked questions about ring insurance
Are you looking for one? jewelry insurance or do you specifically want you Insure your (engagement) ring? Below you will find clear answers to the most frequently asked questions about coverage, premium, valuation and reporting damage.
Why should I insure my ring?
A ring often has a high emotional and financial value. With appropriate insurance you are protected against Loss, Theft and (accidental) damage – often too outside the door and sometimes worldwide, depending on the policy.
Is my ring included in the home contents insurance as standard?
Jewelry is often included on home contents insurance limited covered and usually alone indoors and up to certain maximums. A separate jewelry insurance policy typically offers broader coverage, too country house and sometimes before Loss .
How much does it cost to insure my ring?
The premium is usually one percentage of the insured value and depends on, among other things, the value, the material/stones, chosen coverage, place of residence and security measures. Question one no-obligation quote for an exact premium.
Do I need a valuation report?
Many insurers require one for (more expensive) rings recent valuation report or purchase invoice. Have the ring revalued periodically (e.g. when its value increases or every few years), so that the insured value remains current.
What exactly does ring insurance cover?
Depending on the conditions: Theft, loss/missing, damage (e.g. lost stone, scratch, deformation) and often Worldwide coverage. Payment can be made on the basis of: repair or replacement (at new value or current value).
Does the insurance also cover away from home and while travelling?
Yes, if chosen outdoor and/or Worldwide coverage. Check your policy or enable these options if you often wear your ring outside the home or on vacation.
Is there a deductible?
Often yes. It Own risk varies per insurer and package. Sometimes you can do this adjust or buy off. Please note that this affects the premium.
How do I determine the correct insured value?
Use the purchase invoice or a current valuation report. This is possible if precious metal or diamond prices rise indexation or periodic reappraisal are necessary to prevent underinsurance.
How do I report damage or loss?
Report as soon as possible. In case of theft: do declaration. Loves purchase invoice/valuation, photos and (if applicable) a repair quote at hand. Follow your insurer's instructions for a quick settlement.
