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Sailboat insurance is an important consideration for any sailboat owner. It's essential to understand what sailboat insurance covers so you can protect yourself and your sailboat in the event of damage, theft or liability. There are several types of coverage available for sailboat insurance, including liability coverage, hull coverage and accident coverage. Liability coverage provides protection for damage you cause to other boats or property. Hull coverage provides protection for damage to your own sailboat, including damage resulting from theft or vandalism. Accident coverage provides protection for medical expenses or death in the event of an accident. It is important to choose an insurer that specializes in insuring sailboats as they better understand the risks and needs of sailors. A good insurer will offer a policy that is tailored to the size, type and value of your sailboat. It's also important to know what restrictions there are on your policy, such as restrictions on navigation areas and the number of passengers covered. Another important aspect to consider is the deductible. The deductible is the amount you have to pay yourself before the insurance takes effect. A lower deductible can mean higher premiums, but it can also mean that you have to pay less if something goes wrong. As a sailboat owner, it is also important to ensure that you have all the necessary documents at hand when taking out insurance. This includes your boat's registration documents, as well as proof of ownership and certifications of your skills as a sailor. In short, sailboat insurance is essential to protect yourself and your sailboat against unexpected events. By choosing an insurer that specializes in insuring sailboats and purchasing a policy tailored to your specific needs, you can enjoy your time on the water with peace of mind.

Sailboat insurance

Is sailing your passion and your life? Then you want the most complete boat insurance and value for your money. And the most important thing is of course that the risks you run on the water are properly covered. So that you can enjoy your pleasure boat without any worries.

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What is a Recreational boat insurance?

A pleasure craft insurance is insurance for a ship or boat that is specifically intended for sports or leisure activities.

Which boat can I insure?

You can take out this boat insurance for:

Sailboats
Motorboats and sloops
Yachts
Dinghy
Catamaran

Why insure your Vessel?

Whatever you do on the water, a boat insurance is a smart move. We see that the changing climate is causing more and more storm damage. Worse weather, stronger wind. In winter, a little frost is enough to freeze and burst the valves, after which your boat will go down.

The weather is not the only culprit injury can do. A helmsman's mistake is just as painful. Think of the dents and scratches you sustain when colliding with another ship, or getting stuck on a sandbank. We see it regularly! But perhaps the most annoying thing is theft, because of the powerlessness you feel after a burglary.

Is it mandatory to insure a boat?

Insuring your boat is not legal in the Netherlands obliged, but it is sensible. It is getting busier on the water. In the event of a collision, fire or theft, the costs often run high. If you have a boat insurance we will pay for the damage

Is boat insurance mandatory in Belgium?

Is a boat insurance required? In Belgium are you legal? obliged to take out Civil Liability insurance for your vehicles. Boats, ships and yachts are in principle excluded from this obligation.

How do you insure a boat?

The standard WAInsurance has worldwide coverage in most cases. So even if you go on holiday with your boat/canoe/sailing board, you are still covered for damage to third parties. To be sure, read your liability insurance policy carefully.

What is boat hull insurance?

With this insurance you opt for excellent basic insurance at a very competitive premium. You not only insure the possible consequences of liability, but also the material damage to your vessel as a result of fire, theft or a collision.

Insurance cards, policy conditions and claim form:

Insurance cards

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policy conditions

claim form

general_damageform.pdf