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Insure Audi RS6 – WA, WA+ & Allrisk | Finass Insures

Insure Audi RS6

High performance, high value: the RS6 (Avant) asks for a policy that fits. Compare WA, WA + Limited Casco or All risk with attention to security, Value scheme, rims/accessories and roadside assistance.

Which coverage suits your RS6?

WA (Third Party Liability)

Minimum required; covers damage to others. Particularly suitable for older RS6s with a lower current value.

WA + Limited Casco

Theft, fire, storm, window. Realistic with well-protected RS6 with limited risks of damage.

Allrisk (Full Casco)

Also own damage. Recommended for new/high-quality versions or financing/lease.

What influences the premium of an RS6?

Value & execution

High catalog/current value and performance options increase the premium.

Age & claim-free years

More no-claim = lower premium. Young drivers often pay more.

Postcode & parking

City regions and outside stables increase risk. Closed garage helps.

security

SCM alarm/vehicle tracking system may be required for airframe and poses risk.

Security: what do insurers pay attention to?

SCM alarm class

For RS6 is often used SCM Class 3 or higher requested. Record the certificate/cancellation date with the policy.

Vehicle tracking system

A SCM/TV01‑certified tracking system (track & trace) is regularly mandatory in risk areas or at high values.

Storage & key management

Indoor stables, key‑less security (Faraday pouch) and secondary locks (steering wheel/pedal) reduce risk and aid acceptance.

Value scheme: new value and purchase value

New value scheme

Possible for new RS6s: payment ends new value for a fixed period (e.g. 24–36 months), depending on the insurer.

purchase value

Used when young: benefit expires purchase value during agreed period. Invoice required, conditions vary.

Appraisal/value guarantee

For special versions or tuning, a valuation report or value guarantee are required for proper coverage.

Damage & no‑claim

Own risk

Higher deductible lowers premium; choose an amount that fits the repair costs of an RS6.

Rims & accessories

Large rims, carbon parts and audio/navigation accessories include an amount to prevent underinsurance.

No-claim protection

Possible with some insurers; retention of discount for one claim (conditions differ).

Window/glass

Window repair often without deductible; replacement with limited deductible under the hull.

Use/excluded

Track days/jobs are generally excluded. Business use and rental require customization.

Damage repair

Repair via recognized specialists/dealer where possible; this may affect your deductible.

Additional coverage for the RS6

Passenger Damage Insurance (SVI)

Reimburses injuries and property damage to driver + passengers, even if it is your own fault.

Traffic legal aid

Legal assistance with liability or recovery of damages.

Roadside assistance NL/EU

Suitable for performance cars; incl. alternative transport where possible.

Accessory coverage

For rims, carbon, exterior packages; include amounts explicitly.

Frequently asked questions about the RS6

Is Allrisk recommended for a (new) RS6?

In practice, yes. Allrisk also covers own damage and matches the value class of the RS6.

What security do insurers often require?

Regularly SCM Class 3 alarm and a SCM/TV01 tracking system, especially with a high value or city storage.

Is new value or purchase value scheme possible?

Often yes. Expensive and expensive period vary per insurer (e.g. 24–36 months). We tailor this to your situation.

Are rims and carbon accessories included in the insurance?

Yes, if accessories under WA+/Allrisk. Include amounts explicitly in the policy.

Are track days insured?

Generally ruled out. If you want to take it with you, customization is required; please indicate this in advance.

Request your no-obligation RS6 quote

We compare several insurers and pay extra attention to security, value adjustment and accessories.

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