Changes in Car Insurance in 2025
Introduction
The car insurance market continues to evolve, and 2025 will once again bring adjustments that will directly affect car owners. Polluting vehicles and electric cars in particular will have to deal with new rules and premiums.
What can you expect?
Higher premiums for polluting vehicles: Cars with high CO₂ emissions will become more expensive to insure, in line with environmental policy.
Electric Vehicle Benefits: EVs continue to benefit from lower premiums due to their lower risks and environmentally friendly nature.
Telematics and smart technology: More and more insurers are offering dynamic premiums based on driving behavior, measured via apps or telematics systems.
Practical Tips
Consider switching to an electric car to benefit from lower premiums.
Use an app or telematics device to improve your driving and get a discount.
Compare insurance policies that are specifically aimed at your vehicle type.