Bicycle Insurance: Protect Your Bicycle Against Theft and Damage
Bicycle insurance offers financial protection against theft and damage to your bicycle. Whether you have a city bike, racing bike or electric bike, good insurance ensures that you can hit the road without any worries.
Benefits of Bicycle Insurance
- Theft protection: Avoid high costs if you lose your bicycle.
- Compensation: Coverage for repairs in the event of accident or vandalism.
- Additional Options: Includes roadside assistance and coverage for accessories such as bicycle bags and child seats.
Tips for Choosing Bicycle Insurance
Compare different providers on premium, coverage and deductible. Pay attention to policy conditions and read customer reviews to make the best choice. This way you are optimally protected and you can cycle with peace of mind.
Frequently asked questions about the Bicycle insurance:
A Bicycle insurance insures protect you against theft and damage.
A new one bicycle you don't buy every day. It is quite a significant expense and you hope to enjoy it for a long time bicycle to have. That doesn't always work. There are approximately 3,500 tax returns every month bicycle theft. The actual number bicycle thefts is much higher, because it is estimated that around 30% of people do not file a tax return.
Insurers have decided that the electric bicycle is covered by the liability insurance for private individuals (AVP). This is not a legal requirement Insurance , but almost every Dutch person has one Insurance .
Do you often travel by bike and do you often park your bike in public places? Then it is recommended one Bicycle insurance to close. For example, shopping areas and stations are popular places among bicycle thieves. If you live in a big city, your bike is also more at risk of being stolen.
When is my bicycle insured under the Contents insurance? In case of theft from you bicycle You can come to us from your home, shed or garage Contents insurance. Most insurers require that the space is properly locked.
Which bicycle lock for you Insurance ? Two locks on you bicycle are not legally required, but many insurers do require a certain type of theft insurance lock. Do you want one through the Insurance approved bicycle lock, then buy an ART quality mark lock with at least two stars: ART-2
Liability for these types of bicycles can be covered by the family BA Insurance /f the BA Insurance private life. On the other hand, there is an insurance obligation for the type bicycle that exceeds 25 km/h due to the mechanical force. In those cases, public liability car insurance must be taken out.
Both regular bicycle insurance and comprehensive bicycle insurance protect you bicycle in the case of (attempted) theft .
In the first 3 years of the Insurance you will receive an equivalent one after theft and total loss bicycle, e-bike or mountain bike. When closing a Insurance you will receive a new one from a bicycle dealer bicycle. If you buy one online Bicycle insurance you will receive the full purchase amount back.
Why take out bicycle insurance?
You don't buy a new bicycle every day. It is quite a significant expense and you hope to enjoy your bike for a long time. That doesn't always work. There are approximately 3,500 reports of bicycle theft every month. The actual number of bicycle thefts is much higher, because it is estimated that around 30% of people do not report the crime.
