Recreation home insurance Germany - Optimal protection for your holiday home
A holiday home in Germany is a great investment, whether you use it as a second home, holiday home or rental . But just like in the Netherlands, there may claims , such as fire, storm, water damage or burglary . With a holiday home insurance in Germany you are insured at unexpected costs and you can enjoy your holiday home carefree.
Why take out a recreational home insurance Germany?
A specialized insurance is needed that optimally protects your holiday home in Germany.
✔ Coverage in the event of fire, storm and water damage
✔ Protection against burglary, theft and vandalism
✔ Optional coverage for contents and liability
✔ Also possible for rented holiday homes
✔ Coverage in Germany according to local legislation
With a holiday home insurance in Germany you are protected against financial risks and you prevent high repair costs.
compare holiday home/chalet insurance ( Finass insures) with the best insurers, so that you receive the best and most affordable premium from us holiday home/chalet insurance
What does a recreational home insurance in Germany cover?
Good insurance for a holiday home or chalet offers extensive coverage against:
🔥 Fire and smoke damage- Protection against damage caused by fire and smoke
🌪 Storm and nature damage- coverage in strong wind, hail and lightning
💦 water damage and leaks- protection against damage caused by jumped pipes
🔑 burglary and theft- compensation for stolen property and vomiting damage
🚪 Vandalism - coverage against deliberate damage
Additional coverage possible:
✔ Content insurance - Coverage for furniture, equipment and personal property
✔ Glass insurance - Coverage in the event of a break of windows and doors
✔ Rental insurance - compensation of disguised rental income due to damage
✔ Liability insurance - Protection for damage claims by third parties
Who is a recreational home insurance in Germany suitable for?
This insurance is ideal for:
🏡 private individuals with a second home in Germany
🏕 Owners of a holiday home on a park or private property
🏠 owners of a chalet or bungalow in Germany
🌍 people who (temporarily) rent out their holiday home in Germany in Germany
Whether you have a chalet in the Black Forest, a bungalow in Bavaria or a holiday home on the Moselle , a customized insurance policy ensures financial security.
What does a recreational home insurance in Germany cost?
The premium of a recreational home insurance in Germany depends on:
💰 The value of the home - the higher the value, the higher the premium
💰 The location - in woody or flood -sensitive areas, the premium can be higher
💰 The use - permanent residence, recreational use or rental influences the costs
💰 chosen coverage - basic insurance or Extensive package including household effects and liability
On average, the premium is between € 15 and € 80 per month , depending on the coverage and location.
Frequently asked questions about the holiday home/ chalet insurance :
A holiday home/chalet insurance insures your house, shed or fence and all other structures that belong to it. Consider, for example, floors, pipes and roof tiles. But also sanitary facilities, garden fences and window frames. With a holiday home/chalet insurance you are well insured against damage.
If you want a mortgage for a chalet, it is in many cases mandatory to take out building insurance Even if your mortgage provider does not require this, it can be a good decision to insure.
The amount of the building insurance is related to the value of the chalet: you can take into account an amount of €30 to €150 . It is also recommended to take out home contents insurance.
Just like with an ordinary owner-occupied house, you need two insurance policies for a holiday home: buildings insurance and contents insurance . The home insurance covers damage to the home itself, for example if a tree falls on your holiday home during a storm or you suffer damage due to fire or leaks.
Why choose a specialized holiday home insurance in Germany?
✔ Full protection against damage and burglary
✔ Coverage according to German insurance conditions
✔ Protection in the event of rental and vacancy
✔ Fast and reliable damage settlement
With a holiday home insurance in Germany you can be sure that you can enjoy your holiday home carefree , without unexpected financial surprises.
Take out a recreational home insurance in Germany today!
Do you want to optimally protect your holiday home in Germany against damage, burglary and natural disasters? Then choose a specialist holiday home insurance and prevent high repair costs.
Compare the best insurance policies now and request a quote immediately!
