Recreation home insurance Belgium - Optimal protection for your holiday home
A holiday home in Belgium is a valuable investment, whether you use it as a second home, holiday home or rental . But damage caused by fire, storm, burglary or water damage can cause high costs. With a holiday home insurance in Belgium you are optimally protected against unexpected risks, so that you can enjoy your holiday home carefree.
Why take out a holiday home insurance Belgium?
A holiday home or chalet is often uninhabited , making it extra sensitive to damage and burglary. With a special insurance you are insured against:
✔ Damage caused by fire, storm and water
✔ Theft and burglary, also in case of vacancy
✔ Vandalism and destruction
✔ Optional coverage for contents and glass fracture
✔ Adaptable policy for both private use and rental
With the right insurance you can enjoy your holiday home carefree , without financial surprises.
compare holiday home/chalet insurance ( Finass insures) with the best insurers, so that you receive the best and most affordable premium from us holiday home/chalet insurance
What does a recreational home insurance in Belgium cover?
A holiday home insurance in Belgium offers extensive coverage against:
🔥 fire damage- protection in the event of fire, smoke and explosion damage
🌪 storm and nature damage- coverage in strong winds, lightning and floods
💦 water damage and leaks- protection in pipelines or floods
🔑 burglary and theft- coverage in vapor damage and stolen property
🚪 vandalism-
Additional coverage possible:
✔ Contents insurance - Protection for furniture, equipment and personal property
✔ Glass insurance - coverage for broken windows and glass doors
✔ Rental insurance - compensation of disguised rental income due to damage
✔ Liability insurance - coverage if someone is injured or damage in your holiday home
Who is a recreational home insurance in Belgium suitable for?
This insurance is ideal for:
🏡 private individuals with a second home in Belgium
🏕 Owners of a holiday home on a holiday park or private land
🏠 Owners of a chalet or bungalow in the Ardennes, on the coast or elsewhere in Belgium
🌍 people who (temporarily) rent out their holiday home in Belgium
use or rent out your holiday home , a customized insurance prevents unexpected costs and damage.
What does a recreational home insurance in Belgium cost?
The premium of a holiday home insurance in Belgium depends on various factors:
💰 The value of the home - the higher the value, the higher the premium
💰 The location - chalets in the Ardennes or along the coast can have a higher risk
💰 The use - permanent residence, season use or rental influences the premium
💰 chosen coverage - basic insurance or extensive package including household effects and liability
On average, the premium is between € 15 and € 80 per month , depending on the coverage and location.
Frequently asked questions about the holiday home/ chalet insurance :
A holiday home/chalet insurance insures your house, shed or fence and all other structures that belong to it. Consider, for example, floors, pipes and roof tiles. But also sanitary facilities, garden fences and window frames. With a holiday home/chalet insurance you are well insured against damage.
If you want a mortgage for a chalet, it is in many cases mandatory to take out building insurance Even if your mortgage provider does not require this, it can be a good decision to insure.
The amount of the building insurance is related to the value of the chalet: you can take into account an amount of €30 to €150 . It is also recommended to take out home contents insurance.
Just like with an ordinary owner-occupied house, you need two insurance policies for a holiday home: buildings insurance and contents insurance . The home insurance covers damage to the home itself, for example if a tree falls on your holiday home during a storm or you suffer damage due to fire or leaks.
Why choose a specialized holiday home insurance in Belgium?
✔ Full protection against damage, burglary and natural disasters
✔ Coverage according to Belgian insurance conditions
✔ Protection in the event of rental and vacancy
✔ Fast and reliable damage settlement
With a recreational home insurance in Belgium you know for sure that you can enjoy your holiday home carefree , without unexpected financial surprises.
Take out a recreational home insurance in Belgium today!
Do you want to optimally protect your holiday home in Belgium against damage, burglary and storm? Then choose a specialist holiday home insurance and prevent financial risks.
Compare the best insurance policies now and request a quote immediately!
