Caravan insurance

Caravan insurance insures you against damage to or theft of your caravan. Damage you cause to someone else with your caravan is usually covered by the liability insurance for private individuals (AVP) or the third party liability insurance (WA) of your car.

Via your WA Insurance you are automatically insured for damage you cause to others with you Caravan. Damage to one's own Caravan However, in this case it will not be reimbursed. In addition, a Caravan a valuable asset and several unpleasant situations can occur. Consider damage caused by storm, hail, vandalism or even worse: burglary and theft. A Caravan insurance will (largely) reimburse the damage in these cases.

The costs of one Caravan insurance vary between €120 and around €800 per year for one average caravan. The costs of one Caravan insurance depend, among other things, on the age of the caravan and the desired coverage.

A Caravan insurance is not obliged. It could be useful. A lot can happen along the way and at the campsite. Damage due to a collision, short circuit, a heavy storm or hailstorm or an (attempted) burglary and theft of your caravan.

Damage you cause with a Caravan is often covered by car insurance or liability insurance for private individuals (AVP). Caravan insurance covers damage to... Caravan yourself. But pay attention to the deductible and the different benefit schemes.

For older caravans, from approximately 5 to 15 years old, you can take out caravan insurance with current value coverage. You are then insured for: Damage caused by fire, explosion, lightning strike, spontaneous combustion, storm and hail. In case of theft of the Caravan you will be paid the current value.

Both the (borrowed) caravan as the trailer is automatically insured under your third party liability (third party liability) as this behind your car, or the car of the person who did the Caravan or trailer borrows, hangs. If something unexpectedly happens along the way, the damage is covered.

A Caravan that you behind you Auto draws, is automatically co-insured through your third party liability insurance Insurance . This means that damage you cause to someone else (for example when parking in reverse) is covered.

A Caravan insurance offers standard coverage against fire and theft. Often the insurer also in case of storm damage. Hail damage is a completely different story. The weather conditions are becoming increasingly severe. That means more frequent storms and heavy rain showers. Many owners of Caravans are convinced that the Caravan insurance also provides coverage for damage caused by a hailstorm. That may indeed be the case, but increasingly so insurers this is optional. A hailstorm can cause damage in the thousands of euros. It is therefore advisable to choose a good one Caravan insurance .