Business Motor Insurance: Protect Your Business Motor

Are you an entrepreneur and do you use your motorcycle for business purposes? Then business motorcycle insurance is indispensable to protect both yourself and your motorcycle against risks such as damage, theft or accidents. Finass offers tailor-made business motorcycle insurance that optimally covers your business motorcycle.

What is business motorcycle insurance?

Business motorcycle insurance provides coverage for motorcycles used for business purposes. This means that your motorcycle is insured for both private use and business trips, such as visits to customers or suppliers. Just like with regular motorcycle insurance, there are various coverage options, including third party liability (third party liability), limited hull and full hull.

Who is business motorcycle insurance intended for?

Business motorcycle insurance is suitable for entrepreneurs and companies that use motorcycles for their daily business operations. This may, for example, apply to:

• Self-employed people and freelancers who use their motorcycle for business appointments.
• Courier services that use motors for fast parcel delivery.
• Companies who use motorcycles as part of their business activities, such as motorcycle instructors or motorcycle driving schools.

What coverage does business motorcycle insurance provide?

At Finass you can choose from different coverage options for your business motorcycle insurance, depending on your wishes and the risks you want to cover:

1. Third party liability insurance (Third party liability)
   This is the minimum required insurance for any motorcycle. Third party liability insurance covers damage you cause to others with your motorcycle. This coverage is mandatory in the Netherlands and protects you against the financial consequences of damage claims.

2. Limited Airframe
   In addition to third party liability coverage, this insurance also provides coverage for damage to your own motorcycle due to, for example, theft, fire, storm or burglary. Ideal for engines that have a higher value and need extra protection.

3. Full Casco (All Risk)
   Full hull offers the most comprehensive coverage. In addition to third-party liability and limited hull coverage, you are also insured for damage to your motorcycle due to your own fault, such as a fall or collision.

4. Additional coverage
   You can expand your business motorcycle insurance with additional coverage such as:

   • Damage insurance for passengers: Covers medical costs or personal injury of the driver or passenger.
   • Legal expenses insurance: Legal assistance in conflicts about damage or liability.
   • Roadside assistance : Insures you against unexpected breakdowns on the road, both in the Netherlands and abroad.

Why take out business motorcycle insurance?

Business motorcycle insurance offers you financial security if you use your motorcycle for business purposes. Benefits of business motorcycle insurance are:

• Coverage for business trips: With standard motorcycle insurance you may not be covered for business mileage. A business motorcycle insurance policy does offer this coverage.
• Protection against unexpected costs: You are covered for damage to third parties, damage to your own motorcycle and in many cases also for personal injury in the event of an accident.
• Custom coverage: We offer tailor-made insurance packages that match your business situation and the use of your motorcycle.

Costs of business motorcycle insurance

The cost of business motorcycle insurance depends on various factors, such as:

• The type of engine: More expensive and heavier engines often have a higher premium.
• Your driving behavior: The more kilometers you drive, the higher the risk and premium.
• Your claims history: A claim-free history can lead to a lower premium due to a no-claim discount.
• Using the engine: Is the motorcycle used intensively for business trips or occasionally?

At Finass we are happy to make a tailor-made quotation, so that you always get the best price-quality ratio.

Why choose Finass Insurance?

At Finass Insurance we understand that every entrepreneur has different needs. That's why we offer:

• Custom solutions: Your business motorcycle insurance is fully tailored to your wishes and the use of the motorcycle.
• Competitive premiums: We compare the best insurers to offer you the best premium.
• Excellent service: You always have a fixed point of contact for all your questions and changes.

Frequently Asked Questions about Business Motorcycle Insurance

1. What is the difference between business and private motorcycle insurance?
Private motorcycle insurance only provides coverage for private use. For business trips (such as commuting or visiting customers) you need business motorcycle insurance.

2. Can I transfer my no-claim discount to business motorcycle insurance?
Yes, in many cases you can transfer your accrued claim-free years to business motorcycle insurance. This can give you a significant premium discount.

3. Is my motorcycle insured if I use it for courier services?
Yes, if you use your motorcycle for courier services or other business activities, commercial motorcycle insurance provides coverage. It is important to report this when applying for insurance.

Request a quote immediately

Do you want to use your motorcycle for business and ensure optimal coverage? Then immediately request a no-obligation quote for business motorcycle insurance from Finass. We ensure that your motorcycle and company are properly insured, so that you can hit the road with peace of mind.