Why Home Insurance is Indispensable for your Second Home

Introduction

Home insurance is one of the most important insurance policies for your second home. Whether it is a holiday home or a rented property, damage to the structure can entail high costs. In this blog we discuss why home insurance is essential and what you should pay attention to.

What does a Home Insurance cover?

Home insurance covers damage to the structure of your home, such as walls, roof, foundation and outbuildings. Damage due to fire, storm, burglary or leaks is often covered by this insurance.

Tips for the Right Coverage:

• Check whether your policy covers rentals if you rent out the house.

• Choose insurance that covers natural damage such as flooding, especially in risk areas.

• Consider additional coverage for outbuildings such as garages or sheds.