fbpx
Skip to main content
Lowest Price Guarantee
High Package Discount
Largest Offer
Damage Assistance
Personal Contact
100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews

Webshop Liability Insurance – Essential Protection for Your Online Store


Do you have one? Webshop or are you planning to start one? Then one webshop liability insurance essential to protect yourself and your company against damage claims from customers or third parties. Even with the best service and products, something can always go wrong. Think of one defective product causing injury, incorrect delivery or damage to third parties. With good liability insurance you prevent financial risks and you can do business with confidence.

Insure Rigger?

Why is liability insurance for web shops important?

As the owner of an online store, you are liable for the products you sell and the services you offer. A customer can hold you liable for:

Personal injury caused by a product – For example, an electronic device that causes a short circuit
Material damage – A defective item that causes damage to the customer's property
Wrong delivery or wrong information – Damage claims due to miscommunication or incorrect product information
Data leaks and privacy complaints – If customer data is leaked, you can be held liable for the consequences
Damage during shipping – Claims for damaged goods upon delivery

Without webshop liability insurance, the costs of legal claims and damages can increase considerably.

Liabilitys- Insurance  we compare (Finass insures) among the best insurers,  -allowing you for the  Liabilitys- Insurance  receive the best and most affordable premium from us.

What types of liability insurance are there for web shops?

Business liability insurance (AVB)
Covers damage to third parties, such as injury or material damage caused by your products or activities.

Product liability insurance
Mandatory if you market or import products from countries outside the EU. Covers damage caused by defective products.

Cyber ​​and data risk insurance (optional)
Protection against data leaks and cyber attacks, crucial if you process personal data in your webshop.

Who is webshop liability insurance suitable for?

Starting and experienced webshop owners – Protection against damage claims from customers and suppliers
Dropshipping online stores – Security for delivery of third-party products
Web shops that import products – Extra important if you import goods from outside the EU
Self-employed people and e-commerce companies – Whether you have a small webshop or run a large online platform

Frequently asked questions about the Liability:

What is liability insurance?

With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.

What is covered by liability insurance?

A  liability insurance  reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

What does liability insurance do?

A  liability insurance  for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle. This applies to damage to property and persons (personal injury).

Do you need liability insurance?
The  liability insurance is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
Why do you need liability insurance?

You close one  liability insurance  because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.

What does liability insurance not cover?

The  liability insurance  does not cover: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

What are the benefits of webshop liability insurance?

🔹 Protection against high damage claims
🔹 Coverage for injury and damage caused by your products
🔹 Insured against legal costs in liability proceedings
🔹 Professional appearance towards customers and suppliers
🔹 Customized coverage tailored to your webshop activities

Take out webshop liability insurance today!

Do you own one? webshop or e-commerce company and do you want to protect your company against liability claims? Then choose one specialist webshop liability insurance and prevent financial risks. Compare the best insurance policies now and request a quote immediately!