Benefits of Absenteeism Insurance
- Coverage of Payroll Costs: Reimbursement of salaries during absenteeism due to illness.
- Reintegration support: Help with the quick and effective return of employees to the workplace.
- Cost control: Prevent high expenses due to long-term illness of staff.
Advantages and disadvantages of one Absenteeism insurance .
BENEFITS INCLUDE FINANCIAL SECURITY AND GUIDANCE FOR YOU AND YOUR SICK EMPLOYEES. IN ADDITION YOU HAVE OUR MODULE SICK LEAVE SME EXTENDED NO KNOWLEDGE OF THE LEGAL OBLIGATIONS NEEDED BECAUSE WE WILL HELP YOU WITH THIS. A DISADVANTAGE IS THAT YOU PAY PREMIUM FOR YOUR INSURANCE, EVEN IF YOU DO NOT HAVE ANY SICK EMPLOYEES.
The benefits of Finass Verzekert:
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Why Choose Absenteeism Insurance?
- Financial Security: Avoid high wage costs due to long-term absenteeism due to illness.
- Peace of mind: Know that your company is protected against the risks of absenteeism due to illness.
- Support: Professional guidance in case of absenteeism and reintegration.
Compare providers on coverage and conditions to find the best absenteeism insurance for your company. Good absenteeism insurance not only offers financial protection, but also security for your staff.
Frequently asked questions about the Absenteeism insurance:
If your employee becomes ill, he is entitled to continued payment of (part of) his salary for a maximum of two years. A Health insuranceg arranges that (part of) the salary that you pay to your employee is reimbursed. If you choose one Absenteeism insurance with occupational health and safety services? You will also receive support from an occupational health and safety service SICK LEAVE prevent or limit it within your company and you will receive budgets for prevention and reintegration of your employees.
Everyone with staff runs the risk of an employee becoming ill. This can seriously disrupt your business operations, especially if you have a small business. The costs of a sick employee can also be quite high. One day of absenteeism costs at least €250. You must continue to pay your sick employee at least 70% of his salary for two years. The costs for guidance and reintegration are also your responsibility.
Absenteeism insurance is not mandatory.
the risk that your company will not run into financial problems due to illness and absenteeism
continued payment of at least 70% of the salary for the first 2 years
prevention, absenteeism guidance and reintegration
With most insurers you have a deductible. You may have to pay for the first few days that your employee becomes ill yourself. Sometimes there is also a maximum to what the insurance pays out.
employees who are already ill before the insurance starts
a director or major shareholder (DGA) who becomes ill
and employee who deliberately becomes incapacitated for work
someone who is not an employee of your company, for example your partner or a self-employed person
The premium for one Absenteeism insurance is on average between 1.5% and 5.5% of total wage costs. Naturally, the amount of this percentage depends on various factors.
If your employee becomes ill, he is entitled to continued payment of (part of) his salary for a maximum of two years. A Ziekteveruimverzekering regelt dat (een deel van) het salaris dat u doorbetaalt aan uw medewerker vergoed wordt. Kiest u voor een verzuimverzekering met arbodienstverlening? Dan krijgt u daarnaast ondersteuning van een arbodienst om ziekteverzuim te voorkomen of beperken binnen uw bedrijf en krijgt u budgetten voor preventie en re-integratie van uw medewerkers.
