Your Rolex Deserves the Best Protection
A rolex is more than a watch – it is a status symbol, an investment and often an emotional heirloom. Whether you have a Submariner, Daytona, GMT Master II or Datejust own, your Rolex deserves optimal protection against theft, robbery and damage.
A standard home contents insurance often covers watches up to maximum €2,500-€10,000 and offers No coverage outside the home. With Rolex prices starting from €9,100 (Submariner) to over €70,000 (Daytona Platinum), additional valuables insurance is essential.
At Finass Verzekert we compare Rolex insurance from 30+ insurers. You get worldwide coverage, protection against increase in value and the best premium.
Which Rolex Models Do We Insure?
All Rolex models and references can be insured, from entry-level models to rare vintage examples:
Submariner
126610LN • 126610LV
Daytona
126500LN • 116500LN
GMT Master II
126710BLRO • 126710BLNR
Datejust
126300 • 126334
Day Date
228238 • 228239
Sky Dweller
336934 • 326238
Explorer
124270 • 226570
Sea Dweller
126600 • 136660
Popular References
Home contents insurance vs. Rolex Insurance
Why is standard home contents insurance insufficient for your Rolex?
❌ Standard Home Contents Insurance
- ✕ Jewelry max. €2,500-€10,000
- ✕ No coverage outside the home
- ✕ No worldwide coverage
- ✕ No increase in value assured
- ✕ Current value instead of new value
✓ Rolex Valuables Insurance
- ✓ Higher limits (€25,000-€100,000+)
- ✓ Fully covered outdoors
- ✓ Worldwide coverage 24/7
- ✓ Increase in value also insured
- ✓ Appraised value guaranteed
What is your Rolex insured against?
Theft & Burglary
At home, away from home, from safe
Robbery & Robbery
On the street, traveling, worldwide
Damage & Breakage
Fall, impact, water damage
Repair costs
Official Rolex Service Centers
World coverage
Travel & business travel
Value increase
Current market value insured
💰 Premium indication Rolex Insurance 2025
The premium is approx 0.5% to 1.5% of the insured value per year:
| rolex Model | Value | Premium/year |
|---|---|---|
| Datejust 41 (126334) | €10,000 | €50 - €150 |
| Submariner Date (126610LN) | €11,000 | €55 - €165 |
| GMT Master II "Pepsi" (126710BLRO) | €16,000 | €80 - €240 |
| Daytona Steel (126500LN) | €25,000 | €125 - €375 |
| Day-Date 40 Gold (228238) | €40,000 | €200 - €600 |
| Daytona Platinum (126506) | €75,000 | €375 - €1,125 |
📈 Rolex as an Investment – Increase in value
Rolex watches are among the most valuable investments. Therefore, always insure the current market value, not the purchase price.
📋 Appraisal & Valuation Rolex
The correct valuation is essential for correct insurance:
- → New Rolex: purchase invoice from official dealer sufficient
- → Pre-owned/gray: valuation report from a recognized appraiser
- → Vintage/rare: valuation essential (market ≠ list price)
- → Value increase: reappraisal in the event of a significant price increase
- → Full set: box, papers, certificate increase value 20-30%
- → Serial number: always make a note for insurance & police
💡 Tips for Rolex Owners
- ✓ Save purchase receipt & warranty card – essential for claims
- ✓ Photograph serial number – between the horns (6 o'clock position)
- ✓ Keep box & papers safe – increases value by 20-30%
- ✓ Consider a certified safe – sometimes required by insurer
- ✓ Have it revalued regularly – Rolex prices increase ~4% annually
- ✓ Report travel in advance – check country clauses in the policy
- ✓ Only buy from official dealers or authorized dealers
