Transport insurance Self-employed Driver self-employed
Protect your clients' cargo during transport against damage, theft and loss. Full value coverage, even if the carrier is not liable.
📦 Premium indication for self-employed driver
Why Transport Insurance for Self-Employed Drivers?
When transporting cargo from clients, you run the risk of damage, theft or loss. The liability of carriers is often limited - for road transport according to CMR only €3.40 per kilogram. You are therefore not fully covered for valuable goods.
Transport insurance covers the full value of your goods, regardless of who is liable. You are also insured during loading, unloading and temporary storage. This way you don't run any financial risk if something goes wrong.
Whether you transport yourself or engage a carrier: with freight transport insurance, your cargo is always fully protected.
Examples of damage for self-employed drivers
This can go wrong during the transport of clients' cargo.
📦 Cargo damage
Goods are damaged during your journey as a self-employed driver.
Damage: €15,000🔐 Theft
Cargo is stolen from your truck during a break.
Damage: €25,000🚛 Collision
In the event of an accident, the cargo in your truck will be damaged.
Damage: €40,000📋 Liability
The client holds you liable for the damage.
Damage: €30,000What does the Transport Insurance cover?
Damage
Damage to goods due to collision, falls, impacts or other causes during transport.
Theft
Theft of the entire load or parts thereof, including burglary of the vehicle.
Fire & Explosion
Damage due to fire, explosion, lightning strike or other calamities en route.
Water & Weather Influences
Damage due to rain, flood, storm or other weather conditions.
Loading & Unloading
Damage that occurs during loading and unloading of the goods.
Temporary Storage
Coverage during temporary storage en route, for example during transshipment or customs.
How much does transport insurance cost?
Freight transport insurance for self-employed driver
Permanent insurance. Premium depends on goods value, type of goods and transport routes.
Choice of basic risks or all-risk coverage.
Why Choose Finass Insures?
Transportation Specialist
Experience with transport insurance for all types of goods and routes.
Competitive Premiums
Comparison of 25+ insurers for the best price coverage.
Custom Coverage
Customized policy for your specific goods and mode of transport.
50+ Years of Experience
Specialist in business insurance. Personal advice.
Frequently Asked Questions Transport Insurance
Is your client's cargo safely insured?
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