Insure a sports car
We will arrange a policy that suits you performance, value and Usage. Focus on Security, Value scheme, specialist recovery and fast handling. Private and business.
Selection help: which coverage suits you?
Compare coverage
| Element | WA | WA+ | All risk |
|---|---|---|---|
| Damage to others (injury/property) | ✔︎ | ✔︎ | ✔︎ |
| Theft/burglary | — | ✔︎ | ✔︎ |
| Fire/storm/nature | — | ✔︎ | ✔︎ |
| Window damage | — | ✔︎ | ✔︎ |
| Vandalism | — | — | ✔︎ |
| Own damage (including parking damage) | — | — | ✔︎ |
| Accessories/rims | Optional | ✔︎ (state amount) | ✔︎ (state amount) |
| Roadside assistance NL/EU | Optional | Optional | Optional |
Conditions and deductibles vary per insurer — we advise custom .
What determines your premium?
Value & execution
High value, ceramic brakes, carbon packages and performance options increase risk and premium.
Driver & history
Age, claim-free years and driving profile count.
Postcode & parking
City region/street parking = higher risk. Closed garage helps.
Security
Certified alarm and often vehicle tracking system .
Mileage & usage
Limited km package, seasonal use or second car can make a difference.
Tuning & accessories
Power upgrade, rims, exhaust, wrap: include amounts in the policy.
Own risk
Higher deductible reduces premium — choose what suits repair costs.
Recovery choice
Dealer/specialist can influence premium/deductible.
Important points to note
Security
Certified alarm (class depending on value/region) and track & trace increase acceptance and reduce risk. Keyless: use faraday pouch.
Value scheme
New value for new cars, purchase value used for young people, or agreed value/appraisal for special versions/tuning.
Tuning & accessories
Power upgrade, chassis, rims, carbon, wrap, audio — take as accessories with an amount to prevent underinsurance.
Track days
Standard often ruled out. Customized/additional coverage per event is sometimes possible.
Use & km
Limited annual mileage or seasonal use can save premiums; specify realistic usage.
Commercial
Multiple drivers and higher mileage? We agree on conditions; bundle discount/fleet solution possible.
Why Finass Insures
Specialist acceptance
Access to multiple Specialist insurers; we know the criteria.
Customized value arrangement
New, purchased or agreed value — clearly recorded.
Security advice
Specific advice about alarm/tracking system and key management.
Damage assistance
1 point of contact from report to repair (dealer/specialist).
Our working method
1) Intake
Short intake (car, value, use, security).
2) Compare
We submit your data to several insurers.
3) Advice
Clear proposal with coverage, value arrangement and options.
4) Close
Agreed → provisional coverage and policies.
Damage & recovery
Reporting & guidance
We manage the handling (also for the counterparty) and monitor lead times.
Recovery choice
Where possible, repair via brand dealer or specialist; we coordinate deductible and alternative transport.
Window & glass
Repair often without deductible; replacement with limited deductible under the hull.
Brands & popular models
To notice
Additional coverage
- Passenger Damage Insurance (SVI)
- Traffic legal aid
- Roadside assistance NL/EU
- Accessory coverage
Frequently asked questions
Is Allrisk always the best choice?
This is usually the case with new or high-quality sports cars (own damage covered). WA+ may be appropriate for older/lower rated cars.
What security do I need?
Certified alarm and sometimes a vehicle tracking system — depending on value and region.
How does new value/purchase value work?
Within the agreed period, new or purchase value will be paid out instead of current value (conditions vary per insurer).
Are track days included in the insurance?
Usually not standard. There are temporary additions for certain events.
Request your no-obligation sports car quote
We compare several insurers and pay extra attention to security, value adjustment and specialist repair. Quick response.
