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Lowest Price Guarantee
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100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

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✔️Online tools    ✔️The best  options     ✔️Independent    ✔️Whole without obligation

Borrow money without BKR: responsible  to borrow:

Different car? Renovating your house? We ensure that you can borrow responsibly. With a competitive interest rate, good conditions and a loan that suits your personal and financial situation. Even if you are not our customer.

On this page:

Compare loans and find the best loan:

To the best in 4 steps  loan:

Insured  by  the best choice:

Frequently asked questions about borrowing money:

Calculate maximum mortgage:

Borrow money without BKR?

Officially, taking out a loan without BKR is impossible: you cannot borrow money without the lender carrying out a BKR assessment. All Dutch lenders are required by law to look at your credit data.

To the best in 4 steps loan:

1. Compare the most complete range of loans

Indicate your borrowing purpose, what amount you want to borrow and enter some information about yourself. We will then show you the most complete range of loans available for your situation and wishes. The loan with the lowest interest rate is always at the top.

2. Request a quote without obligation

Have you found the loan of your choice in your loan comparison? Then you can simply request a no-obligation quote online. In the quotation you will find all details and conditions of the loan. You will usually receive this quote the same working day.

3. Sign the quotation and provide documents

Do you want to apply for the loan from the quotation? Then you return the signed quotation, together with the documents requested by the lender. You can easily upload these documents into your personal online environment.

4. Receive the money in your account

The lender checks the documents you provide. If everything is in order, you will receive the money in your account within two working days.

Insured  by  the best choice:

Most complete offering

Assured of the best choice

Frequently asked questions about Borrow money:

Can I transfer my loan?

You can also transfer your current loan. But it's good to know that there are conditions and sometimes costs involved.

How do you calculate the maximum amount I can borrow?

We think it is important that you borrow responsibly. So we look at your income. But also take into account your fixed costs, such as a mortgage. This way we can accurately estimate your credit limit.

Can I still borrow money with a BKR registration?

If you borrow money, this is registered with the BKR. With this registration it is often still possible to get a loan. Have you fallen behind on payments? Then borrowing becomes a bit more difficult.

How can I borrow money quickly?

Snel geld lenen? Dan wil je wel zeker weten dat je de maandlasten kunt betalen en de rente laag is. Ook bij Independer vinden we het belangrijk dat je door een lening niet in de problemen komt. Voordat je je lening kunt kiezen, laten we je daarom eerst zien of je het gewenste bedrag responsible kunt lenen. Welk bedrag je in jouw situatie kunt lenen, depends on several factors.  

Which products can you compare?

On our website we compare more than 50 different loan products from a large number of lenders. At Independer we compare on interest and conditions, so that you can easily find the best and cheapest loan.

How can I borrow money quickly?

Snel geld lenen? Dan wil je wel zeker weten dat je de maandlasten kunt betalen en de rente laag is. Ook bij Independer vinden we het belangrijk dat je door een lening niet in de problemen komt. Voordat je je lening kunt kiezen, laten we je daarom eerst zien of je het gewenste bedrag responsible kunt lenen. Welk bedrag je in jouw situatie kunt lenen, depends on several factors.