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Lowest Price Guarantee
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Damage Assistance
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100% Independent

What can we help you with?




Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews
Business Liability Insurance Hair Salon | AVB Compare | Finass Insures
🏪 AVB • Other / commercial

Business liability insurance hair salon

Protect your hair salon against damage claims. Covers personal injury and property damage to third parties caused by you, your employees or your products.

Personal injury & property damage
Employer's liability
Product liability
Legal defense costs

🛡️ Premium indication Hair salon

Small company (1-5 FTE) From €25/month
Medium (5-15 FTE) From €75/month
Larger company (15+ FTE) From €150/month
Insured amount €2.5 million
🛡️
€2.5 Million Coverage
👷
Employer Covered
⚖️
Defense costs covered
30+ Insurers

Why Business Liability Insurance for your Hair Salon?

As a hair salon, you are at risk of liability claims every day. A customer who stumbles in your building, an employee who causes damage to a client, or a product that does not function properly - the financial consequences can be enormous.

With business liability insurance (AVB) you are protected against the financial consequences of damage claims. The insurance covers both the damage itself and the legal costs of defending yourself against a claim.

More and more clients and customers require that your hair salon has a valid AVB. Without this insurance you may miss out on orders or not conclude contracts.

Damage examples Hair salon

Situations in which your AVB offers a solution.

🤕 Personal Injury Customer

A customer or visitor is injured in your business premises or because of your actions.

Damage: €75,000

💔 Property damage

You or an employee damages a customer's property during work.

Damage: €25,000

👷 Industrial accident

An employee is injured at work. As an employer you are liable.

Damage: €150,000+

📦 Product damage

A product you supply causes damage to the end user.

Damage: €50,000

What does the AVB cover for a hair salon?

🤕

Personal injury

Someone is injured because of your hair salon. Medical costs, loss of income and compensation.

💔

Property damage

Damage to property of customers or third parties caused by you or your employees.

👷

Employer's liability

Employee is injured at work or develops an occupational disease. As an employer you are liable.

📦

Product liability

A product that you supply or sell causes damage to the end user.

⚖️

Legal Costs

Costs for legal assistance and defense, even if you ultimately prove not liable.

🌍

Worldwide Coverage

Coverage in the Netherlands and internationally (usually except US/Canada).

How much does an AVB cost for a hair salon?

Business liability insurance

From €25/month

Premium depends on turnover, number of employees and chosen coverage.
Insured amount: €2.5 million per claim.

Calculate Your Exact Premium →

Why Choose Finass Insures?

🛡️

Broad Coverage

€2.5 million per claim. Employer and product are insured as standard.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

Quickly arranged

Apply today, insured tomorrow. Fast handling.

🎓

50+ Years of Experience

Specialist in commercial liability insurance.

Frequently Asked Questions about AVB Kapsalon

An AVB is not legally required. However, more and more clients require that your hair salon have valid liability insurance. Without AVB you can miss out on assignments and contracts.
The premium depends on your turnover, number of employees and selected coverage. SMEs pay an average of €25-€200 per month. The standard insured amount is €2.5 million per claim.
Yes, employers' liability is included as standard with most AVBs. This covers damage to employees due to industrial accidents or occupational diseases such as RSI.
An AVB (business liability) covers personal injury and property damage. A BAV (professional liability) covers financial loss due to professional errors. Depending on your work, you will need one or both insurance policies.
After receiving your request, you will usually receive a quote within 24 hours. After approval, you are immediately insured and you will receive your policy and proof of insurance.

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