WEGAS / WEGAM Insurance – Essential Coverage for Employers and Employees
WEGAS / WEGAM Insurance – Essential Coverage for Employers and Employees
Employers have a legal duty of care for their employees. This means that if an employee is injured during work or commuting, the employer can be held liable. A WEGAS (Employers' Liability Insurance for Motor Vehicle Drivers) or WEGAM (Employers Liability Insurance for Motor Vehicles) offers protection against damage claims and financial risks.
A WEGAS or WEGAM insurance covers the liability of employers as an employee injury or damage during business trips or commuting. Standard commercial liability insurance often offer here no cover for.
✔ Protection against injury to employees in traffic
✔ Coverage during business trips and commuting
✔ Additional coverage to regular car insurance policies
✔ Prevents high damage claims from employers
With WEGAS / WEGAM insurance you prevent financial risks and comply with the legal duty of care as an employer.
Wegas/wegam insurance we compare (Finass insures) among the best insurers, which takes you to the Wegas/wegam Insurance receive the best and most affordable premium from us.
Why is WEGAS / WEGAM insurance important?
An employee who is on the road for work or has an accident while commuting can sustain injuries. As an employer you can be held liable for this, even as an employee use your own vehicle.
🔹 Regular car insurance only covers material damage, not personal injury
🔹 The employer can be held liable for personal injury to the employee
🔹 Without WEGAM insurance, employers can pay high damage claims
A WEGAS / WEGAM insurance prevents these costs from being a direct burden on the company and provides financial security.
What does WEGAS / WEGAM insurance cover?
A WEGAS / WEGAM insurance offers extensive coverage for:
🚗 Accidents during business trips – With a company car or private vehicle
🏠 Personal injury during commuting – Even if the employee uses his own car, motorcycle or bicycle
⚖ Employer's liability – Prevents high claims for personal injury
💰 Additional fees – Medical costs, loss of income and compensation
This insurance is essential for companies that have employees drive for work, even if they use their own vehicle.
Frequently asked questions about the WEGAM and road axis:
The road axis insurance is the abbreviation of the employers' liability insurance. This road axle insurance is concluded in addition to the 'normal' business liability insurance. The Supreme Court previously ruled that the road axle insurance is part of 'good employment practices'.
As an employer you are liable when an employee is injured during working hours. This may involve injuries in the workplace, in traffic or during other work-related activities. The road axis Insurance reimburses the damage resulting from the Liabilityclaim.
With the WEGAM insurance (employer's liability for motor vehicles), you as an employer are insured against damage that your employees sustain during their work in the event of a traffic accident. If an employee suffers damage or injuries during a business trip, you as an employer can quickly be liable.
Officially the road axis insurance does not obliged, but the Supreme Court has ruled in a number of specific cases that the employer should have taken out insurance.
The Wegaminsurance only applies to motor vehicles. If your employees move in traffic in a different way, for example by bicycle, then a road axisinsurance applies.
With the Wegam-Insurance (employer's liability for motor vehicles) is you as an employer insured against damage that your employees sustain during their work in the event of a traffic accident. If an employee suffers damage or injuries during a business trip, you as an employer can quickly be liable.
The Wegam provides coverage for both property and personal injury suffered by the employee during a traffic accident during working hours. The insurer does not look at who is liable. This often allows for faster claims settlement.
Who is WEGAS / WEGAM insurance intended for?
WEGAS / WEGAM insurance is essential for:
🏢 Companies with business drivers and field service employees
🚚 Employers who send employees on the road (couriers, mechanics, consultants)
👨⚕️ Organizations in healthcare, construction, transport and logistics
🚗 Every employer with employees who use their own car or company car for work
Without this insurance, you as an employer are at risk financial risk in traffic accidents involving employees.
How much does WEGAS / WEGAM insurance cost?
The premium of a WEGAS / WEGAM insurance depends on:
💰 The number of employees and business drivers
💰 The type of company and risk profile
💰 The number of vehicles in the fleet
💰 Chosen coverage and insurance conditions
The costs are on average between €200 and €1,000 per year, depending on company size and risks.
Why choose WEGAS / WEGAM insurance?
✔ Legal protection for employers
✔ Prevents high compensation claims for employee injuries
✔ Coverage for business trips and commuting
✔ Essential addition to business liability and car insurance
Immediately WEGAS / WEGAM insurance As an employer, you fulfill your duty of care and protect your company against unexpected financial burdens.
As an employer, do you not want to run the risk of high compensation claims due to injury to employees? Then choose one WEGAS / WEGAM insurance and protect both your employees and your company.
Compare the best insurance policies now and request a quote immediately!
