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Holiday Home Building Insurance: Protect Your Second Home Against Damage


A holiday home is a valuable investment, whether for personal use or rental. Insuring your holiday home with home insurance is essential to cover damage caused by fire, storm, water damage and other risks. With tailor-made home insurance for your holiday home, you are assured of financial security and peace of mind, so that you can enjoy your second home without any worries.

Insure buildings?

What does Home Insurance cover for a Holiday Home?

  • Fire and storm damage: Protection against damage from fire, lightning, storm and hail.
  • Water damage: Coverage for leaks, flooding and moisture problems.
  • Burglary and Vandalism: Protection against damage from unwanted intruders.
  • Repair costs: Reimbursement for repairs to structural parts such as walls, roofs and floors.
  • Additional Options: Possibility to insure glass breakage, solar panels and outbuildings such as sheds or terraces.

The Building insurance to compare we (Finass Verzekert) with all insurers, which means you are covered for the Building insurance receives the best and most competitive premium from us.

Why Choose Building Insurance for Your Holiday Home?

  • Protection of Your Investment: Avoid high costs in case of unexpected damage to your holiday home.
  • Flexible Coverage: Adaptable for personal use, rental or temporary vacancy.
  • Financial Security: You are prepared for all possible risks, regardless of the location of your holiday home.

Important Considerations When Insuring a Vacation Rental

  • Use of the Property: Is the property only for personal use or is it rented out? This may affect the policy conditions.
  • Location-related Risks: Protection against natural disasters such as floods in risk areas.
  • Additional Insurance: Consider home contents insurance for valuables in your vacation home.

How Do You Find the Best Building Insurance for Your Holiday Home?

Compare insurers on premium, coverage and additional conditions to find the insurance that perfectly suits your holiday home. With home insurance you can be sure that your second home is protected against unexpected risks, so that you can enjoy your property without any worries.

Frequently asked questions about the Building insurance?
What is Building Insurance?

With buildings insurance you insure a business premises or club building and everything that goes with it against damage. Also consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

What is covered by Building Insurance?
IMMEDIATELY  BUILDINGS INSURANCE  INSURES  YOU BUY A BUSINESS PREMISES OR CLUB BUILDING AND EVERYTHING THAT ASSUMES IT  INJURY. FOR EXAMPLE, ALSO CONSIDER FOUNDATIONS, FENCES OR FENCES, OUTBUILDINGS, LIGHT TOWERS, BARRIERS, COOLING OF THE AIR CONDITIONING AND SOLAR PANELS.
Why Building Insurance?
AS THE OWNER OF A BUSINESS PROPERTY, YOU RUN CERTAIN RISKS. A BURGLARY, FIRE OR STORM CAN HAVE MAJOR CONSEQUENCES FOR YOUR OFFICE, SHOP PREMISES, WORKSHOP OR WAREHOUSE. IMMEDIATELY BUILDINGS INSURANCE  PLEASE MAKE SURE THAT YOU INSURED ARE FOR INJURY AND YOU CAN QUICKLY GET STARTED WITH YOUR BUSINESS.
What is usually not covered by Building Insurance?

Damage due to flooding of, for example, the North Sea, the Wadden Sea, the IJsselmeer or the major rivers such as the Rhine, Maas and IJssel.

Is it mandatory?

You are not required to have a gbuilding insurance  for your business premises. If you own a property, it is wise to have a gto take out building insurance. Repairing damage can be expensive without insurance. When applying for a mortgage, the bank may require you to take out building insurance. Because your business premises serve as collateral for the mortgage.

When does Building Insurance pay out?

If your policy states that you are covered for what happened to you. Common causes include:

  • fire, water damage, storm, vandalism or theft

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