Business moped car Insurance
Do you want to insure your moped for business purposes for delivery, courier services or business trips? We compare the best options at a.s.r., Klaverblad and Unigarant. From Biro to Carver, from Opel Rocks-E to Citroën Ami!
🚗 Premium indication 2025
Commercial Brommobiel Insurance
A moped car is a smart choice for many entrepreneurs. Whether you deliver meals, deliver packages or are looking for a compact vehicle for business trips – a moped offers countless advantages: compact, environmentally friendly and low running costs.
For business use you must do this indicate explicitly at the insurer. Private policies exclude business use. We offer customized solutions for every business application!
Bee business use the risks are higher than with private use. Statistics show that delivery drivers are more likely to cause damage – hence a separate business insurance is necessary.
Do you deliver with a private moped with private insurance? Then you are not insured on business trips! This can be quite expensive in the event of damage.
Choose Your Coverage
From basic third party liability to full Allrisk – choose the coverage that suits your situation.
Third Party Insurance
- ✓ Legally required
- ✓ Damage to third parties covered
- ✓ Personal injury to third parties
- ✓ Material damage to third parties
- ✓ No personal damage covered
WA + Limited Casco
- ✓ Everything from WA
- ✓ Theft
- ✓ Fire and explosion
- ✓ Storm and hail
- ✓ Window breakage
- ✓ Collision with animals
Allrisk (Full Casco)
- ✓ Everything from WA+ Limited Casco
- ✓ Own damage in case of collision
- ✓ Flipping and skidding
- ✓ Vandalism
- ✓ Even through your own fault
- ✓ Most complete coverage
All makes & models
We insure all popular microcars for business use.
Biro
Incl. Van Edition for business
ElectricCarver
Three-wheeled e-moped car
ElectricOpel Rocks-E
Compact city moped car
ElectricCitroen Ami
Trendy electric microcar
ElectricFiat Topolino
Retro style e-moped car
ElectricLigier
JS50, JS60, Myli
DIESEL/ELECTR.Aixam
City, Coupe, Crossline
DIESEL/ELECTR.Microcar
M.Go, Duè, Highland
DIESEL/ELECTR.🏢 Business Applications
For what business purpose do you use your moped?
Meal delivery
Pizza, sushi, meals. Special coverage for delivery cargo.
Parcel delivery
Courier, post, small parcels. Compact through the city.
Business Trips
Customer visit, commuting, company vehicle.
Shopping service
Supermarket delivery, local stores, last-mile delivery.
Expand your business moped insurance with these options.
Coverage for driver and passenger in the event of injury or damage.
From €5/monthLegal assistance with damage claims or conflicts.
From €3/monthHelp with starting problems or empty battery.
Often includedReplacement moped car in case of damage or repair.
OptionalCoverage in green card countries.
Often includedCoverage for delivery cargo (meals, parcels).
On requestEmployer's liability for motor vehicles.
On requestDiscount for multiple vehicles.
From 2 vehiclesWith ownership, the battery is insured as standard. If you lease or rent: check the terms and conditions of the leasing company.
The supplied charger and charging cable are often insured as standard. No separate charging stations.
Specific breakdown assistance for electric vehicles: assistance with a flat battery, starting problems, transport to the workshop.
Electric microcars are exempt from road tax. Only insurance premium and charging costs!
Know what your business moped insurance does and does not cover.
- ✓ Damage to third parties (WA, mandatory)
- ✓ Theft of a moped car (limited shell/all risk)
- ✓ Fire and explosion
- ✓ Storm, hail and lightning
- ✓ Window breakage
- ✓ Own damage in case of collision (all risk)
- ✓ Vandalism (all risk)
- ✓ Collision with stray animals
- ✓ Rescue costs
- ✓ Accessories (doors, hood, luggage box)
- ✗ Damage caused intentionally
- ✗ Driving without a valid driver's license (AM4)
- ✗ Driving under the influence of alcohol/drugs
- ✗ Wear and normal maintenance
- ✗ Mechanical breakdown (not due to accident)
- ✗ Damage during illegal activities
- ✗ Own damage with third party liability coverage only
- ✗ Uninsured accessories (not reported)
- ✗ Damage to transported goods (without cargo coverage)
- ✗ Private use with business policy (check conditions)
Why Choose Us?
Extensive experience with commercial moped insurance for companies.
Special solutions for meal delivery and courier services.
Expertise in electric microcars: battery, charger, roadside assistance.
Biro, Carver, Opel Rocks-E, Citroen Ami, Ligier, Aixam, Microcar.
Discount for multiple vehicles. One contract, uniform conditions.
Structured by company name. Transfer to private or other BV possible.
We compare a.s.r., Klaverblad, Unigarant and more insurers.
More than 50 years of experience in business insurance.
Compare the best business moped insurance policies now. From delivery to fleet discount!
