Microcar insurance – Everything you need to know
Do you own one? Microcar or are you considering purchasing one? Then it is important to know that you are legally obliged to insure this vehicle. A Microcar is a popular moped car: compact, economical and ideal for city traffic or short journeys. Because a Microcar is not covered by regular car insurance, you have one Moped insurance necessary. This way you can hit the road safely and worry-free.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Microcar insurance – Everything you need to know
Do you own one? Microcar or are you considering purchasing one? Then it is important to know that you are legally obliged to insure this vehicle. A Microcar is a popular moped car: compact, economical and ideal for city traffic or short journeys. Because a Microcar is not covered by regular car insurance, you have one Moped insurance necessary. This way you can hit the road safely and worry-free.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
What is Microcar insurance?
A Microcar insurance is comparable to car insurance, but specially tailored to microcars. You can choose from different coverage:
✔ Third party liability insurance (Third party liability) – Mandatory and covers damage you cause to others with your Microcar.
✔ WA + Limited Casco – Extensive coverage against, among other things, fire, theft, storm and window breakage.
✔ Allrisk (Full Casco) – The most complete coverage, including for damage to your own Microcar, even if it is your own fault.
✔ Passenger accident or damage insurance – For protection of driver and passenger.
✔ Traffic legal expenses insurance – For legal assistance in conflicts or damage claims.
Extras such as charging facilities, accessories or improvements can often be additionally insured.
The Moped insurance compare en we (Finass Verzekert) with all insurers, which means you are covered for the Moped insurance receives the best and most competitive premium from us.
Why good Microcar insurance is important
🔹 Legal obligation – You are not allowed to drive without a WA.
🔹 Protection against high costs – Damage can be significant, especially in the case of personal injury.
🔹 Protect your own vehicle – With WA+ or Allrisk you are also insured in the event of theft or personal damage.
🔹 Security and peace of mind – With additional coverage you know that you are always well protected.
Proper coverage prevents financial surprises and gives confidence on the road.
Who is Microcar insurance suitable for?
✔ Young people from 16 years old – Who are already allowed to drive with an AM driver's license.
✔ Seniors – For whom the Microcar is a safe and comfortable means of transport.
✔ City dwellers – Who opt for compact and sustainable transport.
✔ Private and business users – Also entrepreneurs who use a Microcar for their work.
Tips for taking out Microcar insurance
✅ Always choose at least third party liability insurance - this is mandatory.
✅ Consider WA+ or Allrisk for new or valuable vehicles.
✅ Check whether accessories and charging facilities are included in the insurance.
✅ Compare premiums and conditions – the differences are big.
✅ Ask for one purchase value scheme, so that you get the purchase value back in the event of a total loss or theft.
Microcar insurance with Finass Verzekert
Do you want your Insure Microcar well and cheaply? Bee Finass Insures We immediately compare the best insurers and ensure that you benefit from competitive premiums and complete coverage. Whether you choose WA, WA+ or Allrisk: we will arrange an insurance policy that suits you perfectly.
👉 Request a no-obligation quote today and hit the road with your Microcar with peace of mind!
Moped insurance – brands & types
types
Brands & models
Frequently asked questions – Insure Microcar
Which coverage suits my Microcar: WA, WA+ or Allrisk?
WA covers damage to others. WA+ adds, among other things, theft/fire/window. All risk also covers own damage — often matching a new or higher rated Microcar (e.g. M . Go, Due, Highland) .
Is theft of the Microcar or parts (doors/panels/battery) insured?
Bee WA+ and All risk theft is usually covered according to policy conditions. Insurers pay extra attention stable (preferably indoors/closed) and visible security (ART slot/GPS tracker).
How do I insure the battery(s), charger and charging cable (E variants)?
Take traction battery (ownership/lease), charger and charging cable on as accessories with amount. Note whether the battery purchased or leased is — that makes compensation clear in the event of damage/theft.
Are doors, luggage box and winter set included in the insurance?
Yes, if specified as accessories with value (door modules/hood, luggage solution, winter tires). This way you prevent underinsurance.
Is window or plastic panel damage covered?
Window/panels are usually included WA+ and All risk . Repair is sometimes possible without a deductible; replacement often with a (limited) deductible — different per insurer.
Will I receive replacement transport in the event of damage or breakdown?
Depending on your policy. Replacement transport and roadside assistance (E-mobility) are often optional; useful for commuting or daily use.
Does business use (delivery/promotion) influence the premium?
Yes. Usage type (private/business), mileage and stable count towards acceptance and premium. Please indicate delivery/last mile explicitly.
How do claim-free years and no-claim discount work at Microcar?
In many cases this can be accrued, but this varies per insurer. You deliver SVJ statement for the right discount and clarity in the event of damage.
Can I go abroad with my Microcar?
Often within the countries on the green card. Check local requirements and permitted use for microcars/moped cars.
What mainly determines my premium?
Current value/execution (e.g. M.Go/Highland), zip code region & parking, security (lock/GPS), kilometers and you claim-free years. Include accessories/batteries with amount in the policy.
What information do you need for a quick quote?
License plate/version, purchase price, list of accessories + amounts (battery/charger/cable/doors/box/winter set), annual mileage, storage, security, damage-free years and drivers.
Are software modifications or “unlock” allowed?
Tuning or speed unlock may limit acceptance or exclude coverage. Please report changes in advance; we are looking for a suitable solution.
Please note: exact coverage and conditions vary per insurer. We compare and advise custom .
Moped car insurance with Finass Verzekert
You can insure your moped car at Finass Verzekert with tailor-made advice. We compare the best options a . s . r . , Cloverleaf and Uniguarantee, zodat je voor elke situatie The juiste The kking kiest: het general moped insurance, Business moped car, moped car insurance for 16 years and the E-moped insurance .
We help drivers of all popular makes and models every day: Citroen Ami, Birò, Opel Rocks-e and Fiat Topolino; maar ook de klassieke brommobielmerk and zoals Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline) and Microcar (M.Go/Duè/Highland). We pay attention to the correct coverage (WA, WA+ or Allrisk), claim-free years and accessories such as doors/hood, luggage box and winter set; and for electric variants battery (owned or lease), charger and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transport and roadside assistance.
