Asset insurance Cafe

📦 Premium indication Café

Inventory up to €25,000 From €15/month

Inventory €25,000 - €100,000 From €35/month

Inventory €100,000 - €250,000 From €75/month

Inventory €250,000+ On request

🔥

Fire damage covered

🔓

Burglary Covered

💧

Water damage covered

✓

30+ Insurers

Why Inventory Insurance for your Café?

As a café, you invest heavily in your business inventory: bar, taps, refrigeration, furniture, glassware and sound system. A fire, burglary or water damage can destroy all your belongings in one fell swoop. The financial consequences are often disastrous.

With inventory insurance you are protected against these risks. The insurance reimburses the new value or current value of your inventory in the event of damage, so that you can continue quickly.

Inventory insurance is not a legal obligation, but a necessity for most entrepreneurs. Without insurance, you will have to pay for all damage yourself - and that can cost tens of thousands of euros.

Coverage

What does the Asset Insurance cover?

🔥

Fire & Explosion

Damage from fire, lightning strike, explosion and scorch damage. Fire extinguishing water damage is also insured.

🔓

Burglary & theft

Theft after burglary, burglary and robbery. Including damage to the property due to the burglary itself.

💧

Water & Leakage

Water damage due to leaks, burst pipes or precipitation. Including consequential damages.

🌪️

Storm & Hail

Damage due to storm (wind force 7+), hail and precipitation. Including consequential damages.

🎯

Vandalism

Deliberate destruction and damage to your inventory by third parties.

🚗

Collision & Collision

Damage due to collision with your building or inventory by vehicles or vessels.

Practice

Damage examples Café

Situations in which your inventory insurance offers a solution.

🔥 Fire in your cafe

A short circuit causes a fire. Your complete inventory is lost: bar, taps, refrigeration, furniture, glassware and sound system.

Damage: €75,000+

🔓 Burglary

Burglars strike at night and take valuable equipment and cash register contents. They also cause destruction.

Damage: €25,000

💧 Flooding

A burst water pipe in the building above causes serious water damage to your inventory.

Damage: €40,000

🌪️ Storm damage

During a heavy storm, the roof partly blows away. Rainwater damages your inventory.

Damage: €35,000

Premium

How much does inventory insurance cost for a café?

Inventory insurance Café

From €15/month

Premium depends on inventory value, location and chosen coverage.
Choice between new value or current value cover.

Calculate Premium & Request Quote → Call: 072 - 509 24 56

Why Choose Finass Insures?

📦

New Value Coverage

Choose replacement value coverage and receive the full purchase value.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

⚡

Quickly arranged

Apply today, insured tomorrow. Fast handling.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions about Asset Insurance Café

Inventory includes all the assets you need to carry out your work: bar, taps, refrigeration, furniture, glassware and sound system. Inventory (goods for sale) is usually covered by separate goods insurance.

With replacement value coverage, you receive the amount to purchase the same inventory new. Depreciation is taken into account for current value coverage. New value is more expensive but offers better protection.

By default, only theft after break-in is insured. Theft without signs of forced entry (e.g. shoplifting) is usually not covered, unless you insure this separately.

A current inventory list is not mandatory but highly recommended. In the event of damage, this speeds up the settlement and prevents discussions about the value.

The premium depends on the value of your inventory, the type of business, location and coverage chosen. On average you pay €15-€100 per month.

Protect Café inventory?

Compare the best inventory insurance policies for your café now.

Asset insurance Restaurant

Protect your restaurant's inventory from damage. Insure your kitchen appliances, tables, chairs, crockery, cash register and decoration against fire, burglary, water and more.

✓ Fire damage

✓ Burglary & theft

✓ Water damage

✓ Storm & vandalism

📦 Premium indication Restaurant

Inventory up to €25,000 From €15/month

Inventory €25,000 - €100,000 From €35/month

Inventory €100,000 - €250,000 From €75/month

Inventory €250,000+ On request

🔥

Fire damage covered

🔓

Burglary Covered

💧

Water damage covered

✓

30+ Insurers

Why Inventory Insurance for your Restaurant?

As a restaurant, you invest heavily in your business inventory: kitchen equipment, tables, chairs, crockery, cash register and decoration. A fire, burglary or water damage can destroy all your belongings in one fell swoop. The financial consequences are often disastrous.

With inventory insurance you are protected against these risks. The insurance reimburses the new value or current value of your inventory in the event of damage, so that you can continue quickly.

Inventory insurance is not a legal obligation, but a necessity for most entrepreneurs. Without insurance, you will have to pay for all damage yourself - and that can cost tens of thousands of euros.

Coverage

What does the Asset Insurance cover?

🔥

Fire & Explosion

Damage from fire, lightning strike, explosion and scorch damage. Fire extinguishing water damage is also insured.

🔓

Burglary & theft

Theft after burglary, burglary and robbery. Including damage to the property due to the burglary itself.

💧

Water & Leakage

Water damage due to leaks, burst pipes or precipitation. Including consequential damages.

🌪️

Storm & Hail

Damage due to storm (wind force 7+), hail and precipitation. Including consequential damages.

🎯

Vandalism

Deliberate destruction and damage to your inventory by third parties.

🚗

Collision & Collision

Damage due to collision with your building or inventory by vehicles or vessels.

Practice

Damage Examples Restaurant

Situations in which your inventory insurance offers a solution.

🔥 Fire in your restaurant

A short circuit causes a fire. Your complete inventory is lost: kitchen appliances, tables, chairs, crockery, cash register and decorations.

Damage: €75,000+

🔓 Burglary

Burglars strike at night and take valuable equipment and cash register contents. They also cause destruction.

Damage: €25,000

💧 Flooding

A burst water pipe in the building above causes serious water damage to your inventory.

Damage: €40,000

🌪️ Storm damage

During a heavy storm, the roof partly blows away. Rainwater damages your inventory.

Damage: €35,000

Premium

How much does inventory insurance cost for a restaurant?

Restaurant inventory insurance

From €15/month

Premium depends on inventory value, location and chosen coverage.
Choice between new value or current value cover.

Calculate Premium & Request Quote → Call: 072 - 509 24 56

Why Choose Finass Insures?

📦

New Value Coverage

Choose replacement value coverage and receive the full purchase value.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

⚡

Quickly arranged

Apply today, insured tomorrow. Fast handling.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions about Restaurant Asset Insurance

Inventory includes all the assets you need to carry out your work: kitchen equipment, tables, chairs, crockery, cash register and decorations. Inventory (goods for sale) is usually covered by separate goods insurance.

By default, only theft after break-in is insured. Theft without signs of forced entry (e.g. shoplifting) is usually not covered, unless you insure this separately.

A current inventory list is not mandatory but highly recommended. In the event of damage, this speeds up the settlement and prevents discussions about the value.

The premium depends on the value of your inventory, the type of business, location and coverage chosen. On average you pay €15-€100 per month.

Protect restaurant inventory?

Compare the best inventory insurance policies for your restaurant now.

Inventory Insurance Hospitality | Business Inventory Insurance | Finass Insures

🍽️ Inventory • Fire • Burglary • Water damage

Asset insurance Hospitality

Protect the inventory of your catering industry against damage. Insure your kitchen appliances, furniture, bar, cash register, crockery and glassware against fire, burglary, water and more.

✓ Fire damage

✓ Burglary & theft

✓ Water damage

✓ Storm & vandalism

📦 Premium indication for the catering industry

Inventory up to €25,000 From €15/month

Inventory €25,000 - €100,000 From €35/month

Inventory €100,000 - €250,000 From €75/month

Inventory €250,000+ On request

🔥

Fire damage covered

🔓

Burglary Covered

💧

Water damage covered

✓

30+ Insurers

Why inventory insurance for your catering industry?

As a catering business, you invest heavily in your business inventory: kitchen equipment, furniture, bar, cash register, crockery and glassware. A fire, burglary or water damage can destroy all your belongings in one fell swoop. The financial consequences are often disastrous.

With inventory insurance you are protected against these risks. The insurance reimburses the new value or current value of your inventory in the event of damage, so that you can continue quickly.

Inventory insurance is not a legal obligation, but a necessity for most entrepreneurs. Without insurance, you will have to pay for all damage yourself - and that can cost tens of thousands of euros.

Coverage

What does the Asset Insurance cover?

🔥

Fire & Explosion

Damage from fire, lightning strike, explosion and scorch damage. Fire extinguishing water damage is also insured.

🔓

Burglary & theft

Theft after burglary, burglary and robbery. Including damage to the property due to the burglary itself.

💧

Water & Leakage

Water damage due to leaks, burst pipes or precipitation. Including consequential damages.

🌪️

Storm & Hail

Damage due to storm (wind force 7+), hail and precipitation. Including consequential damages.

🎯

Vandalism

Deliberate destruction and damage to your inventory by third parties.

🚗

Collision & Collision

Damage due to collision with your building or inventory by vehicles or vessels.

Practice

Examples of damage in the catering industry

Situations in which your inventory insurance offers a solution.

🔥 Fire in your catering industry

A short circuit causes a fire. Your complete inventory is lost: kitchen appliances, furniture, bar, cash register, crockery and glassware.

Damage: €75,000+

🔓 Burglary

Burglars strike at night and take valuable equipment and cash register contents. They also cause destruction.

Damage: €25,000

💧 Flooding

A burst water pipe in the building above causes serious water damage to your inventory.

Damage: €40,000

🌪️ Storm damage

During a heavy storm, the roof partly blows away. Rainwater damages your inventory.

Damage: €35,000

Premium

How much does inventory insurance for the hospitality industry cost?

Inventory insurance for the catering industry

From €15/month

Premium depends on inventory value, location and chosen coverage.
Choice between new value or current value cover.

Calculate Premium & Request Quote → Call: 072 - 509 24 56

Why Choose Finass Insures?

📦

New Value Coverage

Choose replacement value coverage and receive the full purchase value.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

⚡

Quickly arranged

Apply today, insured tomorrow. Fast handling.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions about Hospitality Inventory Insurance

Inventory includes all the assets you need to carry out your work: kitchen equipment, furniture, bar, cash register, crockery and glassware. Inventory (goods for sale) is usually covered by separate goods insurance.

By default, only theft after break-in is insured. Theft without signs of forced entry (e.g. shoplifting) is usually not covered, unless you insure this separately.

A current inventory list is not mandatory but highly recommended. In the event of damage, this speeds up the settlement and prevents discussions about the value.

The premium depends on the value of your inventory, the type of business, location and coverage chosen. On average you pay €15-€100 per month.

Protect Hospitality Inventory?

Compare the best inventory insurance policies for your catering industry now.

Cyber Insurance Real Estate Agency 2025 | Cyber Risk Insurance | Finass Insures

💼 Cyber • Business services

Cyber insurance Real estate agency

Protect your real estate agency against cyber attacks. Customer data, contracts. Covers ransomware, data breaches, hacking and business shutdowns.

✓ Ransomware & extortion

✓ Data breach & GDPR fines

✓ 24/7 Cyber Helpline

✓ Business downtime

🔐 Premium indication Real estate agency

Coverage €100,000 From €20/month

Coverage €250,000 From €35/month

Coverage €500,000 From €50/month

Coverage €1,000,000 From €85/month

🔐

Ransomware Covered

📋

GDPR Fines Covered

📞

24/7 Helpline

✓

30+ Insurers

Why Cyber Insurance for your Real Estate Agency?

As a real estate agency, you are an attractive target for cyber criminals. Customer data, contracts. Companies are increasingly being hit by ransomware, hacking, phishing and data leaks.

The average damage in a cyber incident is: €270,000. 1 in 5 companies has to deal with it. Without cyber insurance, you will bear all costs yourself: recovery, legal, fines and damage to reputation.

With cyber insurance you are protected and you will receive immediate help from experts in the event of an incident. Available 24/7, so you can get back on track quickly.

Practice

Cyber risks for real estate agents

This can happen to your real estate agency.

👥 Personnel data leak

HR database with BSN, salaries and reviews is released.

Damage: €120,000

📋 Stolen Contracts

Confidential customer contracts are stolen and published.

Damage: €90,000

💳 Payroll fraud

Criminals change account numbers in your payroll system.

Damage: €55,000

🔓 Ransomware

All your company data is encrypted. You cannot invoice or administer.

Damage: €100,000

Coverage

What does Cyber Insurance cover?

🔓

Ransomware & extortion

Ransom, negotiation fees and ransomware recovery. Including crypto payments.

📋

Data Breach & Privacy

Costs for loss of personal data: AP notification, informing data subjects, GDPR fines.

⚖️

Liability

Claims from third parties who suffer damage as a result of your cyber incident. Including legal costs.

🔧

Repair costs

Forensic investigation, data recovery, system recovery and IT specialists.

📉

Business downtime

Loss of turnover and extra costs because your systems are down after an attack.

📞

24/7 Helpline

Direct contact with cyber experts in the event of an incident. Crisis management and PR support.

Premium

How much does cyber insurance cost for a real estate agency?

Cyber Insurance Brokerage

From €20/month

Premium depends on turnover, industry and chosen coverage.
Choice of insured amounts from €100,000 to €2,500,000.

Calculate Premium & Request Quote → Call: 072 - 509 24 56

Why Choose Finass Insures?

🔐

Cyber Specialist

Experience with cyber insurance for every industry and company size.

📞

24/7 Helpline

In the event of an incident, direct contact with cyber experts. Day and night.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Cyber Insurance Brokerage

The premium depends on your turnover, industry and chosen coverage. On average, a real estate agency pays €20-€150 per month with an insured amount of €250,000-€1,000,000.

Yes, ransomware is covered by almost all cyber insurance policies. This includes the ransom itself, negotiation costs, recovery costs and any business downtime.

Yes, most cyber insurance policies cover GDPR fines to the extent permitted by law. The costs of reporting to the AP and informing those involved are also covered.

No, cyber insurance is not legally required. Given the increasing cyber risks and possible GDPR fines of up to €20 million, it is very sensible for most companies.

You can get direct contact with experts via the 24/7 cyber helpline. They will help you with initial measures, forensic investigation and recovery. Someone will be available within a few hours.

Real Estate Agency Protect against Cybercrime?

Compare the best cyber insurance policies now. Request a quote without obligation.

Cyber insurance HR consultancy firm

Protect your HR consultancy firm against cyber attacks. Personnel files. Covers ransomware, data breaches, hacking and business shutdowns.

✓ Ransomware & extortion

✓ Data breach & GDPR fines

✓ 24/7 Cyber Helpline

✓ Business downtime

🔐 Premium indication HR consultancy firm

Coverage €100,000 From €20/month

Coverage €250,000 From €35/month

Coverage €500,000 From €50/month

Coverage €1,000,000 From €85/month

🔐

Ransomware Covered

📋

GDPR Fines Covered

📞

24/7 Helpline

✓

30+ Insurers

Why Cyber Insurance for your HR consultancy firm?

As an HR consultancy firm, you are an attractive target for cyber criminals. Personnel files. Companies are increasingly being hit by ransomware, hacking, phishing and data leaks.

With cyber insurance you are protected and you will receive immediate help from experts in the event of an incident. Available 24/7, so you can get back on track quickly.

Practice

Cyber risks for HR consultancy firm

This can happen to your HR consultancy firm.

👥 Personnel data leak

HR database with BSN, salaries and reviews is released.

Damage: €120,000

📋 Stolen Contracts

Confidential customer contracts are stolen and published.

Damage: €90,000

💳 Payroll fraud

Criminals change account numbers in your payroll system.

Damage: €55,000

🔓 Ransomware

All your company data is encrypted. You cannot invoice or administer.

Damage: €100,000

Coverage

What does Cyber Insurance cover?

🔓

Ransomware & extortion

Ransom, negotiation fees and ransomware recovery. Including crypto payments.

📋

Data Breach & Privacy

Costs for loss of personal data: AP notification, informing data subjects, GDPR fines.

⚖️

Liability

Claims from third parties who suffer damage as a result of your cyber incident. Including legal costs.

🔧

Repair costs

Forensic investigation, data recovery, system recovery and IT specialists.

📉

Business downtime

Loss of turnover and extra costs because your systems are down after an attack.

📞

24/7 Helpline

Direct contact with cyber experts in the event of an incident. Crisis management and PR support.

Premium

How much does cyber insurance cost for an HR consultancy firm?

Cyber insurance HR consultancy firm

From €20/month

Premium depends on turnover, industry and chosen coverage.
Choice of insured amounts from €100,000 to €2,500,000.