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Assistance with damage
Personal contact
100% independent
  • Lowest price guarantee
  • Largest offer
  • Assistance with damage
  • Personal contact
  • 100% independent

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Business Building Insurance / Building Insurance: Essential Protection for Your Business Premises

What is Business Building Insurance?

Commercial buildings insurance, also known as buildings insurance, provides cover for damage to the structural components of your business premises. This includes walls, roofs, floors, and fixed installations such as pipes and windows. Whether you own a small office, a shop, or a large commercial building, commercial buildings insurance is essential to protect your property against various risks such as fire, storm, and vandalism.

Why take out Business Building Insurance?

Taking out commercial buildings insurance is crucial for any company that owns commercial premises. Here are some reasons why you should consider this insurance:

  • Financial Protection : Covers the costs of repairing or rebuilding your property after damage.
  • Mandatory for Mortgage : Many mortgage providers require that you take out home insurance.
  • Peace of mind : Provides assurance that your commercial building is well protected against unforeseen events.
  • Protection against Miscellaneous Risks : Coverage against damage from fire, storm, burglary, and other unexpected events.

What does a Business Building Insurance cover?

The coverage of a commercial buildings insurance policy may vary by insurer, but most policies provide coverage for:

  • Fire : Damage due to fire and extinguishing activities.
  • Storm and Natural Disasters : Damage from storms, hail, and other natural disasters.
  • Burglary and Vandalism : Damage due to burglary or vandalism.
  • Water damage : Damage caused by, for example, a leaking water pipe.
  • Other Damage : Damage caused by, among other things, lightning strikes, explosions and precipitation.

Additional coverage

Many insurers offer additional coverage that is specifically useful for commercial properties, such as:

  • Glass insurance : Coverage for damage to windows and glass.
  • Environmental damage insurance : Coverage for damage to the environment caused by your business activities.
  • Inventory and Goods Insurance : Coverage for the inventory and goods in your business premises.
  • Loss of rent : Compensation for loss of rent if your property is temporarily unusable after damage.

How Do You Choose the Best Business Home Insurance?

Choosing the right commercial buildings insurance depends on your specific needs and the characteristics of your business premises. Here are some tips:

  1. Compare Insurers : Use online comparison sites to compare premiums and conditions of different insurers.
  2. Check the Coverage : Make sure the policy provides sufficient cover for the risks you face.
  3. Read the Terms : Understand what is and is not covered by the policy.
  4. Consider Extras : Consider additional coverage that may be useful for your business.

Benefits of Good Business Home Insurance

  • Comprehensive Protection : Coverage for a wide range of risks.
  • Flexibility : Ability to tailor coverage to your specific business needs.
  • Fast Claims Settlement : Reliable insurers offer fast and efficient claims handling.

Conclusion

Commercial buildings insurance provides essential protection for your business premises against various risks. By comparing different insurers and paying attention to coverage and customer reviews, you can make the best choice for your business. Whether you own a small office, a shop, or a large commercial building, good commercial buildings insurance provides financial security and peace of mind.

Frequently Asked Questions (FAQ)

  1. Is commercial buildings insurance mandatory? Although not required by law, many mortgage providers require you to take out buildings insurance if you have a commercial property.

  2. What is the difference between business buildings insurance and home contents insurance? Business buildings insurance covers the structural parts of your business premises, while home contents insurance covers the loose items in your property.

  3. How do I determine the reconstruction value of my business premises? The rebuilding value is the amount needed to restore your property to the same condition after total destruction. Insurers often offer tools to calculate this value.

For more information and to compare commercial building insurance, visit our website or contact us!

Read More ... Compare/ take out Building Insurance

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Business insurance

Tools, machines, computers, furniture, supplies. The things in your company are worth a lot of money. Insure them with business insurance.

On this page:

What is Business Insurance ?

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The benefits of Finass Verzekert :

How much does business insurance ?

Frequently asked questions about Business Insurance :

Insurance cards , policy conditions and claim form :

What is Business Insurance ?

With the business insurance insure the following items : inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant interest, owner's interest/tenant investment and other movable property.

ALSO VIEW THIS INSURANCE FOR:

How much does business insurance cost?

The costs of business interruption insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Gross profit

Benefit period

Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 600.000,-

69 weeks

124,33

Retail

Butcher

260.000,-

40 weeks

21,03

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SME package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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The benefits of Finass Verzekert:

Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Frequently asked questions about Business Insurance:
  • What is Business Insurance?

    WITH INSURANCE YOU CAN INSURE THE FOLLOWING ITEMS: INVENTORY, STOCKS, MONEY AND MEANS OF PAYMENT, MOTOR VEHICLES, ANIMALS, MOVABLE PROPERTY OF OTHER PERSONS, ELECTRONICS, MACHINERY BREAKAGE, MILK, TENANT'S INTEREST, OWNER'S INTEREST/LEASER INVESTMENT AND OTHER MOVABLE PROPERTY.

  • What belongs to my inventory and what to my business building?

    Everything that is loose or that you can easily get loose belongs to your inventory. Think of machines or furniture. Everything that is stuck or that you cannot easily loosen is part of your business building. Consider a toilet or central heating boiler. You insure your commercial building with building insurance.

  • What is tenant interest?

    Tenant interest consists of all changes that you as a tenant have made to your commercial building that you can no longer easily remove. Think of a kitchen or wooden floor.  

  • What things can I insure with business insurance?

    The movable property insurance consists of various parts. The best known is inventory insurance. As a self-employed person, you can insure your inventory and supplies online. Are you an SME? Then you can put together your tailor-made movable property insurance together with an advisor. With the movable property insurance you can insure the following items: inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant's interest, owner's interest/tenant's investment and other movable property.

  • How is the value determined if my belongings are damaged? ar

    Insurers use a depreciation scheme for goods. For each damage, the value of the property in question is taken into account at that time. We also use a depreciation list published by the Dutch Association of Insurers.

  • How do I determine the correct insured amount?

    As a self-employed person you can choose from an insured amount of €15,000, €25,000 or €50,000. Movable property is the stuff you need as inventory for your business. This also includes, for example, sun blinds, flagpoles and signboards. Inventories include the products you sell and other supplies you need for your company, such as raw materials and consumables, semi-finished products, end products or fuels.

    Movable property is insured against replacement value as standard. That is the amount needed to purchase an equivalent movable property. Some movable property can be insured for new value or appraised value. Whatever you choose, the insured amount should not be too low. Because in the event of damage, the entire damage may not be reimbursed.

Insurance cards , policy conditions and claim form :
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Business Van Insurance: Essential Protection for your Commercial Vehicle

What is Business Van Insurance?

Business van insurance provides cover for vans used for business purposes. Whether you have a small business that makes deliveries, runs a courier service, or manages a large fleet, commercial van insurance is essential to provide financial protection against accidents, damage, and other risks.

Why take out Business Van Insurance?

Taking out commercial van insurance is crucial for any business that uses vans. Here are some reasons why you should consider this insurance:

  • Legal Obligation : Just like with passenger cars, business vans must have at least third party liability insurance.
  • Financial Protection : Covers damage to your own vehicle and/or other vehicles in the event of an accident.
  • Professional Coverage : Specifically tailored to the needs of business users, including employees driving the van.
  • Peace of mind : Provides certainty that your company will not incur unexpected costs in the event of damage or accidents.

What does Business Van Insurance cover?

Commercial van insurance cover can vary, but most policies offer:

  • Third Party Liability Insurance : Mandatory and covers damage to third parties.
  • Limited Casco (WA Plus) : In addition to third-party liability damage, it also covers damage caused by, for example, theft, fire and window damage.
  • Full Comprehensive (All Risk) : The most comprehensive coverage, including damage to your own vehicle, even if it is your own fault.

Additional coverage

Many insurers offer additional coverage that is specifically useful for business users, such as:

  • Goods insurance : Covers damage to or loss of the goods you are transporting.
  • Passenger Damage Insurance : Covers medical costs and damage to passengers' luggage.
  • Legal expenses insurance : Provides legal assistance in disputes after an accident.
  • Replacement Transport : Provision of a replacement van in the event of damage or theft.

How Do You Choose the Best Business Van Insurance?

Choosing the right commercial van insurance depends on your specific needs and the use of your vehicle. Here are some tips:

  1. Compare Insurers : Use online comparison sites to compare premiums and conditions of different insurers.
  2. Check the Coverage : Make sure the policy provides sufficient coverage for your business activities.
  3. Read the Terms : Understand what is and is not covered by the policy.
  4. Consider Extras : Consider additional coverage that may be useful for your business.

Benefits of Good Business Van Insurance

  • Comprehensive Protection : Coverage for a wide range of risks.
  • Flexibility : Ability to tailor coverage to your specific business needs.
  • Fast Claims Settlement : Reliable insurers offer fast and efficient claims handling.

Conclusion

Commercial van insurance provides essential protection for vehicles used in a business context. By comparing different insurers and paying attention to coverage and customer reviews, you can make the best choice for your business. Whether you are a small business owner or manage a large fleet, good business van insurance provides financial security and peace of mind.

Frequently Asked Questions (FAQ)

  1. Is business van insurance mandatory? Yes, just like private vehicles, business vans must have at least third party liability insurance.

  2. What is the difference between private and business van insurance? Business van insurance provides cover for vehicles used for business purposes, while private insurance does not.

  3. Can I insure my private van for business purposes? Yes, if you also use your private van for business purposes, you can take out business van insurance.

For more information and to compare commercial van insurance, visit our website or contact us!

Read more ... Compare/ take out delivery van insurance

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072- 509 24 56

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Commercial Auto Insurance for Passenger Cars: The Ultimate Guide

What is Business Car Insurance?

Business auto insurance provides coverage for vehicles used for business purposes. Whether you run a small business, are self-employed or manage a large fleet, business car insurance is essential to provide financial protection against accidents, damage and other risks. This insurance is specially designed for passenger cars used in a business context.

Why take out Business Car Insurance?

Getting commercial auto insurance is crucial for any business that uses vehicles. Here are some reasons why you should consider this insurance:

  • Legal Obligation : Just like private vehicles, business cars must have at least third party liability insurance.
  • Financial Protection : Covers damage to your own vehicle and/or other vehicles in the event of an accident.
  • Professional Coverage : Specifically tailored to the needs of business users, including employees who drive the car.
  • Peace of mind : Provides certainty that your company will not incur unexpected costs in the event of damage or accidents.

What does a Business Car Insurance cover?

Business auto insurance coverage can vary, but most policies offer:

  • Third Party Liability Insurance : Mandatory and covers damage to third parties.
  • Limited Casco (WA Plus) : In addition to third party liability damage, it also covers damage caused by, for example, theft, fire and window damage.
  • Full Comprehensive (All Risk) : The most comprehensive coverage, including damage to your own vehicle, even if it is your own fault.

Additional coverage

Many insurers offer additional coverage that is specifically useful for business users, such as:

  • Passenger Damage Insurance : Covers medical costs and damage to passengers' luggage.
  • Legal expenses insurance : Provides legal assistance in disputes after an accident.
  • Replacement Transport : Provision of a replacement car in the event of damage or theft.

How Do You Choose the Best Business Car Insurance?

Choosing the right commercial auto insurance depends on your specific needs and the use of your vehicle. Here are some tips:

  1. Compare Insurers : Use online comparison sites to compare premiums and conditions of different insurers.
  2. Check the Coverage : Make sure the policy provides sufficient coverage for your business activities.
  3. Read the Terms : Understand what is and is not covered by the policy.
  4. Consider Extras : Consider additional coverage that may be useful for your business.

Benefits of Good Business Car Insurance

  • Comprehensive Protection : Coverage for a wide range of risks.
  • Flexibility : Ability to tailor coverage to your specific business needs.
  • Fast Claims Settlement : Reliable insurers offer fast and efficient claims handling.

Conclusion

Business auto insurance provides essential protection for vehicles used in a business context. By comparing different insurers and paying attention to coverage and customer reviews, you can make the best choice for your business. Whether you are a small business owner or manage a large fleet, good business car insurance provides financial security and peace of mind.

Frequently Asked Questions (FAQ)

  1. Is business car insurance mandatory? Yes, just like private vehicles, business vehicles must have at least third party liability insurance.

  2. What is the difference between private and business car insurance? Business auto insurance provides coverage for vehicles used for business purposes, while private auto insurance does not.

  3. Can I insure my private car for business purposes? Yes, if you also use your private car for business purposes, you can take out business car insurance.

For more information and to compare commercial car insurance, visit our website or contact us!

Read More ... Compare/ Take out business car insurance

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Classic car insurance

Good classic car insurance at a competitive premium. Classic car insurance has three variants: WA, WA+ and Allrisk. Choose the insurance that suits your classic car, so that you can tinker and tour with peace of mind.

On this page:

What is Classic Car Insurance ?

View this insurance for:

Possible coverage with a Classic Car Insurance .

Frequently asked questions about Classic Car Insurance :

Insurance cards , policy conditions and claim form :

What is Classic Car Insurance ?

When it comes to the term oldtimer, everyone has a certain car that they see in front of them. But what exactly does the term oldtimer mean? Vintage cars are classic vehicle models whose production stopped years ago.

However, not all older cars by definition a classic car , in general a car only referred to as a classic car after 25 years. Once classified as a classic car , this brings benefits to the car owner , including car insurance .

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Possible coverage with a Classic Car Insurance .

Legal liability (WA)

This is the basic coverage and cheapest car insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Limited airframe (WA plus or WA+)

In addition to third party liability coverage, damage to your own car is now also reimbursed in the event of fire, theft, storm and window breakage. Damage to your own car that you have caused yourself (for example due to a collision) will not be reimbursed.

Complete hull (all risk)

This is the most comprehensive coverage for car insurance. Everything that falls under a limited comprehensive package is reimbursed, but now all damage to your own car is also reimbursed.

Frequently asked questions about Classic Car Insurance :

  • What is Classic Car Insurance?

    THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.
    YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .

  • When do you no longer have to pay road tax on a classic car?

    Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.
  • When is a car a classic car?

    You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.
  • Can I insure my classic car if I use it daily?

    No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.
  • Is the no-claims discount for my passenger car also valid for this classic car insurance?

    No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.
  • Is suspension or temporary discontinuation possible?

    If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

Insurance cards , policy conditions and claim form :
  • Insurance cards

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  • Policy conditions

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  • Damage form

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  • More than 25 years of experience.
  • Personal contact.
  • We compare the best insurers.

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