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Lowest Price Guarantee
High Package Discount
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Damage Assistance
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100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews
Hotel inventory insurance | Business Inventory Insurance | Finass Insures
🏨 Inventory • Fire • Burglary • Water damage

Asset insurance hotel

Protect your hotel's inventory from damage. Insure your beds, furniture, TVs, kitchen appliances and reception inventory against fire, burglary, water and more.

Fire damage
Burglary & theft
Water damage
Storm & vandalism

📦 Premium indication Hotel

Inventory up to €25,000 From €15/month
Inventory €25,000 - €100,000 From €35/month
Inventory €100,000 - €250,000 From €75/month
Inventory €250,000+ On request
🔥
Fire damage covered
🔓
Burglary Covered
💧
Water damage covered
30+ Insurers

Why Inventory Insurance for your Hotel?

As a hotel, you invest heavily in your business inventory: beds, furniture, TVs, kitchen equipment and reception inventory. A fire, burglary or water damage can destroy all your belongings in one fell swoop. The financial consequences are often disastrous.

With inventory insurance you are protected against these risks. The insurance reimburses the new value or current value of your inventory in the event of damage, so that you can continue quickly.

Inventory insurance is not a legal obligation, but a necessity for most entrepreneurs. Without insurance, you will have to pay for all damage yourself - and that can cost tens of thousands of euros.

What does the Asset Insurance cover?

🔥

Fire & Explosion

Damage from fire, lightning strike, explosion and scorch damage. Fire extinguishing water damage is also insured.

🔓

Burglary & theft

Theft after burglary, burglary and robbery. Including damage to the property due to the burglary itself.

💧

Water & Leakage

Water damage due to leaks, burst pipes or precipitation. Including consequential damages.

🌪️

Storm & Hail

Damage due to storm (wind force 7+), hail and precipitation. Including consequential damages.

🎯

Vandalism

Deliberate destruction and damage to your inventory by third parties.

🚗

Collision & Collision

Damage due to collision with your building or inventory by vehicles or vessels.

Damage examples Hotel

Situations in which your inventory insurance offers a solution.

🔥 Fire in your hotel

A short circuit causes a fire. Your complete inventory is lost: beds, furniture, TVs, kitchen equipment and reception inventory.

Damage: €75,000+

🔓 Burglary

Burglars strike at night and take valuable equipment and cash register contents. They also cause destruction.

Damage: €25,000

💧 Flooding

A burst water pipe in the building above causes serious water damage to your inventory.

Damage: €40,000

🌪️ Storm damage

During a heavy storm, the roof partly blows away. Rainwater damages your inventory.

Damage: €35,000

How much does inventory insurance cost for hotels?

Hotel inventory insurance

From €15/month

Premium depends on inventory value, location and chosen coverage.
Choice between new value or current value cover.

Calculate Your Exact Premium →

Why Choose Finass Insures?

📦

New Value Coverage

Choose replacement value coverage and receive the full purchase value.

💰

Competitive Premiums

Comparison of 30+ insurers for the best price-quality.

Quickly arranged

Apply today, insured tomorrow. Fast handling.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

Frequently Asked Questions about Hotel Asset Insurance

Inventory includes all the assets you need to carry out your work: beds, furniture, TVs, kitchen equipment and reception inventory. Inventory (goods for sale) is usually covered by separate goods insurance.
With replacement value coverage, you receive the amount to purchase the same inventory new. Depreciation is taken into account for current value coverage. New value is more expensive but offers better protection.
By default, only theft after break-in is insured. Theft without signs of forced entry (e.g. shoplifting) is usually not covered, unless you insure this separately.
A current inventory list is not mandatory but highly recommended. In the event of damage, this speeds up the settlement and prevents discussions about the value.
The premium depends on the value of your inventory, the type of business, location and coverage chosen. On average you pay €15-€100 per month.

Protect Hotel Inventory?

Compare the best inventory insurance policies for your hotel now.