CAR insurance Painter SME/self-employed

🏗️ CAR insurance Painter

Continuous CAR From €35/month

Expiring CAR % of construction cost

Maintenance period 12 months (option)

Existing Property Optionally insured

🏗️

Work in Progress

📦

Building materials

🔧

Auxiliary equipment

✓

20+ Insurers

CAR insurance for painter

A lot can go wrong during construction: fire, storm, water damage, theft or a construction error. CAR insurance (Construction All Risk) covers material damage to the work in progress, building materials on the construction site and optional auxiliary equipment.

As a painter you are responsible for painting, varnishing and coating inside and outside. Without CAR insurance, damage will be at your own expense or it will lead to discussion with the client. Clients are increasingly demanding in the specifications that the work is insured.

You can choose from a continuous CAR (for multiple projects per year) or an expiring CAR (per project). We are happy to advise you on the best choice for your situation.

Practice

Damage Examples Painter

This can happen during painting, varnishing and coating inside and outside.

🔥 Fire Paint Store

Fire in the paint store damages the structure.

Damage: €60,000

💧 Water damage

Leakage damages the newly painted work.

Damage: €12,000

🌧️ Weather damage

Rain damages fresh paintwork on the outside.

Damage: €8,000

🔨 Damage

The paintwork is damaged by other work.

Damage: €15,000

Coverage

What does the CAR insurance cover?

🏗️

Work in Progress

Damage to the structure during construction: collapse, construction errors, damage.

📦

Building materials

Materials on the construction site: damage due to fire, storm, water or theft (after forcible entry).

🔧

Auxiliary equipment

Optional: scaffolding, formwork, construction lifts and other auxiliary equipment on the construction site.

🏠

Existing Property

For conversion/renovation: optional cover for damage to the existing building.

🔨

Execution errors

Damage due to errors in implementation (policy dependent, often with limitations).

📋

Maintenance period

Optional: coverage during the maintenance period after delivery (usually 12 months).

Premium

How much does CAR insurance cost?

CAR Insurance Painter

From €35/month

Continuous CAR for multiple projects. Decreasing CAR: usually 0.1% - 0.5% of the construction sum.
Premium depends on project type, construction amount, duration and risks.

Why Choose Finass Insures?

🏗️

Construction Specialist

Experience with CAR insurance for all construction projects and professions.

📋

Cutlery Check

We check whether your policy meets the client's requirements.

💰

Competitive Premiums

Comparison of 20+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in construction and business insurance.

FAQ

Frequently Asked Questions CAR insurance

No, CAR insurance is not legally required. However, more and more clients are demanding that the work be insured. Specifications and UAV conditions often contain a CAR requirement with minimum limits.

A continuous CAR covers all your projects in one policy - ideal for multiple projects per year. A descending CAR is per project and is calculated as a percentage of the construction sum. For one large project, descending is often cheaper.

Yes, but often only after forced entry and with strict security requirements. Think of lockable storage, locks, fences and registration. The conditions differ per insurer.

Not always. Coverage depends on the main contractor's policy. There are often high deductibles or exclusions. Your own CAR insurance provides certainty that your work is always covered.

The maintenance period is the period after delivery (usually 12 months) during which damage due to maintenance or repair can be insured. This often must be explicitly insured.

Is your construction project well insured?

Request a quote for your CAR insurance without obligation. We are happy to advise you.

CAR insurance Plasterer SME/self-employed

Protect stucco, decorative plaster and wall/ceiling finishes against damage during construction. Coverage for work in progress, construction materials and more.

✓ Work in Progress

✓ Building materials

✓ Storm & Fire

✓ Construction errors

🏗️ CAR insurance Plasterer

Continuous CAR From €40/month

Expiring CAR % of construction cost

Maintenance period 12 months (option)

Existing Property Optionally insured

🏗️

Work in Progress

📦

Building materials

🔧

Auxiliary equipment

✓

20+ Insurers

CAR insurance for plasterer

As a plasterer you are responsible for plasterwork, decorative plaster and wall/ceiling finishing. Without CAR insurance, damage will be at your own expense or it will lead to discussion with the client. Clients are increasingly demanding in the specifications that the work is insured.

You can choose from a continuous CAR (for multiple projects per year) or an expiring CAR (per project). We are happy to advise you on the best choice for your situation.

Practice

Damage examples plasterer

This can happen during plastering, decorative plaster and wall/ceiling finishing.

💧 Water damage

A leak damages the newly applied plasterwork.

Damage: €15,000

🔥 Fire

Fire damages the plasterwork and the surface.

Damage: €40,000

❄️ Frost damage

Frost damages fresh plasterwork.

Damage: €10,000

🔨Crack formation

The plasterwork cracks due to movement in the construction.

Damage: €20,000

Coverage

What does the CAR insurance cover?

🏗️

Work in Progress

Damage to the structure during construction: collapse, construction errors, damage.

📦

Building materials

Materials on the construction site: damage due to fire, storm, water or theft (after forcible entry).

🔧

Auxiliary equipment

Optional: scaffolding, formwork, construction lifts and other auxiliary equipment on the construction site.

🏠

Existing Property

For conversion/renovation: optional cover for damage to the existing building.

🔨

Execution errors

Damage due to errors in implementation (policy dependent, often with limitations).

📋

Maintenance period

Optional: coverage during the maintenance period after delivery (usually 12 months).

Premium

How much does CAR insurance cost?

CAR insurance Plasterer

From €40/month

Continuous CAR for multiple projects. Decreasing CAR: usually 0.1% - 0.5% of the construction sum.
Premium depends on project type, construction amount, duration and risks.

Why Choose Finass Insures?

🏗️

Construction Specialist

Experience with CAR insurance for all construction projects and professions.

📋

Cutlery Check

We check whether your policy meets the client's requirements.

💰

Competitive Premiums

Comparison of 20+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in construction and business insurance.

FAQ

Frequently Asked Questions CAR insurance

Yes, but often only after forced entry and with strict security requirements. Think of lockable storage, locks, fences and registration. The conditions differ per insurer.

Not always. Coverage depends on the main contractor's policy. There are often high deductibles or exclusions. Your own CAR insurance provides certainty that your work is always covered.

The maintenance period is the period after delivery (usually 12 months) during which damage due to maintenance or repair can be insured. This often must be explicitly insured.

Is your construction project well insured?

Request a quote for your CAR insurance without obligation. We are happy to advise you.

CAR insurance Mason SME/self-employed

Protect masonry, pointing and stone structures from damage during construction. Coverage for work in progress, construction materials and more.

✓ Work in Progress

✓ Building materials

✓ Storm & Fire

✓ Construction errors

🏗️ CAR insurance Mason

Continuous CAR From €50/month

Expiring CAR % of construction cost

Maintenance period 12 months (option)

Existing Property Optionally insured

🏗️

Work in Progress

📦

Building materials

🔧

Auxiliary equipment

✓

20+ Insurers

CAR insurance for Metselaar

As a mason you are responsible for masonry, pointing and stone constructions. Without CAR insurance, damage will be at your own expense or it will lead to discussion with the client. Clients are increasingly demanding in the specifications that the work is insured.

You can choose from a continuous CAR (for multiple projects per year) or an expiring CAR (per project). We are happy to advise you on the best choice for your situation.

Practice

Damage examples Bricklayer

This can happen during masonry, pointing and stone constructions.

🧱 Wall collapse

A newly constructed wall collapses due to a storm.

Damage: €45,000

🌧️ Frost damage

Frost damages fresh masonry.

Damage: €20,000

🔨 Construction error

A wall is crooked and needs to be demolished.

Damage: €30,000

💧 Water damage

Rain damages the masonry before it is covered.

Damage: €15,000

Coverage

What does the CAR insurance cover?

🏗️

Work in Progress

Damage to the structure during construction: collapse, construction errors, damage.

📦

Building materials

Materials on the construction site: damage due to fire, storm, water or theft (after forcible entry).

🔧

Auxiliary equipment

Optional: scaffolding, formwork, construction lifts and other auxiliary equipment on the construction site.

🏠

Existing Property

For conversion/renovation: optional cover for damage to the existing building.

🔨

Execution errors

Damage due to errors in implementation (policy dependent, often with limitations).

📋

Maintenance period

Optional: coverage during the maintenance period after delivery (usually 12 months).

Premium

How much does CAR insurance cost?

CAR insurance Metselaar

From €50/month

Continuous CAR for multiple projects. Decreasing CAR: usually 0.1% - 0.5% of the construction sum.
Premium depends on project type, construction amount, duration and risks.

Why Choose Finass Insures?

🏗️

Construction Specialist

Experience with CAR insurance for all construction projects and professions.

📋

Cutlery Check

We check whether your policy meets the client's requirements.

💰

Competitive Premiums

Comparison of 20+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in construction and business insurance.

FAQ

Frequently Asked Questions CAR insurance

Yes, but often only after forced entry and with strict security requirements. Think of lockable storage, locks, fences and registration. The conditions differ per insurer.

Not always. Coverage depends on the main contractor's policy. There are often high deductibles or exclusions. Your own CAR insurance provides certainty that your work is always covered.

The maintenance period is the period after delivery (usually 12 months) during which damage due to maintenance or repair can be insured. This often must be explicitly insured.

Is your construction project well insured?

Request a quote for your CAR insurance without obligation. We are happy to advise you.

CAR insurance Carpenter SME/self-employed

Protect carpentry, window frames, dormer windows and wooden structures from damage during construction. Coverage for work in progress, construction materials and more.

✓ Work in Progress

✓ Building materials

✓ Storm & Fire

✓ Construction errors

🏗️ CAR insurance Timmerman

Continuous CAR From €55/month

Expiring CAR % of construction cost

Maintenance period 12 months (option)

Existing Property Optionally insured

🏗️

Work in Progress

📦

Building materials

🔧

Auxiliary equipment

✓

20+ Insurers

CAR insurance for Timmerman

As a carpenter you are responsible for carpentry, window frames, dormer windows and wooden constructions. Without CAR insurance, damage will be at your own expense or it will lead to discussion with the client. Clients are increasingly demanding in the specifications that the work is insured.

You can choose from a continuous CAR (for multiple projects per year) or an expiring CAR (per project). We are happy to advise you on the best choice for your situation.

Practice

Damage examples Carpenter

This can happen during carpentry, window frames, dormer windows and wooden constructions.

🔨 Construction error

A fault in the timber construction leads to collapse.

Damage: €60,000

🔥 Fire

Fire damages the carpentry and the rest of the construction.

Damage: €90,000

💧 Moisture damage

Woodwork is damaged by moisture penetration.

Damage: €25,000

🌪️ Storm damage

Storm destroys the newly installed dormer window.

Damage: €35,000

Coverage

What does the CAR insurance cover?

🏗️

Work in Progress

Damage to the structure during construction: collapse, construction errors, damage.

📦

Building materials

Materials on the construction site: damage due to fire, storm, water or theft (after forcible entry).

🔧

Auxiliary equipment

Optional: scaffolding, formwork, construction lifts and other auxiliary equipment on the construction site.

🏠

Existing Property

For conversion/renovation: optional cover for damage to the existing building.

🔨

Execution errors

Damage due to errors in implementation (policy dependent, often with limitations).

📋

Maintenance period

Optional: coverage during the maintenance period after delivery (usually 12 months).

Premium

How much does CAR insurance cost?

CAR insurance Timmerman

From €55/month

Continuous CAR for multiple projects. Decreasing CAR: usually 0.1% - 0.5% of the construction sum.
Premium depends on project type, construction amount, duration and risks.

Why Choose Finass Insures?

🏗️

Construction Specialist

Experience with CAR insurance for all construction projects and professions.

📋

Cutlery Check

We check whether your policy meets the client's requirements.

💰

Competitive Premiums

Comparison of 20+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in construction and business insurance.

FAQ

Frequently Asked Questions CAR insurance

Yes, but often only after forced entry and with strict security requirements. Think of lockable storage, locks, fences and registration. The conditions differ per insurer.

Not always. Coverage depends on the main contractor's policy. There are often high deductibles or exclusions. Your own CAR insurance provides certainty that your work is always covered.

The maintenance period is the period after delivery (usually 12 months) during which damage due to maintenance or repair can be insured. This often must be explicitly insured.

Is your construction project well insured?

Request a quote for your CAR insurance without obligation. We are happy to advise you.

CAR insurance Roofer SME/self-employed

Protect roofing, roof tiles, bitumen and zinc roofs from damage during construction. Coverage for work in progress, construction materials and more.

✓ Work in Progress

✓ Building materials

✓ Storm & Fire

✓ Construction errors

🏗️ CAR insurance Roofer

Continuous CAR From €70/month

Expiring CAR % of construction cost

Maintenance period 12 months (option)

Existing Property Optionally insured

🏗️

Work in Progress

📦

Building materials

🔧

Auxiliary equipment

✓

20+ Insurers

CAR insurance for Roofer

As a roofer you are responsible for roofing, roof tiles, bitumen and zinc roofs. Without CAR insurance, damage will be at your own expense or it will lead to discussion with the client. Clients are increasingly demanding in the specifications that the work is insured.

You can choose from a continuous CAR (for multiple projects per year) or an expiring CAR (per project). We are happy to advise you on the best choice for your situation.

Practice

Damage examples Roofer

This can happen during roofing, roof tiles, bitumen and zinc roofs.

🌧️ Leakage after Work

After your work, the roof leaks and water damage occurs.

Damage: €35,000

🔥 Fire Burner

Burning bitumen causes a fire.

Damage: €120,000

🌪️ Storm damage

Storm blows the newly laid roof off the house.

Damage: €50,000

🔨 Construction damage

The roof is sagging due to a construction error.

Damage: €80,000

Coverage

What does the CAR insurance cover?

🏗️

Work in Progress

Damage to the structure during construction: collapse, construction errors, damage.

📦

Building materials

Materials on the construction site: damage due to fire, storm, water or theft (after forcible entry).

🔧

Auxiliary equipment

Optional: scaffolding, formwork, construction lifts and other auxiliary equipment on the construction site.

🏠

Existing Property

For conversion/renovation: optional cover for damage to the existing building.

🔨

Execution errors

Damage due to errors in implementation (policy dependent, often with limitations).

📋

Maintenance period

Optional: coverage during the maintenance period after delivery (usually 12 months).

Premium

How much does CAR insurance cost?

CAR insurance Roofer

From €70/month

Continuous CAR for multiple projects. Decreasing CAR: usually 0.1% - 0.5% of the construction sum.
Premium depends on project type, construction amount, duration and risks.

Why Choose Finass Insures?

🏗️

Construction Specialist

Experience with CAR insurance for all construction projects and professions.

📋

Cutlery Check

We check whether your policy meets the client's requirements.

💰

Competitive Premiums

Comparison of 20+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in construction and business insurance.

FAQ

Frequently Asked Questions CAR insurance

Yes, but often only after forced entry and with strict security requirements. Think of lockable storage, locks, fences and registration. The conditions differ per insurer.

Not always. Coverage depends on the main contractor's policy. There are often high deductibles or exclusions. Your own CAR insurance provides certainty that your work is always covered.

The maintenance period is the period after delivery (usually 12 months) during which damage due to maintenance or repair can be insured. This often must be explicitly insured.

Is your construction project well insured?

Request a quote for your CAR insurance without obligation. We are happy to advise you.