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Business Interruption Insurance Office Business Services 2025 | Compare turnover insurance | Finass Insures
🏢 Turnover insurance

Business interruption insurance Business Services Office SME

Protect offices, consultancy firms and business service providers against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.

✓ Loss of turnover
✓ Fixed Charges
✓ Reconstruction
✓ Additional Costs
Request a Quote → Free Advice

📊 Premium indication Office Business Services

Premium from €50/month
Gross profit €60,000 - €300,000
Benefit period 26 - 104 weeks
Reconstruction costs Up to €100,000
Calculate Your Premium →
📉
Loss of turnover
🏠
Fixed Charges
📋
Reconstruction
✓
15+ Insurers

Business interruption insurance for Office Business Services

What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.

Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.

This insurance is essential for offices, consultancy firms and business service providers. We are happy to advise you on the correct gross profit and payment period.

Practice

Damage Examples Office Business Services

This can happen in offices, consultancy firms and business service providers.

🔥 Office fire

Fire in office building, no workplace available for weeks.

€80,000

💧 Water damage

Leakage damages computers, servers and files.

€40,000

⚡ IT Outage

Server crash, no access to systems and data for days.

€25,000

🌪️ Storm damage

Storm damages office building, temporarily unusable.

€30,000
Coverage

What does Business Interruption Insurance cover?

📉

Lost Gross Profit

Compensation for the turnover you miss because your company comes to a standstill after damage.

🏠

Ongoing Fixed Charges

Rent, mortgage, salaries, insurance and other ongoing fixed costs.

📋

Reconstruction costs

Costs for reconstruction of administration, customer files and files (up to €100,000).

💰

Additional Costs

Costs to get your company running again faster: temporary accommodation, overtime, etc.

📦

Supplier damage

Optional: loss of turnover because your supplier fails due to damage.

🤝

Customer damage

Optional: loss of turnover because your most important customer fails due to damage.

Premium

How much does Business Interruption Insurance cost?

Business Interruption Insurance Office Business Services

From €50/month

Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).

Calculate Your Exact Premium →

Why Choose Finass Insures?

📊

Gross Profit Calculation

We help you determine the correct gross profit for optimal coverage.

⏱️

Payment term Advice

Advice on the correct benefit period for your situation.

💰

Competitive Premiums

Comparison of 15+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Business Interruption Insurance

Gross profit = Turnover minus variable costs (purchasing, raw materials). This is the amount you need to pay your fixed costs and make a profit. Your accountant can help you calculate this.
The benefit period is the maximum period that the insurance pays out. Choose a term long enough to rebuild your business. For most companies, 52 weeks (1 year) is a good choice, but for large buildings or complex companies 78 or 104 weeks may be necessary.
The inventory insurance reimburses the damage to your belongings (machines, stock, furnishings). Business interruption insurance reimburses the turnover you miss while your business is shut down. Both insurance policies complement each other.
The insurance pays out if your company comes to a standstill due to an insured incident (fire, water, storm, burglary) and this incident would also be covered under your building or inventory insurance. There is usually a deductible of several days.
This is optional and can be co-insured. You are therefore covered if your most important supplier or customer fails due to damage, as a result of which you cannot make purchases or have no sales.

Your turnover protected?

Request a quote for your business interruption insurance without obligation.

Request a Quote → Call: 072 - 509 24 56

Read more …Business interruption insurance kantoor

Business interruption insurance Healthcare 2025 | Compare turnover insurance | Finass Insures
🏥 Turnover insurance

Business interruption insurance Concern SME

Protect general practitioners, dentists, physiotherapists and clinics against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.

✓ Loss of turnover
✓ Fixed Charges
✓ Reconstruction
✓ Additional Costs
Request a Quote → Free Advice

📊 Healthcare premium indication

Premium from €70/month
Gross profit €80,000 - €400,000
Benefit period 26 - 104 weeks
Reconstruction costs Up to €100,000
Calculate Your Premium →
📉
Loss of turnover
🏠
Fixed Charges
📋
Reconstruction
✓
15+ Insurers

Business Interruption Insurance for Healthcare

What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.

Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.

This insurance is essential for general practitioners, dentists, physiotherapists and clinics. We are happy to advise you on the correct gross profit and payment period.

Practice

Damage examples Healthcare

This can happen at general practitioners, dentists, physiotherapists and clinics.

🔥 Brand Practice

Fire in your practice, no treatments possible for months.

€150,000

💧 Water damage

Leakage damages medical equipment and furnishings.

€50,000

⚡ Power outage

Long-term power outage, no treatments possible.

€20,000

🔌Equipment Defect

Crucial equipment broken, waiting weeks for replacement.

€40,000
Coverage

What does Business Interruption Insurance cover?

📉

Lost Gross Profit

Compensation for the turnover you miss because your company comes to a standstill after damage.

🏠

Ongoing Fixed Charges

Rent, mortgage, salaries, insurance and other ongoing fixed costs.

📋

Reconstruction costs

Costs for reconstruction of administration, customer files and files (up to €100,000).

💰

Additional Costs

Costs to get your company running again faster: temporary accommodation, overtime, etc.

📦

Supplier damage

Optional: loss of turnover because your supplier fails due to damage.

🤝

Customer damage

Optional: loss of turnover because your most important customer fails due to damage.

Premium

How much does Business Interruption Insurance cost?

Business Interruption Insurance Healthcare

From €70/month

Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).

Calculate Your Exact Premium →

Why Choose Finass Insures?

📊

Gross Profit Calculation

We help you determine the correct gross profit for optimal coverage.

⏱️

Payment term Advice

Advice on the correct benefit period for your situation.

💰

Competitive Premiums

Comparison of 15+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Business Interruption Insurance

Gross profit = Turnover minus variable costs (purchasing, raw materials). This is the amount you need to pay your fixed costs and make a profit. Your accountant can help you calculate this.
The benefit period is the maximum period that the insurance pays out. Choose a term long enough to rebuild your business. For most companies, 52 weeks (1 year) is a good choice, but for large buildings or complex companies 78 or 104 weeks may be necessary.
The inventory insurance reimburses the damage to your belongings (machines, stock, furnishings). Business interruption insurance reimburses the turnover you miss while your business is shut down. Both insurance policies complement each other.
The insurance pays out if your company comes to a standstill due to an insured incident (fire, water, storm, burglary) and this incident would also be covered under your building or inventory insurance. There is usually a deductible of several days.
This is optional and can be co-insured. You are therefore covered if your most important supplier or customer fails due to damage, as a result of which you cannot make purchases or have no sales.

Your turnover protected?

Request a quote for your business interruption insurance without obligation.

Request a Quote → Call: 072 - 509 24 56

Read more …Business Interruption Insurance Healthcare

Business interruption insurance Transport Logistics 2025 | Compare turnover insurance | Finass Insures
🚛 Turnover insurance

Business interruption insurance Transport Logistics SME

Protect transport companies, warehouses and distribution centers against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.

✓ Loss of turnover
✓ Fixed Charges
✓ Reconstruction
✓ Additional Costs
Request a Quote → Free Advice

📊 Premium indication for Transport Logistics

Premium from €100/month
Gross profit €150,000 - €1,000,000
Benefit period 26 - 104 weeks
Reconstruction costs Up to €100,000
Calculate Your Premium →
📉
Loss of turnover
🏠
Fixed Charges
📋
Reconstruction
✓
15+ Insurers

Business interruption insurance for Transport Logistics

What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.

Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.

This insurance is essential for transport companies, warehouses and distribution centers. We are happy to advise you on the correct gross profit and payment period.

Practice

Damage examples Transport Logistics

This can happen at transport companies, warehouses and distribution centers.

🔥 Fire Warehouse

Fire in your warehouse, distribution halted for weeks.

€200,000

🚛 Fleet Damage

Several vehicles damaged, deliveries delayed.

€80,000

💧 Water damage

Flooding in warehouse, goods damaged.

€60,000

⚡ System Failure

IT systems failed, planning and logistics halted.

€30,000
Coverage

What does Business Interruption Insurance cover?

📉

Lost Gross Profit

Compensation for the turnover you miss because your company comes to a standstill after damage.

🏠

Ongoing Fixed Charges

Rent, mortgage, salaries, insurance and other ongoing fixed costs.

📋

Reconstruction costs

Costs for reconstruction of administration, customer files and files (up to €100,000).

💰

Additional Costs

Costs to get your company running again faster: temporary accommodation, overtime, etc.

📦

Supplier damage

Optional: loss of turnover because your supplier fails due to damage.

🤝

Customer damage

Optional: loss of turnover because your most important customer fails due to damage.

Premium

How much does Business Interruption Insurance cost?

Business interruption insurance Transport Logistics

From €100/month

Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).

Calculate Your Exact Premium →

Why Choose Finass Insures?

📊

Gross Profit Calculation

We help you determine the correct gross profit for optimal coverage.

⏱️

Payment term Advice

Advice on the correct benefit period for your situation.

💰

Competitive Premiums

Comparison of 15+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Business Interruption Insurance

Gross profit = Turnover minus variable costs (purchasing, raw materials). This is the amount you need to pay your fixed costs and make a profit. Your accountant can help you calculate this.
The benefit period is the maximum period that the insurance pays out. Choose a term long enough to rebuild your business. For most companies, 52 weeks (1 year) is a good choice, but for large buildings or complex companies 78 or 104 weeks may be necessary.
The inventory insurance reimburses the damage to your belongings (machines, stock, furnishings). Business interruption insurance reimburses the turnover you miss while your business is shut down. Both insurance policies complement each other.
The insurance pays out if your company comes to a standstill due to an insured incident (fire, water, storm, burglary) and this incident would also be covered under your building or inventory insurance. There is usually a deductible of several days.
This is optional and can be co-insured. You are therefore covered if your most important supplier or customer fails due to damage, as a result of which you cannot make purchases or have no sales.

Your turnover protected?

Request a quote for your business interruption insurance without obligation.

Request a Quote → Call: 072 - 509 24 56

Read more …Business interruption insurance transport

Business interruption insurance Construction 2025 | Compare turnover insurance | Finass Insures
🏗️ Turnover insurance

Business interruption insurance Build SME

Protect contractors, construction companies and installers against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.

✓ Loss of turnover
✓ Fixed Charges
✓ Reconstruction
✓ Additional Costs
Request a Quote → Free Advice

📊 Premium indication Construction

Premium from €90/month
Gross profit €100,000 - €800,000
Benefit period 26 - 104 weeks
Reconstruction costs Up to €100,000
Calculate Your Premium →
📉
Loss of turnover
🏠
Fixed Charges
📋
Reconstruction
✓
15+ Insurers

Business Interruption Insurance for Construction

What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.

Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.

This insurance is essential for contractors, construction companies and installers. We are happy to advise you on the correct gross profit and payment period.

Practice

Damage examples Construction

This can happen to contractors, construction companies and installers.

🔥 Fire Workshop

Fire in your workshop, equipment destroyed, projects delayed.

€100,000

💧 Water damage

Flooding damages stored materials and machines.

€50,000

🌪️ Storm

Storm destroys storage shed with building materials.

€60,000

🔐 Theft

Theft of machines, projects cannot continue.

€40,000
Coverage

What does Business Interruption Insurance cover?

📉

Lost Gross Profit

Compensation for the turnover you miss because your company comes to a standstill after damage.

🏠

Ongoing Fixed Charges

Rent, mortgage, salaries, insurance and other ongoing fixed costs.

📋

Reconstruction costs

Costs for reconstruction of administration, customer files and files (up to €100,000).

💰

Additional Costs

Costs to get your company running again faster: temporary accommodation, overtime, etc.

📦

Supplier damage

Optional: loss of turnover because your supplier fails due to damage.

🤝

Customer damage

Optional: loss of turnover because your most important customer fails due to damage.

Premium

How much does Business Interruption Insurance cost?

Construction Business Interruption Insurance

From €90/month

Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).

Calculate Your Exact Premium →

Why Choose Finass Insures?

📊

Gross Profit Calculation

We help you determine the correct gross profit for optimal coverage.

⏱️

Payment term Advice

Advice on the correct benefit period for your situation.

💰

Competitive Premiums

Comparison of 15+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Business Interruption Insurance

Gross profit = Turnover minus variable costs (purchasing, raw materials). This is the amount you need to pay your fixed costs and make a profit. Your accountant can help you calculate this.
The benefit period is the maximum period that the insurance pays out. Choose a term long enough to rebuild your business. For most companies, 52 weeks (1 year) is a good choice, but for large buildings or complex companies 78 or 104 weeks may be necessary.
The inventory insurance reimburses the damage to your belongings (machines, stock, furnishings). Business interruption insurance reimburses the turnover you miss while your business is shut down. Both insurance policies complement each other.
The insurance pays out if your company comes to a standstill due to an insured incident (fire, water, storm, burglary) and this incident would also be covered under your building or inventory insurance. There is usually a deductible of several days.
This is optional and can be co-insured. You are therefore covered if your most important supplier or customer fails due to damage, as a result of which you cannot make purchases or have no sales.

Your turnover protected?

Request a quote for your business interruption insurance without obligation.

Request a Quote → Call: 072 - 509 24 56

Read more …Construction Business Interruption Insurance

Business Interruption Insurance Manufacturing Industry 2025 | Compare turnover insurance | Finass Insures
🏭 Turnover insurance

Business interruption insurance Manufacturing Industry SME

Protect factories, production companies and industry against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.

✓ Loss of turnover
✓ Fixed Charges
✓ Reconstruction
✓ Additional Costs
Request a Quote → Free Advice

📊 Premium Indication Production Industry

Premium from €150/month
Gross profit €200,000 - €2,000,000
Benefit period 26 - 104 weeks
Reconstruction costs Up to €100,000
Calculate Your Premium →
📉
Loss of turnover
🏠
Fixed Charges
📋
Reconstruction
✓
15+ Insurers

Business Interruption Insurance for Manufacturing Industry

What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.

Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.

This insurance is essential for factories, production companies and industry. We are happy to advise you on the correct gross profit and payment period.

Practice

Damage examples Production Industry

This can happen at factories, production companies and industry.

🔥 Factory fire

Fire shuts down production, no turnover for 6 months.

€500,000

⚙️ Machine breakage

Crucial machine broken, waiting 2 months for parts.

€150,000

💧 Water damage

Flooding damages production line and stock.

€80,000

⚡ Power outage

Long power outage, production halted for days.

€40,000
Coverage

What does Business Interruption Insurance cover?

📉

Lost Gross Profit

Compensation for the turnover you miss because your company comes to a standstill after damage.

🏠

Ongoing Fixed Charges

Rent, mortgage, salaries, insurance and other ongoing fixed costs.

📋

Reconstruction costs

Costs for reconstruction of administration, customer files and files (up to €100,000).

💰

Additional Costs

Costs to get your company running again faster: temporary accommodation, overtime, etc.

📦

Supplier damage

Optional: loss of turnover because your supplier fails due to damage.

🤝

Customer damage

Optional: loss of turnover because your most important customer fails due to damage.

Premium

How much does Business Interruption Insurance cost?

Business interruption insurance Manufacturing Industry

From €150/month

Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).

Calculate Your Exact Premium →

Why Choose Finass Insures?

📊

Gross Profit Calculation

We help you determine the correct gross profit for optimal coverage.

⏱️

Payment term Advice

Advice on the correct benefit period for your situation.

💰

Competitive Premiums

Comparison of 15+ insurers for the best price.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

FAQ

Frequently Asked Questions Business Interruption Insurance

Gross profit = Turnover minus variable costs (purchasing, raw materials). This is the amount you need to pay your fixed costs and make a profit. Your accountant can help you calculate this.
The benefit period is the maximum period that the insurance pays out. Choose a term long enough to rebuild your business. For most companies, 52 weeks (1 year) is a good choice, but for large buildings or complex companies 78 or 104 weeks may be necessary.
The inventory insurance reimburses the damage to your belongings (machines, stock, furnishings). Business interruption insurance reimburses the turnover you miss while your business is shut down. Both insurance policies complement each other.
The insurance pays out if your company comes to a standstill due to an insured incident (fire, water, storm, burglary) and this incident would also be covered under your building or inventory insurance. There is usually a deductible of several days.
This is optional and can be co-insured. You are therefore covered if your most important supplier or customer fails due to damage, as a result of which you cannot make purchases or have no sales.

Your turnover protected?

Request a quote for your business interruption insurance without obligation.

Request a Quote → Call: 072 - 509 24 56

Read more …Business interruption insurance productie

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