fbpx
Skip to main content
Lowest Price Guarantee
High Package Discount
Largest Offer
Damage Assistance
Personal Contact
100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews
Trader license plate Insurance 2025 | Green Plate | Garage insurance | Finass Insures
🚗 Green Plate • Trader's license plate • RDB • Garage

Trader's license plate Insurance

The green plate insurance is legally required for car dealers and garage companies. With a dealer license plate you can use vehicles from your company stock on public roads - for test drives, MOT inspections and transport. Includes RDB coverage and liability insurance.

Legally required (WAM)
RDB coverage included
Test drives assured
30% no-claim discount

💰 Premium indication 2025

Basic (1 license plate)€66.70/month
Top (5 license plates)€139.14/month
Extra license plate/day€1.74/day
RDB coverage only€38.82/month
€5.6M
Personal injury coverage
€2.5M
Property damage coverage
30%
No-claim discount
24/7
Report damage

What is a Trader's license plate?

🚗

The Green Plate Explained

A dealer license plate (green plate) is a special license plate that you use to register vehicles company stock temporarily and legally on public roads. You do not have to register and insure each vehicle separately.

For what: Test drives with customers, transport to MOT inspection, test drives after repairs, transport between locations. You apply for the green plate at the RDW.

⚠️

Insurance is Obliged!

The green plate must are insured just like a normal license plate according to the WAM (Motor Vehicle Liability Insurance Act). Even if you don't use the plate (yet)!

NB: Without valid insurance you risk a hefty fine from the RDW. Think of the green plate as a normal license plate - always subject to insurance.

What do you use the Green Plate for?

🛣️

Test drives

Let the customer test drive a car from stock

🔧

Test drives

Test drive after repair or maintenance

📋

MOT inspection

Take vehicle to inspection station

🚚

Transportation

Transport between locations or to customer

🏭

Pickup/Delivery

Pick up or deliver the car when buying/selling

🔩

Conversion/Superstructure

To workshop for conversion or construction

📸

Photo shoot

Photographing the vehicle at a remote location

🏁

Demonstration

Demonstration ride for potential buyer

What is Insured?

🛡️

Third Party Liability (G1)

Damage to persons and property of third parties caused by a stock vehicle.

€5.6M people / €2.5M business
🏢

Corporate liability (G2)

Liability for damage to persons and property due to your business activities.

Up to €2.5 million
📦

RDB Coverage

Registration Coverage of Company Stock - mandatory for RDW company number.

Included as standard
🚗

Casco Trading Stock

Damage to own vehicles in trading stock (fire, theft, storm).

Optional
👥

SVI - Occupants

Damage to occupants in the event of an accident, regardless of fault.

Optional
⚖️

legal aid

Legal assistance in disputes about vehicles and damage.

From €45/year

For Which Companies?

🏪

Car dealers

Trade in new and used cars, showroom or site

🔧

Garage companies

Repair, maintenance and MOT inspections

🏎️

Car companies

Sales, maintenance, used cars

🚜

Agricultural vehicles

Trade in tractors and agricultural machinery

🏍️

Motorcycle dealers

Sales and maintenance of engines

🚐

RV dealers

Sales of campers and caravans

🚛

Truck trading

Trade in commercial vehicles and trucks

Car cleaning companies

Car detailing (FOCWA affiliated)

Covered and Not Covered

Well covered

  • Damage to third parties during test drive
  • Personal injury to persons and third parties
  • Damage during transport to MOT
  • Damage during test drive after repair
  • Corporate liability (with G2)
  • Trading stock WA risk (RDB)
  • Damage caused by personnel
  • Valid in NL, BE, LU, DE
  • Hull trading stock (optional)
  • Occupants SVI (optional)

Not Covered

  • Damage to your own vehicle (without shell)
  • Private use trader license plate
  • Unauthorized use
  • Outside permitted countries (without green card)
  • Intention or gross negligence
  • Damage without a valid registration certificate
  • Use non-business related
  • Driving without a driver's license
  • Alcohol or drugs
  • Vehicles not in company stock

Choose Your Coverage

Basic

1 Trader's license plate

€66.70
per month incl. tax
  • Third party liability coverage (G1)
  • Corporate liability (G2)
  • RDB coverage included
  • 30% no-claim discount
  • Additional license plate €1.74/day
RDB Only

Recognition of Company Stock

€38.82
per month incl. tax
  • RDB coverage (mandatory)
  • Without green plate
  • WA trading stock
  • For RDW company number
  • Minimum obligation

Expand to Garage Insurance

You can expand your dealer license plate insurance to a complete garage policy with additional sections.

G1

Motor Vehicle Liability

Damage caused by company and customer motor vehicles

G2

Company Liability (AVB)

Liability for damage to persons and property of third parties

G3

Casco Customer vehicles

Damage to customer vehicles during repair/maintenance

G4

Casco Own Vehicles

Damage to own vehicles including trading stock

G5

Brand Inventory/Goods

Fire damage to company inventory and goods

G6

legal aid

Legal assistance in disputes about vehicles and damage

Why Insure Through Us?

🚗

garage Specialist

50+ years of experience with garage insurance and dealer license plates.

🔍

Compare Insurers

We compare ASR, Allianz, MS Amlin, Nationale-Nederlanden and more.

💰

30% no-claim discount

No-claims discount in advance, only refundable in the event of damage.

📱

Online Registration/Deregistration

Digital system for registering and deregistering license plates.

🗂️

Green Card Fast

International insurance certificate within 2 working days.

Instant Coverage

Provisional coverage immediately after request by email.

100% Independent

Independent advice: we do not work for one insurer.

📞

Personal Contact

Always a specialist on the line, no call center.

Frequently Asked Questions

A dealer license plate insurance (green plate insurance) is a mandatory WAM insurance for vehicles from your company stock. This allows you to take test drives, take vehicles for MOT and transport them without each vehicle having to be insured separately.
Yes, legally required! The green plate must be insured according to the WAM, just like a normal license plate. Without insurance you risk a hefty fine from the RDW. Even if you are not (yet) using the plate, the insurance must be active.
From €66.70 per month for 1 dealer license plate including RDB coverage and liability insurance (G1+G2). Extensive packages with SVI and legal assistance from €139.14 per month for 5 license plates.
RDB stands for Registration Coverage of Business Stock. This is a mandatory insurance for companies with an RDW company number. It covers third party liability for vehicles in your trading stock, even if they do not drive with a green plate.
You are insured by default in the Netherlands, Belgium, Luxembourg and Germany. Please note: only commercial vehicles with a Dutch green plate are allowed to drive in Germany, and only for construction, conversion or repair work with written confirmation.
Yes, you can insure additional license plates for €1.74 per day per license plate. With the Top package you can register up to 5 license plates as standard. Need more license plates? Contact us for customization.
Your company must be located in a commercial building (showroom, warehouse, private parking facility). A FOCWA connection is required for car cleaning companies. You apply for the green plate from the RDW after taking out the insurance.
You receive a 30% no-claim discount in advance at the start of the insurance year. Have you suffered damage during the year? Then you repay the no-claim discount for the category in which the damage occurred. No damage = discount retained.

Insure your dealer license plate

Request a quote for your green plate insurance immediately!