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Lowest Price Guarantee
Largest Offer
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High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

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Garage Insurance Auto Detailing 2025 | Compare Automotive Package | Finass Insures
✨ Automotive Package

Garage insurance Auto detailing

Complete insurance for your car detailing. Protect your polishing, coating, interior cleaning and protection against damage, theft and liability.

Trading stock
Customer cars
Test drives
Tools

🚗 Premium indication Auto Detailing

Basic package From €80/month
Trading stock WA Obliged
Customer Cars/Management Optional
Property & Inventory Optional
🚗
Trading stock
🔧
Customer cars
🛣️
Test drives
Customized Policy

Garage Insurance for your Auto Detailing

As a car detailer, you are in charge of customer cars and your own stock every day. Accidents can happen anywhere: a car falling off a bridge, damage during a test drive, fire in the workshop or theft of your stock.

The garage insurance (also called Automotive Package) has been specially developed for garage companies and covers all these risks. Third party liability coverage for your trading stock is required by law if you use a trader license plate (green plates).

Because every car detailing is different, garage insurance is always tailor-made. We are happy to advise you on the correct composition of your policy.

Damage examples Auto Detailing

This can happen in your car detailing.

🎨 Paint damage

Polishing too aggressively damages the paint of a Ferrari.

Damage: €15,000

💧 Interior damage

Cleaning damages the leather interior of a car.

Damage: €8,000

🔥 Fire

Fire in the workshop damages customer cars.

Damage: €100,000

🔐 Theft

An expensive car is stolen from your workshop.

Damage: €60,000

What does Garage Insurance cover?

🚗

Trading stock

WA (mandatory) and optional shell for your own stock of cars. Including fluctuations up to 30%.

🔧

Customer cars in management

Cars that you have for maintenance, repair or consignment. Damage during work.

🛣️

Test drives

Coverage during test drives with customers or for post-repair testing.

🚐

Commercial vehicles

Your own company cars, vans and breakdown assistance vehicles.

🔩

Tools & Inventory

Your tools, diagnostic systems, lifts and other inventory.

🏢

Business premises

Optional: fire, storm and water damage to your workshop or showroom.

How much does garage insurance cost?

Garage Insurance Auto Detailing

From €80/month

Customized policy. Premium depends on turnover, stock value and activities.
WA trading stock is legally required for RDW recognition.

Request a Custom Quote →

Why Choose Finass Insures?

🚗

Automotive Specialist

Experience with garage insurance for all types of car companies.

📋

Customized Policy

Customized policy for your specific business activities.

💰

Competitive Premiums

Comparison of all specialized insurers.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

Frequently Asked Questions Garage Insurance

Third party liability coverage for your trading stock is legally required if you use the RDW Recognition of Business Stock (trader license plate/green plates). The other coverage is optional but highly recommended.
The premium is tailor-made and depends on your turnover, stock value, number of employees and activities. Car detailing pays on average from €80 per month. Request a quote for your exact premium.
Yes, with the "Cars under management" module, customer cars are insured against damage during maintenance, repairs or storage in your company. Damage during test drives after repairs is also covered.
In Belgium and Luxembourg it is only allowed to collect or deliver a vehicle for purchase/sale (no test drive). In Germany, only commercial vehicles with the license plate for construction, conversion or repair are allowed to drive.
No, garage insurance is tailor-made and cannot be taken out online. We will contact you to discuss your situation and put together a tailor-made policy.

Is your car detailing well insured?

Request a customized quote without obligation. We are happy to advise you on the best garage insurance.