Garage insurance Self-employed Auto mechanic
Complete insurance for your self-employed car mechanic. Protect your mobile maintenance and repair as a self-employed person against damage, theft and liability.
🚗 Premium indication ZZP Automechanic
Garage insurance for your self-employed car mechanic
As a self-employed car mechanic, you are in charge of customer cars and your own stock every day. Accidents can happen anywhere: a car falling off a bridge, damage during a test drive, fire in the workshop or theft of your stock.
The garage insurance (also called Automotive Package) has been specially developed for garage companies and covers all these risks. Third party liability coverage for your trading stock is required by law if you use a trader license plate (green plates).
Because every self-employed car mechanic is different, garage insurance is always tailor-made. We are happy to advise you on the correct composition of your policy.
Damage examples Self-employed Auto mechanic
This can happen as a self-employed auto mechanic.
🔧 Repair error
An error during the repair leads to engine damage.
Damage: €15,000🚗 Test Drive Accident
A collision occurs during a test drive after repairs.
Damage: €25,000🔐Theft Tools
Your tools are stolen from the bus.
Damage: €10,000📋 Liability
A customer holds you liable for consequential damages.
Damage: €20,000What does Garage Insurance cover?
Trading stock
WA (mandatory) and optional shell for your own stock of cars. Including fluctuations up to 30%.
Customer cars in management
Cars that you have for maintenance, repair or consignment. Damage during work.
Test drives
Coverage during test drives with customers or for post-repair testing.
Commercial vehicles
Your own company cars, vans and breakdown assistance vehicles.
Tools & Inventory
Your tools, diagnostic systems, lifts and other inventory.
Business premises
Optional: fire, storm and water damage to your workshop or showroom.
How much does garage insurance cost?
Garage Insurance Self-Employed Auto Mechanic
Customized policy. Premium depends on turnover, stock value and activities.
WA trading stock is legally required for RDW recognition.
Why Choose Finass Insures?
Automotive Specialist
Experience with garage insurance for all types of car companies.
Customized Policy
Customized policy for your specific business activities.
Competitive Premiums
Comparison of all specialized insurers.
50+ Years of Experience
Specialist in business insurance. Personal advice.
Frequently Asked Questions Garage Insurance
Is your self-employed car mechanic well insured?
Request a customized quote without obligation. We are happy to advise you on the best garage insurance.
